CATALYSTBenzinga • 6d ago
Stephens & Co. Maintains Overweight on Banner, Raises Price Target to $78Stephens & Co. analyst Andrew Terrell maintains Banner (NASDAQ:BANR) with a Overweight and raises the price target from $77 to $78.
Why BANR Stock advanced +0.93% Today — RQD Quant Desk Flash
$69.32 +0.93% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $69.30
Banner Corporation (BANR) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $2.54B
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $69.31 (-0.02%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 6.2% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D+ · Rk C
Each axis scored 0–20
12M PRICE TARGET CONE-0.4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BANR)Realized 20D OHLCV Swing Band: ±4.3%
Deterministic 5-Pillar Attribution (57/100 Composite)
🔍 WHY BANR SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (23% of score)
SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)
▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$66.43+1.7% Next Q
49
Q2 (-2Q)Grade C-$67.57+4% Next Q
52
Q3 (-1Q)Grade C-$70.28-1.4% Next Q
54
CurrentGrade D+$69.32-0.2% Hist 90D α
57
Trajectory: D (49) → D+ (57)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the BANR Bull Thesis Could Fail
Even with a 57/100 (D+) score, BANR faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($69.10) or 200D SMA ($66.12) invalidates the momentum regime and cuts Target Base ($69.01) toward Bear Floor ($53.83).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $BANR• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BANR Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why BANR Stock advanced +0.93% Today — RQD Quant Desk Flash
Banner Corporation (BANR) advanced +0.93% to $69.32, trading at 69% of its 52-week range ($57.05 – $74.84). Stretched risk/reward at current multiples (4% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 69% of its 52-week range ($57.05 – $74.84) with RSI-14 at 53.6 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.3% around $69.32 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $247.9M annual free cash flow.
Live BANR Headlines & Catalysts
CATALYSTYahoo • 8d ago
BANR Q3 deep dive: Acquisition boosts growth, margin outlook tied to rate cycleRegional banking company Banner Corporation (NASDAQ:BANR) fell short of the market’s revenue expectations in Q3 2026, but sales rose 6% year on year to $182.6 million. Its non-GAAP profit of $1.51 per share was 3.6% belo
CATALYSTBenzinga • 9d ago
DA Davidson Maintains Neutral on Banner, Raises Price Target to $76DA Davidson analyst Jeffrey Rulis maintains Banner (NASDAQ:BANR) with a Neutral and raises the price target from $74 to $76.
CATALYSTYahoo • 9d ago
Banner Bank’s Q3 earnings call: our top 5 analyst questionsBanner Bank’s third quarter saw revenue growth driven by the integration of Pacific Financial and strong organic loan origination, with commercial real estate and construction lending as notable contributors. Management
RISK WATCHYahoo • 10d ago
How Investors Are Reacting To Banner (BANR) Earnings MissBanner Corporation reported Q3 2026 results with net interest income of US$161.89 million and net income of US$47.71 million, while both revenue and earnings per share came in below analyst expectations. Lower net charge
MARKET WIREYahoo • 10d ago
Banner (BANR) Q3 2026 Earnings Call TranscriptPacific Financial acquisition boosts assets to $18.08 billion as net interest margin expands.
