Stock Ratings / Financials / HTT / financials

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High Templar Tech Limited each representing one Class A ordinary share (HTT) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

Q: How profitable is High Templar Tech Limited each representing one Class A ordinary share (HTT)?

In FY 2025 (10-K), HTT converted $5.9M of revenue into a 52% gross margin, 0% operating margin, and $98.2M in free cash flow (1677.2% FCF margin).

$1.82 -3.19% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.81

High Templar Tech Limited each representing one Class A ordinary share (HTT) carries a Roarable Rating of D- (Sell) with 41/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (41/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $282.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.81 (-0.76%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 1677.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (41/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.2% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-7.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HTT)Realized 20D OHLCV Swing Band: ±7.8%

Deterministic 5-Pillar Attribution (41/100 Composite)

🔍 WHY HTT SCORES 41/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+10/20 pts (24% of score)

SEC XBRL FY 2025 (10-K): 1677.2% FCF Margin ($98.2M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$2.27-8.4% Next Q

Q2 (-2Q)

Grade D$2.08-4.3% Next Q

Q3 (-1Q)

Grade D$1.99-8.5% Next Q

Current

Grade D-$1.82-7.2% Hist 90D α

Trajectory: D (49) → D- (41)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a HTT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While HTT currently carries a cautious 41/100 (D-) rating due to Whale & Options Positioning (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.33) and Max Pain ($1.91) forces dealer call-delta covering toward $5.30.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HTT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “HTT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 41%NO 59%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How HTT Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$98.2M (1677.2% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $17.8M

FY24

Rev $29.7M

FY25

Rev $5.9M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$5.9M	52%	-80%	$101.3M	$98.2M	-5.2%
FY 2024	$29.7M	52%	-80%	$12.6M	-$15.2M	-3.5%
FY 2023	$17.8M	52%	-80%	$5.5M	$49.6M	-5.2%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring HTT)

✓Walkthrough of HTT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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HTT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -23.21%▼ DESCENDING CHANNEL

2026-10-30O $1.82H $1.82L $1.78C $1.82VOL 62.2K

RES: $2.59SUP: $1.43SMA50: $2.33SMA200: $2.56

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HTT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HTT Butterfly Map → + Track HTT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -65.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HTT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HTT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HTT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HTT)

Financials Rank #973 of 1096 ⚔️ HRZN vs HTT Full Matrix →

1. Head-to-Head Financials Peer Comparison (HTT vs. HRZN, RWAY, USDE, MFIN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, High Templar Tech Limited each representing one Class A ordinary share (HTT) ranks #973 by composite RQD confidence (41/100, grade D-) and #823 by equity capitalization ($282.6M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while MFIN leads on capital efficiency and profitability with 10.5% ROIC and — gross margin. RWAY currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with HTT at 41/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
HTT ACTIVE High Templar Tech Limited each representing one Class A ordinary share	D-	41/100	—	—	-5.2%	-3.19%	$282.6M	Benchmark Subject
HRZN Horizon Technology Finance Corporation	D+	58/100	—	—	-0.8%	+2.74%	$276.9M	/hrzn-vs-htt →
RWAY Runway Growth Finance Corp.	C	64/100	8.1x	—	7.0%	+1.70%	$276.6M	/rway-vs-htt →
USDE StablecoinX Inc. (Class A)	D+	57/100	—	—	—	+4.44%	$268.6M	/usde-vs-htt →
MFIN Medallion Financial Corp.	D+	57/100	6.2x	—	10.5%	+1.39%	$268.2M	/mfin-vs-htt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001692705

In its most recent audited fiscal period (FY2025, filed 2025-12-31), High Templar Tech Limited each representing one Class A ordinary share (HTT) reported GAAP revenue of $5.9M (-80.2% vs. FY2024 revenue of $29.7M , and -67.1% cumulative change since FY2023) , GAAP net income of $101.3M, operating cash flow of $98.2M, and free cash flow of $98.2M (+746.1% YoY). On the balance sheet, HTT closed FY2025 with $1.95B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$5.9M	$101.3M	$98.2M	$98.2M	$1.95B	—
FY2024 (FY)	2024-12-31	$29.7M	$12.6M	-$15.2M	-$15.2M	$1.71B	—
FY2023 (FY)	2023-12-31	$17.8M	$5.5M	$49.6M	$49.6M	—	—

3. HTT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HTT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, High Templar Tech Limited each representing one Class A ordinary share (NYSE: HTT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $1.82 (-3.19% 1D, market cap $282.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, HTT ranks #973 in composite RQD confidence.

How does HTT compare to HRZN and RWAY in the Financials sector?

Within the Financials sector (Finance: Consumer Services), HTT carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -5.2%. By comparison, HRZN (Horizon Technology Finance Corporation) holds a D+ grade (58/100 RQD, P/E N/A, ROIC -0.8%, cap $276.9M) and RWAY (Runway Growth Finance Corp.) posts a C grade (64/100 RQD, P/E 8.1x, ROIC 7.0%, cap $276.6M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while MFIN leads on capital efficiency (10.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for HTT?

Per HTT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001692705), High Templar Tech Limited each representing one Class A ordinary share generated $5.9M in revenue (-80.2% YoY), $101.3M in net income, and $98.2M in free cash flow against $1.95B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is HTT trading relative to its 50-day, 200-day, and 52-week technical levels?

HTT last traded at $1.82 (-3.19% on volume of 209,602 shares), positioning the stock -21.89% below its 50-day simple moving average ($2.33) and -28.91% below its 200-day simple moving average ($2.56). Across its 52-week range of $1.78 to $5.05, HTT sits at the 1.2% percentile with a 14-day RSI of 15.6 (OVERSOLD (<32)) and an implied next-earnings move of ±7.8% ($1.68 to $1.96).