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Stock Yards Bancorp Inc. (SYBT) — RQD Stock Rating Cockpit

$78.70 +2.46% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $79.24

Stock Yards Bancorp Inc. (SYBT) earns a Roarable Rating of B (Buy) with 73/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 73/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.1% avg 90D alpha vs SPY • 69.0% hit rate) →

ROARABLE B • BUY Cap $2.44B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $79.24 (+0.68%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 3.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 73/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.1% avg 90D alpha vs SPY • 69.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+6.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SYBT)Realized 20D OHLCV Swing Band: ±4.7%

Deterministic 5-Pillar Attribution (73/100 Composite)

🔍 WHY SYBT SCORES 73/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (22% of score)

FRED Regime × Technicals: 62% of 52W Range • RSI-14 at 53 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)

Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$75.09+2.1% Next Q

Q2 (-2Q)

Grade B-$76.69+2.1% Next Q

Q3 (-1Q)

Grade B$78.32+0.5% Next Q

Current

Grade B$78.70+7.1% Hist 90D α

Trajectory: C+ (65) → B (73)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the SYBT Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 73/100 (B) score, SYBT faces multiple-compression risk if 17.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($78.29) or 200D SMA ($73.87) invalidates the momentum regime and cuts Target Base ($84.01) toward Bear Floor ($64.53).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SYBT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SYBT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 73%NO 27%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

5330 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

5 / 99-Pt Accounting

52-WEEK LASER RANGE62% OF RANGE

L: $62$78.70H: $89

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: B-RQD 14 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: BRQD 30 / 40

3. Hidden Risks & Market Weather● ALL CLEAR

SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: BRQD 29 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bullish on SYBT

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (70)

13.0% ROIC with 42.0% gross margin and 6.30% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (77)

30/40 institutional & smart-money positioning score with 16/20 macro alignment.

Bull Case: Why Buyers Like SYBT

✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (SYBT Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

SYBT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +8.81%▲ ASCENDING CHANNEL

2026-10-30O $79.16H $79.47L $77.84C $78.70VOL 162.3K

RES: $85.29SUP: $74.62SMA50: $78.29SMA200: $73.87

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SYBT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SYBT Butterfly Map → + Track SYBT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

10.4%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SYBT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SYBT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SYBT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SYBT)

Financials Rank #74 of 1096 ⚔️ BUSE vs SYBT Full Matrix →

1. Head-to-Head Financials Peer Comparison (SYBT vs. BUSE, MBIN, BANR, FRME)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Stock Yards Bancorp Inc. (SYBT) ranks #74 by composite RQD confidence (73/100, grade B) and #402 by equity capitalization ($2.44B). Within this direct 5-issuer industry benchmark cohort, MBIN leads on earnings valuation at 10.9x trailing P/E, while SYBT leads on capital efficiency and profitability with 13.0% ROIC and — gross margin. SYBT currently leads its immediate peer cohort in composite quantitative strength at 73/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SYBT ACTIVE Stock Yards Bancorp Inc.	B	73/100	17.4x	—	13.0%	+2.46%	$2.44B	Benchmark Subject
BUSE First Busey Corporation (Class A)	C+	69/100	18.1x	—	5.5%	+0.79%	$2.45B	/buse-vs-sybt →
MBIN Merchants Bancorp	D+	52/100	10.9x	—	9.6%	+5.84%	$2.39B	/mbin-vs-sybt →
BANR Banner Corporation	D+	57/100	—	—	3.8%	+0.93%	$2.54B	/banr-vs-sybt →
FRME First Merchants Corporation	B-	71/100	11.4x	—	9.2%	+1.06%	$2.58B	/frme-vs-sybt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000835324

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Stock Yards Bancorp Inc. (SYBT) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $140.2M, operating cash flow of $166.0M, and free cash flow of $154.0M (+15.8% YoY). On the balance sheet, SYBT closed FY2025 with $9.54B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$140.2M	$166.0M	$154.0M	$9.54B	—
FY2024 (FY)	2024-12-31	$0	$114.5M	$142.9M	$133.0M	$8.86B	—
FY2023 (FY)	2023-12-31	$0	$107.7M	$106.7M	$106.7M	—	—

3. SYBT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SYBT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Stock Yards Bancorp Inc. (NASDAQ: SYBT) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 73/100 at a spot price of $78.70 (+2.46% 1D, market cap $2.44B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, SYBT ranks #74 in composite RQD confidence.

How does SYBT compare to BUSE and MBIN in the Financials sector?

Within the Financials sector (Major Banks), SYBT carries a Roarable B (73/100 RQD), trailing P/E of 17.4x, gross margin of —, and ROIC of 13.0%. By comparison, BUSE (First Busey Corporation (Class A)) holds a C+ grade (69/100 RQD, P/E 18.1x, ROIC 5.5%, cap $2.45B) and MBIN (Merchants Bancorp) posts a D+ grade (52/100 RQD, P/E 10.9x, ROIC 9.6%, cap $2.39B). Among the 5-stock peer group, MBIN leads on earnings multiple (10.9x) while SYBT leads on capital efficiency (13.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SYBT?

Per SYBT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000835324), Stock Yards Bancorp Inc. generated $0 in revenue, $140.2M in net income, and $154.0M in free cash flow against $9.54B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SYBT trading relative to its 50-day, 200-day, and 52-week technical levels?

SYBT last traded at $78.70 (+2.46% on volume of 243,892 shares), positioning the stock +0.52% above its 50-day simple moving average ($78.29) and +6.54% above its 200-day simple moving average ($73.87). Across its 52-week range of $61.51 to $89.22, SYBT sits at the 62.0% percentile with a 14-day RSI of 53.0 (NEUTRAL RANGE) and an implied next-earnings move of ±4.7% ($75.00 to $82.40).

SYBT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell SYBT stock right now?

Stock Yards Bancorp Inc. (SYBT) currently earns a Roarable Rating of B (Buy — BUY) with 73/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support.

What is SYBT's 12-month price target and RQD AI Jury consensus?

SYBT's 12-month base price target is $84.01 (range $64.53 to $99.13), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: SYBT RQD Cockpit SYBT 12M Forecast SYBT Earnings & Move SYBT Dividends & DRIP SYBT Insiders & 13F SYBT Whale Options SYBT Profit Sankey SYBT News & Why