CATALYSTYahoo • 10d ago
What Banner (BANR) Said on Its Q3 Earnings CallBanner (NASDAQ:BANR) reported third-quarter 2026 net profit available to common shareholders of $47.7 million, or $1.36 per diluted share, as the company closed its previously announced Pacific Financial acquisition and
RISK WATCHYahoo • 10d ago
Banner (BANR) Just Gave Investors Something To Think AboutBanner (BANR) just reported third quarter results that grew revenue year on year but missed Wall Street forecasts, as higher efficiency costs and Pacific Financial merger expenses weighed on earnings and investor reactio
MARKET WIREYahoo • 10d ago
Banner Corporation Q3 2026 Earnings Call SummaryMoby summary of Banner Corporation's Q3 2026 earnings call
MARKET WIREBenzinga • 10d ago
Banner Q3 2026 Earnings Call TranscriptBanner (NASDAQ:BANR) reported third-quarter financial results on Thursday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga APIs. For
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BANR)
- ✓Walkthrough of BANR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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BANR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +3.60%📐 HORIZONTAL RANGE
2026-10-30O $69.71H $69.71L $68.51C $69.32VOL 372.8K
RES: $70.95SUP: $65.39SMA50: $69.10SMA200: $66.12
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
BANR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
25.3%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on BANR today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for BANR. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BANR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BANR)
Financials Rank #631 of 1096
⚔️ FRME vs BANR Full Matrix →
1. Head-to-Head Financials Peer Comparison (BANR vs. FRME, TRMK, BUSE, SYBT)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Banner Corporation (BANR) ranks #631 by composite RQD confidence (57/100, grade D+) and #394 by equity capitalization ($2.54B). Within this direct 5-issuer industry benchmark cohort, FRME leads on earnings valuation at 11.4x trailing P/E, while SYBT leads on capital efficiency and profitability with 13.0% ROIC and — gross margin. SYBT currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with BANR at 57/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BANR
ACTIVE
Banner Corporation | D+ | 57/100 | — | — | 3.8% | +0.93% | $2.54B | Benchmark Subject |
| FRME First Merchants Corporation | B- | 71/100 | 11.4x | — | 9.2% | +1.06% | $2.58B | /frme-vs-banr → |
| TRMK Trustmark Corporation | B- | 70/100 | 11.6x | — | 10.6% | -0.36% | $2.60B | /trmk-vs-banr → |
| BUSE First Busey Corporation (Class A) | C+ | 69/100 | 18.1x | — | 5.5% | +0.79% | $2.45B | /buse-vs-banr → |
| SYBT Stock Yards Bancorp Inc. | B | 73/100 | 17.4x | — | 13.0% | +2.46% | $2.44B | /sybt-vs-banr → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000946673In its most recent audited fiscal period (FY2025, filed 2025-12-31), Banner Corporation (BANR) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $195.4K, operating cash flow of $257.5M, and free cash flow of $247.9M (-11.3% YoY). On the balance sheet, BANR closed FY2025 with $16.35B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $195.4K | $257.5M | $247.9M | $16.35B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $168.9K | $293.2M | $279.4M | $16.20B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $183.6K | $257.2M | $257.2M | — | — |
3. BANR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs BANR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Banner Corporation (NASDAQ: BANR) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $69.32 (+0.93% 1D, market cap $2.54B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, BANR ranks #631 in composite RQD confidence.
How does BANR compare to FRME and TRMK in the Financials sector?
Within the Financials sector (Major Banks), BANR carries a Roarable D+ (57/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 3.8%. By comparison, FRME (First Merchants Corporation) holds a B- grade (71/100 RQD, P/E 11.4x, ROIC 9.2%, cap $2.58B) and TRMK (Trustmark Corporation) posts a B- grade (70/100 RQD, P/E 11.6x, ROIC 10.6%, cap $2.60B). Among the 5-stock peer group, FRME leads on earnings multiple (11.4x) while SYBT leads on capital efficiency (13.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for BANR?
Per BANR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000946673), Banner Corporation generated $0 in revenue, $195.4K in net income, and $247.9M in free cash flow against $16.35B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is BANR trading relative to its 50-day, 200-day, and 52-week technical levels?
BANR last traded at $69.32 (+0.93% on volume of 206,088 shares), positioning the stock +0.32% above its 50-day simple moving average ($69.10) and +4.84% above its 200-day simple moving average ($66.12). Across its 52-week range of $57.05 to $74.84, BANR sits at the 69.0% percentile with a 14-day RSI of 53.6 (NEUTRAL RANGE) and an implied next-earnings move of ±4.3% ($66.34 to $72.30).
BANR Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is BANR stock moving today?
Why BANR Stock advanced +0.93% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (4% return on capital) under elevated 10-year interest-rate pressure.