Stock Ratings / Financials / TCBK / dividends

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TriCo Bancshares (TCBK) Dividend Safety Gauge & 10-Year DRIP Compounder

$53.48 +0.87% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

TriCo Bancshares (TCBK) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $1.71B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+3.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TCBK)Realized 20D OHLCV Swing Band: ±4%

CASH DIVIDEND + BUYBACK YIELD

4.43% Total Yield

2.63% Cash ($1.41/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

22.9% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (7.9% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $21,390

Est. Year-10 Shareholder Yield: $948/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.8K

Yr 1

$11.6K

Yr 2

$12.6K

Yr 3

$13.6K

Yr 4

$14.6K

Yr 5

$15.8K

Yr 6

$17.0K

Yr 7

$18.4K

Yr 8

$19.8K

Yr 9

$21.4K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in TCBK & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on TCBK and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TCBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +6.39%⚡ TESTING RESISTANCE

2026-10-30O $53.67H $53.99L $52.26C $53.48VOL 209.0K

RES: $53.85SUP: $49.97SMA50: $52.85SMA200: $51.97

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TCBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TCBK Butterfly Map → + Track TCBK →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

5.9%/yr Implied 5Y Growth

vs. +4.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TCBK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TCBK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TCBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TCBK)

Financials Rank #319 of 1096 ⚔️ HOPE vs TCBK Full Matrix →

1. Head-to-Head Financials Peer Comparison (TCBK vs. HOPE, QCRH, NBHC, BFC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, TriCo Bancshares (TCBK) ranks #319 by composite RQD confidence (65/100, grade C) and #459 by equity capitalization ($1.71B). Within this direct 5-issuer industry benchmark cohort, QCRH leads on earnings valuation at 13.2x trailing P/E, while QCRH leads on capital efficiency and profitability with 11.4% ROIC and — gross margin. NBHC currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with TCBK at 65/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TCBK ACTIVE TriCo Bancshares	C	65/100	14.1x	—	9.2%	+0.87%	$1.71B	Benchmark Subject
HOPE Hope Bancorp Inc.	D+	56/100	28.0x	—	2.7%	-2.16%	$1.73B	/hope-vs-tcbk →
QCRH QCR Holdings Inc.	C+	69/100	13.2x	—	11.4%	+1.37%	$1.68B	/qcrh-vs-tcbk →
NBHC National Bank Holdings Corporation	B	72/100	15.3x	—	7.9%	+0.21%	$1.67B	/nbhc-vs-tcbk →
BFC Bank First Corporation	D+	55/100	23.4x	—	11.1%	+1.85%	$1.67B	/bfc-vs-tcbk →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000356171

In its most recent audited fiscal period (FY2025, filed 2025-12-31), TriCo Bancshares (TCBK) reported GAAP revenue of $53.4M (+4.1% vs. FY2024 revenue of $51.3M , and +6.7% cumulative change since FY2023) , GAAP net income of $121.6M, operating cash flow of $133.3M, and free cash flow of $127.9M (+21.7% YoY). On the balance sheet, TCBK closed FY2025 with $9.82B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$53.4M	$121.6M	$133.3M	$127.9M	$9.82B	—
FY2024 (FY)	2024-12-31	$51.3M	$114.9M	$109.7M	$105.2M	$9.67B	—
FY2023 (FY)	2023-12-31	$50.1M	$117.4M	$138.9M	$138.9M	—	—

3. TCBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TCBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, TriCo Bancshares (NASDAQ: TCBK) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $53.48 (+0.87% 1D, market cap $1.71B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, TCBK ranks #319 in composite RQD confidence.

How does TCBK compare to HOPE and QCRH in the Financials sector?

Within the Financials sector (Major Banks), TCBK carries a Roarable C (65/100 RQD), trailing P/E of 14.1x, gross margin of —, and ROIC of 9.2%. By comparison, HOPE (Hope Bancorp Inc.) holds a D+ grade (56/100 RQD, P/E 28.0x, ROIC 2.7%, cap $1.73B) and QCRH (QCR Holdings Inc.) posts a C+ grade (69/100 RQD, P/E 13.2x, ROIC 11.4%, cap $1.68B). Among the 5-stock peer group, QCRH leads on earnings multiple (13.2x) while QCRH leads on capital efficiency (11.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TCBK?

Per TCBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000356171), TriCo Bancshares generated $53.4M in revenue (+4.1% YoY), $121.6M in net income, and $127.9M in free cash flow against $9.82B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TCBK trading relative to its 50-day, 200-day, and 52-week technical levels?

TCBK last traded at $53.48 (+0.87% on volume of 172,346 shares), positioning the stock +1.19% above its 50-day simple moving average ($52.85) and +2.91% above its 200-day simple moving average ($51.97). Across its 52-week range of $43.52 to $61.71, TCBK sits at the 54.8% percentile with a 14-day RSI of 49.0 (NEUTRAL RANGE) and an implied next-earnings move of ±4.0% ($51.34 to $55.62).

TCBK Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does TCBK pay a dividend and is it safe?

TriCo Bancshares (TCBK) offers a 2.63% cash dividend yield ($1.41 annualized) and 4.43% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: TCBK RQD Cockpit TCBK 12M Forecast TCBK Earnings & Move TCBK Dividends & DRIP TCBK Insiders & 13F TCBK Whale Options TCBK Profit Sankey TCBK News & Why