Stock Ratings / Consumer Discretionary / TLF / financials

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Tandy Leather Factory Inc. (TLF) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

Q: Where is TLF trading relative to its 50-day, 200-day, and 52-week technical levels?

TLF last traded at $2.26 (+0.44% on volume of 3,276 shares), positioning the stock -9.96% below its 50-day simple moving average ($2.51) and -9.24% below its 200-day simple moving average ($2.49). Across its 52-week range of $2.09 to $3.36, TLF sits at the 13.4% percentile with a 14-day RSI of 24.6 (OVERSOLD (<32)) and an implied next-earnings move of ±10.0% ($2.03 to $2.49).

Q: How profitable is Tandy Leather Factory Inc. (TLF)?

In FY 2025 (10-K), TLF converted $76.3M of revenue into a 57% gross margin, 0% operating margin, and $0 in free cash flow (0% FCF margin).

$2.26 +0.44% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.26

Tandy Leather Factory Inc. (TLF) carries a Roarable Rating of D- (Sell) with 43/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (43/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • SELL / AVOID Cap $18.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is TLF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, Tandy Leather Factory Inc. (NASDAQ: TLF) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 43/100 at a spot price of $2.26 (+0.44% 1D, market cap $18.5M). Pillar breakdown: Fundamental Cash Engine 4/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 7/20. Across 1011 tracked Consumer Discretionary issuers, TLF ranks #783 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does TLF compare to PASW and BIRD in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Apparel), TLF carries a Roarable D- (43/100 RQD), trailing P/E of N/A, gross margin of 57.0%, and ROIC of -2.1%. By comparison, PASW (Ping An Biomedical Co. Ltd. (Class A)) holds a E grade (34/100 RQD, P/E N/A, ROIC —, cap $15.6M) and BIRD (Smartbird Inc. (Class A)) posts a D- grade (37/100 RQD, P/E N/A, ROIC -35.0%, cap $25.0M). Among the 5-stock peer group, NCI leads on earnings multiple (153.8x) while NCI leads on capital efficiency (2.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TLF?

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Per TLF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000909724), Tandy Leather Factory Inc. generated $76.3M in revenue (+2.6% YoY), $9.1M in net income, and -$8.1M in free cash flow against $86.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $2.26 (-0.11%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 4/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (43/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-6.7% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE-6.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TLF)Realized 20D OHLCV Swing Band: ±10%

Deterministic 5-Pillar Attribution (43/100 Composite)

🔍 WHY TLF SCORES 43/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (30% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Macro Regime Fit+11/20 pts (26% of score)

FRED Regime × Technicals: 13% of 52W Range • RSI-14 at 24.6 (OVERSOLD (<32))

▼ #1 Drag / Risk Factor: Cash Engine Quality4/20 pts (-16 pt drag)

Capital intensity & 0% operating margin leave 16 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$2.49-4% Next Q

Q2 (-2Q)

Grade D$2.39-4.6% Next Q

Q3 (-1Q)

Grade D$2.28-0.9% Next Q

Current

Grade D-$2.26-6.7% Hist 90D α

Trajectory: C- (51) → D- (43)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TLF Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TLF currently carries a cautious 43/100 (D-) rating due to Cash Engine Quality (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.51) and Max Pain ($2.37) forces dealer call-delta covering toward $3.53.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TLF• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TLF Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 43%NO 57%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How TLF Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$0 (0% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $76.2M

FY24

Rev $74.4M

FY25

Rev $76.3M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$76.3M	57%	-1.3%	$9.1M	-$8.1M	-2.1%
FY 2024	$74.4M	56.2%	0.8%	$827.0K	$1.6M	1.1%
FY 2023	$76.2M	57%	5.8%	$3.8M	$4.5M	-2.1%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TLF)

✓Walkthrough of TLF's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TLF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -3.42%📐 HORIZONTAL RANGE

2026-10-30O $2.30H $2.30L $2.20C $2.26VOL 5.9K

RES: $2.83SUP: $2.07SMA50: $2.51SMA200: $2.49

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TLF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TLF Butterfly Map → + Track TLF →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +2.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TLF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TLF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TLF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TLF)

Consumer Discretionary Rank #783 of 1011 ⚔️ PASW vs TLF Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (TLF vs. PASW, BIRD, BRIA, NCI)

Industry: Apparel (27 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Tandy Leather Factory Inc. (TLF) ranks #783 by composite RQD confidence (43/100, grade D-) and #890 by equity capitalization ($18.5M). Within this direct 5-issuer industry benchmark cohort, NCI leads on earnings valuation at 153.8x trailing P/E, while NCI leads on capital efficiency and profitability with 2.6% ROIC and 36.9% gross margin. BRIA currently holds the highest overall quantitative score in the immediate peer group at 56/100 (D+) compared with TLF at 43/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TLF ACTIVE Tandy Leather Factory Inc.	D-	43/100	—	57.0%	-2.1%	+0.44%	$18.5M	Benchmark Subject
PASW Ping An Biomedical Co. Ltd. (Class A)	E	34/100	—	2.8%	—	-0.20%	$15.6M	/pasw-vs-tlf →
BIRD Smartbird Inc. (Class A)	D-	37/100	—	41.0%	-35.0%	-0.93%	$25.0M	/bird-vs-tlf →
BRIA BrilliA Inc (Class A)	D+	56/100	—	—	—	-4.11%	$42.9M	/bria-vs-tlf →
NCI Neo-Concept International Group Holdings Limited (Class A)	D-	42/100	153.8x	36.9%	2.6%	-1.68%	$6.6M	/nci-vs-tlf →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000909724

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Tandy Leather Factory Inc. (TLF) reported GAAP revenue of $76.3M (+2.6% vs. FY2024 revenue of $74.4M , and +0.1% cumulative change since FY2023) , GAAP net income of $9.1M, operating cash flow of -$556.0K, and free cash flow of -$8.1M (-617.1% YoY). On the balance sheet, TLF closed FY2025 with $86.6M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$76.3M	$9.1M	-$556.0K	-$8.1M	$86.6M	—
FY2024 (FY)	2024-12-31	$74.4M	$827.0K	$4.5M	$1.6M	$74.9M	—
FY2023 (FY)	2023-12-31	$76.2M	$3.8M	$4.5M	$4.5M	—	—

3. TLF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TLF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does TLF compare to PASW and BIRD in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for TLF?

Where is TLF trading relative to its 50-day, 200-day, and 52-week technical levels?

TLF last traded at $2.26 (+0.44% on volume of 3,276 shares), positioning the stock -9.96% below its 50-day simple moving average ($2.51) and -9.24% below its 200-day simple moving average ($2.49). Across its 52-week range of $2.09 to $3.36, TLF sits at the 13.4% percentile with a 14-day RSI of 24.6 (OVERSOLD (<32)) and an implied next-earnings move of ±10.0% ($2.03 to $2.49).

TLF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Tandy Leather Factory Inc. (TLF)?

In FY 2025 (10-K), TLF converted $76.3M of revenue into a 57% gross margin, 0% operating margin, and $0 in free cash flow (0% FCF margin).

Direct Sub-Reports: TLF RQD Cockpit TLF 12M Forecast TLF Earnings & Move TLF Dividends & DRIP TLF Insiders & 13F TLF Whale Options TLF Profit Sankey TLF News & Why