Stock Ratings / Financials / HTT / dividends

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High Templar Tech Limited each representing one Class A ordinary share (HTT) Dividend Safety Gauge & 10-Year DRIP Compounder

$1.82 -3.19% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.81

High Templar Tech Limited each representing one Class A ordinary share (HTT) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (35/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $282.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on HTT Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is HTT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, High Templar Tech Limited each representing one Class A ordinary share (NYSE: HTT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $1.82 (-3.19% 1D, market cap $282.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, HTT ranks #983 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does HTT compare to HRZN and RWAY in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), HTT carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -5.2%. By comparison, HRZN (Horizon Technology Finance Corporation) holds a D grade (48/100 RQD, P/E N/A, ROIC -0.8%, cap $276.9M) and RWAY (Runway Growth Finance Corp.) posts a D+ grade (54/100 RQD, P/E 8.1x, ROIC 7.0%, cap $276.6M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while MFIN leads on capital efficiency (10.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for HTT?

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Per HTT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001692705), High Templar Tech Limited each representing one Class A ordinary share generated $5.9M in revenue (-80.2% YoY), $101.3M in net income, and $98.2M in free cash flow against $1.95B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.81 (-0.76%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 1677.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (35/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.5% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-10.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HTT)Realized 20D OHLCV Swing Band: ±7.8%

Deterministic 5-Pillar Attribution (35/100 Composite)

🔍 WHY HTT SCORES 35/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+10/20 pts (29% of score)

SEC XBRL FY 2025 (10-K): 1677.2% FCF Margin ($98.2M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$2.25-8.9% Next Q

Q2 (-2Q)

Grade D$2.05-6.3% Next Q

Q3 (-1Q)

Grade E$1.92-5.2% Next Q

Current

Grade D-$1.82-8.5% Hist 90D α

Trajectory: D (43) → D- (35)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a HTT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While HTT currently carries a cautious 35/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.32) and Max Pain ($1.91) forces dealer call-delta covering toward $5.30.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HTT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “HTT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 35%NO 65%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $307/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.1K

Yr 2

$11.7K

Yr 3

$12.4K

Yr 4

$13.1K

Yr 5

$13.8K

Yr 6

$14.5K

Yr 7

$15.3K

Yr 8

$16.2K

Yr 9

$17.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring HTT)

✓Walkthrough of HTT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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HTT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -24.48%▼ DESCENDING CHANNEL

2026-11-02O $1.88H $1.88L $1.82C $1.82VOL 209.6K

RES: $2.59SUP: $1.41SMA50: $2.32SMA200: $2.56

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HTT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HTT Butterfly Map → + Track HTT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -65.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HTT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HTT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HTT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HTT)

Financials Rank #983 of 1096 ⚔️ HRZN vs HTT Full Matrix →

1. Head-to-Head Financials Peer Comparison (HTT vs. HRZN, RWAY, USDE, MFIN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, High Templar Tech Limited each representing one Class A ordinary share (HTT) ranks #983 by composite RQD confidence (35/100, grade D-) and #823 by equity capitalization ($282.6M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while MFIN leads on capital efficiency and profitability with 10.5% ROIC and — gross margin. MFIN currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with HTT at 35/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
HTT ACTIVE High Templar Tech Limited each representing one Class A ordinary share	D-	35/100	—	—	-5.2%	-3.19%	$282.6M	Benchmark Subject
HRZN Horizon Technology Finance Corporation	D	48/100	—	—	-0.8%	+2.74%	$276.9M	/hrzn-vs-htt →
RWAY Runway Growth Finance Corp.	D+	54/100	8.1x	—	7.0%	+1.70%	$276.6M	/rway-vs-htt →
USDE StablecoinX Inc. (Class A)	D+	54/100	—	—	—	+4.44%	$268.6M	/usde-vs-htt →
MFIN Medallion Financial Corp.	C-	61/100	6.2x	—	10.5%	+1.39%	$268.2M	/mfin-vs-htt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001692705

In its most recent audited fiscal period (FY2025, filed 2025-12-31), High Templar Tech Limited each representing one Class A ordinary share (HTT) reported GAAP revenue of $5.9M (-80.2% vs. FY2024 revenue of $29.7M , and -67.1% cumulative change since FY2023) , GAAP net income of $101.3M, operating cash flow of $98.2M, and free cash flow of $98.2M (+746.1% YoY). On the balance sheet, HTT closed FY2025 with $1.95B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$5.9M	$101.3M	$98.2M	$98.2M	$1.95B	—
FY2024 (FY)	2024-12-31	$29.7M	$12.6M	-$15.2M	-$15.2M	$1.71B	—
FY2023 (FY)	2023-12-31	$17.8M	$5.5M	$49.6M	$49.6M	—	—

3. HTT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HTT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does HTT compare to HRZN and RWAY in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for HTT?

Where is HTT trading relative to its 50-day, 200-day, and 52-week technical levels?

HTT last traded at $1.82 (-3.19% on volume of 209,602 shares), positioning the stock -21.55% below its 50-day simple moving average ($2.32) and -28.91% below its 200-day simple moving average ($2.56). Across its 52-week range of $1.78 to $5.05, HTT sits at the 1.2% percentile with a 14-day RSI of 19.1 (OVERSOLD (<32)) and an implied next-earnings move of ±7.8% ($1.68 to $1.96).

HTT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does HTT pay a dividend and is it safe?

High Templar Tech Limited each representing one Class A ordinary share (HTT) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: HTT RQD Cockpit HTT 12M Forecast HTT Earnings & Move HTT Dividends & DRIP HTT Insiders & 13F HTT Whale Options HTT Profit Sankey HTT News & Why