Stock Ratings / Financials / BANR / forecast

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Banner Corporation (BANR) 12-Month Stock Forecast & Price Target Cone

$69.32 +0.93% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $69.30

Banner Corporation (BANR) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $2.54B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $69.31 (-0.02%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 6.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-0.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BANR)Realized 20D OHLCV Swing Band: ±4.3%

Deterministic 5-Pillar Attribution (57/100 Composite)

🔍 WHY BANR SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$66.43+1.7% Next Q

Q2 (-2Q)

Grade C-$67.57+4% Next Q

Q3 (-1Q)

Grade C-$70.28-1.4% Next Q

Current

Grade D+$69.32-0.2% Hist 90D α

Trajectory: D (49) → D+ (57)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BANR Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 57/100 (D+) score, BANR faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($69.10) or 200D SMA ($66.12) invalidates the momentum regime and cuts Target Base ($69.01) toward Bear Floor ($53.83).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BANR• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BANR Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 57%NO 43%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your BANR Position Size: $10,000

Shares at $69.32: 144.3 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $53.83

$7,765

$-2,235 (-22.3%)

12M Consensus BaseTarget $69.01

$9,955

$-45 (-0.4%)

12M Bull Case BreakoutTarget $81.43

$11,747

+$1,747 (+17.5%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (32 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 6

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$72	74%	A
Goldman SachsSector Coverage Lead	UNDERPERFORM	$77	69%	B
JP MorganUS Large-Cap Research	SELL	$61	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BANR)

✓Walkthrough of BANR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BANR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +3.60%📐 HORIZONTAL RANGE

2026-10-30O $69.71H $69.71L $68.51C $69.32VOL 372.8K

RES: $70.95SUP: $65.39SMA50: $69.10SMA200: $66.12

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BANR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BANR Butterfly Map → + Track BANR →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

25.3%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BANR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BANR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BANR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BANR)

Financials Rank #631 of 1096 ⚔️ FRME vs BANR Full Matrix →

1. Head-to-Head Financials Peer Comparison (BANR vs. FRME, TRMK, BUSE, SYBT)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Banner Corporation (BANR) ranks #631 by composite RQD confidence (57/100, grade D+) and #394 by equity capitalization ($2.54B). Within this direct 5-issuer industry benchmark cohort, FRME leads on earnings valuation at 11.4x trailing P/E, while SYBT leads on capital efficiency and profitability with 13.0% ROIC and — gross margin. SYBT currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with BANR at 57/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BANR ACTIVE Banner Corporation	D+	57/100	—	—	3.8%	+0.93%	$2.54B	Benchmark Subject
FRME First Merchants Corporation	B-	71/100	11.4x	—	9.2%	+1.06%	$2.58B	/frme-vs-banr →
TRMK Trustmark Corporation	B-	70/100	11.6x	—	10.6%	-0.36%	$2.60B	/trmk-vs-banr →
BUSE First Busey Corporation (Class A)	C+	69/100	18.1x	—	5.5%	+0.79%	$2.45B	/buse-vs-banr →
SYBT Stock Yards Bancorp Inc.	B	73/100	17.4x	—	13.0%	+2.46%	$2.44B	/sybt-vs-banr →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000946673

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Banner Corporation (BANR) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $195.4K, operating cash flow of $257.5M, and free cash flow of $247.9M (-11.3% YoY). On the balance sheet, BANR closed FY2025 with $16.35B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$195.4K	$257.5M	$247.9M	$16.35B	—
FY2024 (FY)	2024-12-31	$0	$168.9K	$293.2M	$279.4M	$16.20B	—
FY2023 (FY)	2023-12-31	$0	$183.6K	$257.2M	$257.2M	—	—

3. BANR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BANR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Banner Corporation (NASDAQ: BANR) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $69.32 (+0.93% 1D, market cap $2.54B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, BANR ranks #631 in composite RQD confidence.

How does BANR compare to FRME and TRMK in the Financials sector?

Within the Financials sector (Major Banks), BANR carries a Roarable D+ (57/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 3.8%. By comparison, FRME (First Merchants Corporation) holds a B- grade (71/100 RQD, P/E 11.4x, ROIC 9.2%, cap $2.58B) and TRMK (Trustmark Corporation) posts a B- grade (70/100 RQD, P/E 11.6x, ROIC 10.6%, cap $2.60B). Among the 5-stock peer group, FRME leads on earnings multiple (11.4x) while SYBT leads on capital efficiency (13.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BANR?

Per BANR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000946673), Banner Corporation generated $0 in revenue, $195.4K in net income, and $247.9M in free cash flow against $16.35B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BANR trading relative to its 50-day, 200-day, and 52-week technical levels?

BANR last traded at $69.32 (+0.93% on volume of 206,088 shares), positioning the stock +0.32% above its 50-day simple moving average ($69.10) and +4.84% above its 200-day simple moving average ($66.12). Across its 52-week range of $57.05 to $74.84, BANR sits at the 69.0% percentile with a 14-day RSI of 53.6 (NEUTRAL RANGE) and an implied next-earnings move of ±4.3% ($66.34 to $72.30).

BANR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is BANR's 12-month stock price target?

Banner Corporation (BANR) carries a 12-month consensus base price target of $69.01 (-0.4% from $69.32), with a bull-case target of $81.43 and a bear-case floor of $53.83.

Is BANR stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates BANR D+ (Sell — SELL) with an RQD Confidence score of 57/100.

Direct Sub-Reports: BANR RQD Cockpit BANR 12M Forecast BANR Earnings & Move BANR Dividends & DRIP BANR Insiders & 13F BANR Whale Options BANR Profit Sankey BANR News & Why