St. Joe Company (JOE) earns a Roarable Rating of B+ (Buy) with 76/100 RQD Confidence. High-quality cash engine (43% profit margin, 18% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
As of 2026-11-02, St. Joe Company (NYSE: JOE) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 76/100 at a spot price of $71.80 (+5.39% 1D, market cap $4.06B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 16/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 15/20. Across 51 tracked Real Estate issuers, JOE ranks #4 in composite RQD confidence.
Within the Real Estate sector (Homebuilding), JOE carries a Roarable B+ (76/100 RQD), trailing P/E of 35.1x, gross margin of 43.1%, and ROIC of 18.1%. By comparison, IRS (IRSA Inversiones Y Representaciones S.A. Global )) holds a D grade (50/100 RQD, P/E N/A, ROIC —, cap $1.24B) and AXR (AMREP Corporation) posts a C grade (65/100 RQD, P/E 10.8x, ROIC 11.0%, cap $112.4M). Among the 5-stock peer group, MTH leads on earnings multiple (9.3x) while JOE leads on capital efficiency (18.1% ROIC).
Per JOE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000745308), St. Joe Company generated $513.2M in revenue (+27.4% YoY), $115.6M in net income, and $186.6M in free cash flow against $1.52B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (43% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 36.4% FCF Margin ($186.6M FCF) & 43.1% Gross Margin
Altman Z-Score 4.43 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9
Macro rate sensitivity & RSI-14 (64.7) create a -8 pt regime headwind
Even with a 76/100 (B+) score, JOE faces multiple-compression risk if 35.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 40.6% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($66.56) or 200D SMA ($66.03) invalidates the momentum regime and cuts Target Base ($77.62) toward Bear Floor ($58.88).
St. Joe Company (JOE) surged +5.39% to $71.80, trading at 91% of its 52-week range ($53.99 – $73.54). High-quality cash engine (43% profit margin, 18% return on capital) with steady institutional support.
St. Joe reported mixed third quarter 2026 results, with modestly higher sales but lower revenue and net income, alongside record Hospitality segment performance and a 13% cash dividend increase to US$0.18 per share appro
Get a weekly dividend summary for Champions, Contenders, and Challengers.
St. Joe (NYSE:JOE) reported third-quarter results that reflected organic growth despite comparisons with the prior-year period, which benefited from the sale of Watercrest, President, Chief Executive Officer and Chairman
Hospitality revenue hit record levels while residential backlog surged to 222 homes.
The St. Joe Company (JOE) Q3 2026 Earnings Call October 29, 2026 10:00 AM EDTCompany ParticipantsJorge Gonzalez - President, CEO, COO & Chairman of the...
Moby summary of The St. Joe Company's Q3 2026 earnings call
St. Joe (NYSE:JOE) reported third-quarter financial results on Thursday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga APIs. For
(JOE) on Wednesday reported profit of $36.The Panama City Beach, Florida-based company said it had profit of 65 cents per share.
PANAMA CITY BEACH, Fla., October 28, 2026--THE ST. JOE COMPANY REPORTS THIRD QUARTER AND FIRST NINE MONTHS OF 2026 RESULTS AND INCREASES QUARTERLY DIVIDEND BY 13% TO $0.18 PER SHARE
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +27.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on JOE today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for JOE. Explore sector supply chains on /butterfly.
Across 51 tracked Real Estate securities in the Roarable RQD universe, St. Joe Company (JOE) ranks #4 by composite RQD confidence (76/100, grade B+) and #8 by equity capitalization ($4.06B). Within this direct 5-issuer industry benchmark cohort, MTH leads on earnings valuation at 9.3x trailing P/E, while JOE leads on capital efficiency and profitability with 18.1% ROIC and 43.1% gross margin. JOE currently leads its immediate peer cohort in composite quantitative strength at 76/100 (B+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| JOE
ACTIVE
St. Joe Company | B+ | 76/100 | 35.1x | 43.1% | 18.1% | +5.39% | $4.06B | Benchmark Subject |
| IRS IRSA Inversiones Y Representaciones S.A. Global ) | D | 50/100 | — | — | — | +1.31% | $1.24B | /irs-vs-joe → |
| AXR AMREP Corporation | C | 65/100 | 10.8x | — | 11.0% | +0.62% | $112.4M | /axr-vs-joe → |
| MTH Meritage Homes Corporation | C- | 59/100 | 9.3x | — | 8.0% | +3.98% | $4.20B | /mth-vs-joe → |
| CVCO Cavco Industries Inc. | B- | 70/100 | 22.0x | 23.5% | 17.6% | +2.76% | $4.21B | /cvco-vs-joe → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), St. Joe Company (JOE) reported GAAP revenue of $513.2M (+27.4% vs. FY2024 revenue of $402.7M , and +31.8% cumulative change since FY2023) , GAAP net income of $115.6M, operating cash flow of $190.7M, and free cash flow of $186.6M (+86.2% YoY). On the balance sheet, JOE closed FY2025 with $1.52B in total assets against $0 in total debt (Altman Z-Score: 4.43, Piotroski F-Score: 7/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $513.2M | $115.6M | $190.7M | $186.6M | $1.52B | — |
| FY2024 (FY) | 2024-12-31 | $402.7M | $74.2M | $108.0M | $100.2M | $1.54B | — |
| FY2023 (FY) | 2023-12-31 | $389.3M | $77.7M | $103.8M | $103.8M | — | — |
As of 2026-11-02, St. Joe Company (NYSE: JOE) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 76/100 at a spot price of $71.80 (+5.39% 1D, market cap $4.06B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 16/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 15/20. Across 51 tracked Real Estate issuers, JOE ranks #4 in composite RQD confidence.
Within the Real Estate sector (Homebuilding), JOE carries a Roarable B+ (76/100 RQD), trailing P/E of 35.1x, gross margin of 43.1%, and ROIC of 18.1%. By comparison, IRS (IRSA Inversiones Y Representaciones S.A. Global )) holds a D grade (50/100 RQD, P/E N/A, ROIC —, cap $1.24B) and AXR (AMREP Corporation) posts a C grade (65/100 RQD, P/E 10.8x, ROIC 11.0%, cap $112.4M). Among the 5-stock peer group, MTH leads on earnings multiple (9.3x) while JOE leads on capital efficiency (18.1% ROIC).
Per JOE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000745308), St. Joe Company generated $513.2M in revenue (+27.4% YoY), $115.6M in net income, and $186.6M in free cash flow against $1.52B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (43% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
JOE last traded at $71.80 (+5.39% on volume of 311,224 shares), positioning the stock +7.87% above its 50-day simple moving average ($66.56) and +8.74% above its 200-day simple moving average ($66.03). Across its 52-week range of $53.99 to $73.54, JOE sits at the 91.1% percentile with a 14-day RSI of 64.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.8% ($67.64 to $75.96).
Why JOE Stock surged +5.39% Today — RQD Quant Desk Flash. High-quality cash engine (43% profit margin, 18% return on capital) with steady institutional support.
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