Stock Ratings / Financials / USDE / dividends

MFIN (57) XYF (67) SVIA (46) RWAY (64) ⌘ Pro Terminal →

StablecoinX Inc. (Class A) (USDE) Dividend Safety Gauge & 10-Year DRIP Compounder

$9.88 +4.44% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $9.94

StablecoinX Inc. (Class A) (USDE) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $268.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $9.94 (+0.61%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 0.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-0.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for USDE)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (57/100 Composite)

🔍 WHY USDE SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Macro Regime Fit+13/20 pts (23% of score)

FRED Regime × Technicals: 51% of 52W Range • RSI-14 at 38.4 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$12.30-12.9% Next Q

Q2 (-2Q)

Grade C+$10.71-2.4% Next Q

Q3 (-1Q)

Grade C$10.45-5.5% Next Q

Current

Grade D+$9.88-0.2% Hist 90D α

Trajectory: C+ (65) → D+ (57)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the USDE Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 57/100 (D+) score, USDE faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($10.49) or 200D SMA ($6.87) invalidates the momentum regime and cuts Target Base ($9.84) toward Bear Floor ($7.68).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $USDE• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “USDE Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 57%NO 43%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,307

Est. Year-10 Shareholder Yield: $348/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.4K

Yr 2

$12.2K

Yr 3

$13.0K

Yr 4

$13.9K

Yr 5

$14.8K

Yr 6

$15.8K

Yr 7

$16.9K

Yr 8

$18.1K

Yr 9

$19.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring USDE)

✓Walkthrough of USDE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

USDE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +167.03%🛡️ HOLDING TREND SUPPORT

2026-10-30O $9.10H $9.88L $8.20C $9.88VOL 1.14M

SUP: $9.91SMA50: $10.49SMA200: $6.87

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

USDE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 USDE Butterfly Map → + Track USDE →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on USDE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for USDE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for USDE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (USDE)

Financials Rank #650 of 1096 ⚔️ MFIN vs USDE Full Matrix →

1. Head-to-Head Financials Peer Comparison (USDE vs. MFIN, XYF, SVIA, RWAY)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, StablecoinX Inc. (Class A) (USDE) ranks #650 by composite RQD confidence (57/100, grade D+) and #836 by equity capitalization ($268.6M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while XYF leads on capital efficiency and profitability with 18.8% ROIC and — gross margin. XYF currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with USDE at 57/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
USDE ACTIVE StablecoinX Inc. (Class A)	D+	57/100	—	—	—	+4.44%	$268.6M	Benchmark Subject
MFIN Medallion Financial Corp.	D+	57/100	6.2x	—	10.5%	+1.39%	$268.2M	/mfin-vs-usde →
XYF X Financial each representing six (Class A)	C+	67/100	—	—	18.8%	+0.83%	$267.9M	/xyf-vs-usde →
SVIA Silvia Inc.	D	46/100	—	—	—	-4.49%	$267.3M	/svia-vs-usde →
RWAY Runway Growth Finance Corp.	C	64/100	8.1x	—	7.0%	+1.70%	$276.6M	/rway-vs-usde →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2025–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002080215

In its most recent audited fiscal period (FY2025, filed 2025-12-31), StablecoinX Inc. (Class A) (USDE) reported GAAP revenue of $0 , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, USDE closed FY2025 with $683.9K in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$0	—	—	$683.9K	—

3. USDE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is USDE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, StablecoinX Inc. (Class A) (NASDAQ: USDE) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $9.88 (+4.44% 1D, market cap $268.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, USDE ranks #650 in composite RQD confidence.

How does USDE compare to MFIN and XYF in the Financials sector?

Within the Financials sector (Finance: Consumer Services), USDE carries a Roarable D+ (57/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, MFIN (Medallion Financial Corp.) holds a D+ grade (57/100 RQD, P/E 6.2x, ROIC 10.5%, cap $268.2M) and XYF (X Financial each representing six (Class A)) posts a C+ grade (67/100 RQD, P/E N/A, ROIC 18.8%, cap $267.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while XYF leads on capital efficiency (18.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for USDE?

Per USDE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002080215), StablecoinX Inc. (Class A) generated $0 in revenue, $0 in net income, and $0 in free cash flow against $683.9K in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is USDE trading relative to its 50-day, 200-day, and 52-week technical levels?

USDE last traded at $9.88 (+4.44% on volume of 1,014,051 shares), positioning the stock -5.82% below its 50-day simple moving average ($10.49) and +43.81% above its 200-day simple moving average ($6.87). Across its 52-week range of $1.33 to $18.11, USDE sits at the 51.0% percentile with a 14-day RSI of 38.4 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($8.64 to $11.12).

USDE Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does USDE pay a dividend and is it safe?

StablecoinX Inc. (Class A) (USDE) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: USDE RQD Cockpit USDE 12M Forecast USDE Earnings & Move USDE Dividends & DRIP USDE Insiders & 13F USDE Whale Options USDE Profit Sankey USDE News & Why