HRZN (58) RWAY (64) USDE (57) MFIN (57) ⌘ Pro Terminal →

High Templar Tech Limited each representing one Class A ordinary share (HTT) — RQD Stock Rating Cockpit

Q: What is HTT's 12-month price target and RQD AI Jury consensus?

HTT's 12-month base price target is $1.68 (range $1.31 to $5.3), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

$1.82 -3.19% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

High Templar Tech Limited each representing one Class A ordinary share (HTT) carries a Roarable Rating of D- (Sell) with 41/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $282.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-7.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HTT)Realized 20D OHLCV Swing Band: ±7.8%

RSI-14 MOMENTUMOVERSOLD (<32)

15.630 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

5 / 99-Pt Accounting

52-WEEK LASER RANGE2% OF RANGE

L: $2$1.82H: $5

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 13 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 18 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on HTT

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (50)

-5.2% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (35)

13/40 institutional & smart-money positioning score with 8/20 macro alignment.

Bull Case: Why Buyers Like HTT

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring HTT)

✓Walkthrough of HTT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

HTT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -23.21%▼ DESCENDING CHANNEL

2026-10-30O $1.82H $1.82L $1.78C $1.82VOL 62.2K

RES: $2.59SUP: $1.43SMA50: $2.33SMA200: $2.56

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HTT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HTT Butterfly Map → + Track HTT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -65.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HTT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HTT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HTT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HTT)

Financials Rank #973 of 1096 ⚔️ HRZN vs HTT Full Matrix →

1. Head-to-Head Financials Peer Comparison (HTT vs. HRZN, RWAY, USDE, MFIN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, High Templar Tech Limited each representing one Class A ordinary share (HTT) ranks #973 by composite RQD confidence (41/100, grade D-) and #823 by equity capitalization ($282.6M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while MFIN leads on capital efficiency and profitability with 10.5% ROIC and — gross margin. RWAY currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with HTT at 41/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
HTT ACTIVE High Templar Tech Limited each representing one Class A ordinary share	D-	41/100	—	—	-5.2%	-3.19%	$282.6M	Benchmark Subject
HRZN Horizon Technology Finance Corporation	D+	58/100	—	—	-0.8%	+2.74%	$276.9M	/hrzn-vs-htt →
RWAY Runway Growth Finance Corp.	C	64/100	8.1x	—	7.0%	+1.70%	$276.6M	/rway-vs-htt →
USDE StablecoinX Inc. (Class A)	D+	57/100	—	—	—	+4.44%	$268.6M	/usde-vs-htt →
MFIN Medallion Financial Corp.	D+	57/100	6.2x	—	10.5%	+1.39%	$268.2M	/mfin-vs-htt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001692705

In its most recent audited fiscal period (FY2025, filed 2025-12-31), High Templar Tech Limited each representing one Class A ordinary share (HTT) reported GAAP revenue of $5.9M (-80.2% vs. FY2024 revenue of $29.7M , and -67.1% cumulative change since FY2023) , GAAP net income of $101.3M, operating cash flow of $98.2M, and free cash flow of $98.2M (+746.1% YoY). On the balance sheet, HTT closed FY2025 with $1.95B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$5.9M	$101.3M	$98.2M	$98.2M	$1.95B	—
FY2024 (FY)	2024-12-31	$29.7M	$12.6M	-$15.2M	-$15.2M	$1.71B	—
FY2023 (FY)	2023-12-31	$17.8M	$5.5M	$49.6M	$49.6M	—	—

3. HTT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HTT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, High Templar Tech Limited each representing one Class A ordinary share (NYSE: HTT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $1.82 (-3.19% 1D, market cap $282.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, HTT ranks #973 in composite RQD confidence.

How does HTT compare to HRZN and RWAY in the Financials sector?

Within the Financials sector (Finance: Consumer Services), HTT carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -5.2%. By comparison, HRZN (Horizon Technology Finance Corporation) holds a D+ grade (58/100 RQD, P/E N/A, ROIC -0.8%, cap $276.9M) and RWAY (Runway Growth Finance Corp.) posts a C grade (64/100 RQD, P/E 8.1x, ROIC 7.0%, cap $276.6M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while MFIN leads on capital efficiency (10.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for HTT?

Per HTT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001692705), High Templar Tech Limited each representing one Class A ordinary share generated $5.9M in revenue (-80.2% YoY), $101.3M in net income, and $98.2M in free cash flow against $1.95B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is HTT trading relative to its 50-day, 200-day, and 52-week technical levels?

HTT last traded at $1.82 (-3.19% on volume of 209,602 shares), positioning the stock -21.89% below its 50-day simple moving average ($2.33) and -28.91% below its 200-day simple moving average ($2.56). Across its 52-week range of $1.78 to $5.05, HTT sits at the 1.2% percentile with a 14-day RSI of 15.6 (OVERSOLD (<32)) and an implied next-earnings move of ±7.8% ($1.68 to $1.96).

HTT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell HTT stock right now?

High Templar Tech Limited each representing one Class A ordinary share (HTT) currently earns a Roarable Rating of D- (Sell — SELL) with 41/100 RQD Confidence. Stretched risk/reward at current multiples (-5% return on capital) under elevated 10-year interest-rate pressure.

What is HTT's 12-month price target and RQD AI Jury consensus?

HTT's 12-month base price target is $1.68 (range $1.31 to $5.3), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: HTT RQD Cockpit HTT 12M Forecast HTT Earnings & Move HTT Dividends & DRIP HTT Insiders & 13F HTT Whale Options HTT Profit Sankey HTT News & Why