Stock Ratings / Consumer Discretionary / TIC

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TIC Solutions Inc. (TIC) — RQD Stock Rating Cockpit

$10.39 +3.90% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

TIC Solutions Inc. (TIC) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $2.27B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TIC)Realized 20D OHLCV Swing Band: ±8.5%

RSI-14 MOMENTUMBULLISH MOMENTUM

64.330 Oversold · 70 Hot

ALTMAN-Z SHIELDDISTRESS RISK (<1.8)

1.08>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

6 / 99-Pt Accounting

52-WEEK LASER RANGE68% OF RANGE

L: $6$10.39H: $12

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: D-RQD 8 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 18 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 20 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on TIC

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (40)

-0.4% ROIC with 29.4% gross margin and 2.70% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (40)

Altman-Z 1.08 and Piotroski 6/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (50)

18/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like TIC

✓Established market leader in Consumer Discretionary with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TIC)

✓Walkthrough of TIC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TIC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.68%📐 HORIZONTAL RANGE

2026-10-30O $10.31H $10.39L $9.96C $10.39VOL 1.42M

RES: $10.79SUP: $7.67SMA50: $9.19SMA200: $8.76

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TIC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TIC Butterfly Map → + Track TIC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TIC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TIC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TIC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TIC)

Consumer Discretionary Rank #726 of 1011 ⚔️ FLYW vs TIC Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (TIC vs. FLYW, PAYO, WU, TNET)

Industry: Business Services (90 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, TIC Solutions Inc. (TIC) ranks #726 by composite RQD confidence (46/100, grade D) and #401 by equity capitalization ($2.27B). Within this direct 5-issuer industry benchmark cohort, WU leads on earnings valuation at 3.9x trailing P/E, while WU leads on capital efficiency and profitability with 85.0% ROIC and 34.3% gross margin. WU currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with TIC at 46/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TIC ACTIVE TIC Solutions Inc.	D	46/100	—	29.4%	-0.4%	+3.90%	$2.27B	Benchmark Subject
FLYW Flywire Corporation Voting	C	62/100	—	—	1.8%	+1.90%	$2.35B	/flyw-vs-tic →
PAYO Payoneer Global Inc.	C+	66/100	33.0x	—	34.1%	0.00%	$2.41B	/payo-vs-tic →
WU Western Union Company	C+	68/100	3.9x	34.3%	85.0%	+1.97%	$1.94B	/wu-vs-tic →
TNET TriNet Group Inc.	D+	57/100	18.9x	—	85.0%	-9.53%	$2.92B	/tnet-vs-tic →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002032966

In its most recent audited fiscal period (FY2025, filed 2025-12-31), TIC Solutions Inc. (TIC) reported GAAP revenue of $1.53B (N/A vs. FY2024 revenue of $0 , and +45.7% cumulative change since FY2023) , GAAP net income of -$87.1M, operating cash flow of $95.0M, and free cash flow of $61.3M . On the balance sheet, TIC closed FY2025 with $4.40B in total assets against $1.59B in total debt (Altman Z-Score: 1.08, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.53B	-$87.1M	$95.0M	$61.3M	$4.40B	$1.59B
FY2024 (FY)	2024-12-31	$0	$0	—	—	$2.21B	$747.0M
FY2023 (FY)	2023-12-31	$1.05B	$0	—	—	—	—

3. TIC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TIC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, TIC Solutions Inc. (NYSE: TIC) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $10.39 (+3.90% 1D, market cap $2.27B). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 7/20. Across 1011 tracked Consumer Discretionary issuers, TIC ranks #726 in composite RQD confidence.

How does TIC compare to FLYW and PAYO in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), TIC carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of 29.4%, and ROIC of -0.4%. By comparison, FLYW (Flywire Corporation Voting) holds a C grade (62/100 RQD, P/E N/A, ROIC 1.8%, cap $2.35B) and PAYO (Payoneer Global Inc.) posts a C+ grade (66/100 RQD, P/E 33.0x, ROIC 34.1%, cap $2.41B). Among the 5-stock peer group, WU leads on earnings multiple (3.9x) while WU leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TIC?

Per TIC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002032966), TIC Solutions Inc. generated $1.53B in revenue, -$87.1M in net income, and $61.3M in free cash flow against $4.40B in total assets and $1.59B in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TIC trading relative to its 50-day, 200-day, and 52-week technical levels?

TIC last traded at $10.39 (+3.90% on volume of 1,260,112 shares), positioning the stock +13.06% above its 50-day simple moving average ($9.19) and +18.61% above its 200-day simple moving average ($8.76). Across its 52-week range of $6.36 to $12.32, TIC sits at the 67.6% percentile with a 14-day RSI of 64.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.5% ($9.51 to $11.27).

TIC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell TIC stock right now?

TIC Solutions Inc. (TIC) currently earns a Roarable Rating of D (Sell — SELL) with 46/100 RQD Confidence. Stretched risk/reward at current multiples (-0% return on capital) under elevated 10-year interest-rate pressure.

What is TIC's 12-month price target and RQD AI Jury consensus?

TIC's 12-month base price target is $9.83 (range $7.67 to $12.94), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: TIC RQD Cockpit TIC 12M Forecast TIC Earnings & Move TIC Dividends & DRIP TIC Insiders & 13F TIC Whale Options TIC Profit Sankey TIC News & Why