Stock Ratings / Financials / TROO / dividends

BBDC (65) OBDC (65) IX (58) WNEB (65) ⌘ Pro Terminal →

TROOPS Inc. (TROO) Dividend Safety Gauge & 10-Year DRIP Compounder

$2.31 +6.94% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.33

TROOPS Inc. (TROO) carries a Roarable Rating of D- (Sell) with 40/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $282.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on TROO Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is TROO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, TROOPS Inc. (NASDAQ: TROO) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $2.31 (+6.94% 1D, market cap $282.2M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, TROO ranks #933 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does TROO compare to BBDC and OBDC in the Financials sector?

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Within the Financials sector (Diversified Financial Services), TROO carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, BBDC (Barings BDC Inc.) holds a C grade (65/100 RQD, P/E 8.9x, ROIC 8.8%, cap $912.0M) and OBDC (Blue Owl Capital Corporation) posts a C grade (65/100 RQD, P/E 8.3x, ROIC 6.4%, cap $5.18B). Among the 5-stock peer group, OBDC leads on earnings multiple (8.3x) while IX leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TROO?

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Per TROO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001412095), TROOPS Inc. generated $17.1M in revenue (+69.7% YoY), $0 in net income, and $807.0K in free cash flow against $69.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $2.33 (+1.06%)🧬 Dilution Drag (+1.92% YoY Shares)⚙️ Cash Engine: 8/20 (D-) • 4.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.4% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-8.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TROO)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (40/100 Composite)

🔍 WHY TROO SCORES 40/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+10/20 pts (25% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$1.60+4.4% Next Q

Q2 (-2Q)

Grade E$1.67+35.3% Next Q

Q3 (-1Q)

Grade E$2.26+2.2% Next Q

Current

Grade D-$2.31-7.4% Hist 90D α

Trajectory: E (32) → D- (40)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TROO Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TROO currently carries a cautious 40/100 (D-) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.96) and Max Pain ($2.43) forces dealer call-delta covering toward $5.54.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TROO• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TROO Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 40%NO 60%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

0.6% Total Yield

0% Cash ($0.00/yr) + 0.6% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (15.1% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $40,809

Est. Year-10 Shareholder Yield: $245/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.5K

Yr 1

$13.2K

Yr 2

$15.2K

Yr 3

$17.6K

Yr 4

$20.2K

Yr 5

$23.3K

Yr 6

$26.8K

Yr 7

$30.8K

Yr 8

$35.5K

Yr 9

$40.8K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TROO)

✓Walkthrough of TROO's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TROO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -41.96%⚡ TESTING RESISTANCE

2026-11-02O $2.16H $2.31L $2.16C $2.31VOL 400.3K

RES: $2.47SUP: $1.52SMA50: $1.96SMA200: $2.67

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TROO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TROO Butterfly Map → + Track TROO →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +69.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TROO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TROO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TROO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TROO)

Financials Rank #933 of 1096 ⚔️ BBDC vs TROO Full Matrix →

1. Head-to-Head Financials Peer Comparison (TROO vs. BBDC, OBDC, IX, WNEB)

Industry: Diversified Financial Services (4 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, TROOPS Inc. (TROO) ranks #933 by composite RQD confidence (40/100, grade D-) and #825 by equity capitalization ($282.2M). Within this direct 5-issuer industry benchmark cohort, OBDC leads on earnings valuation at 8.3x trailing P/E, while IX leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. BBDC currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with TROO at 40/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TROO ACTIVE TROOPS Inc.	D-	40/100	—	—	-35.0%	+6.94%	$282.2M	Benchmark Subject
BBDC Barings BDC Inc.	C	65/100	8.9x	—	8.8%	+1.63%	$912.0M	/bbdc-vs-troo →
OBDC Blue Owl Capital Corporation	C	65/100	8.3x	—	6.4%	+3.55%	$5.18B	/obdc-vs-troo →
IX ORIX Corporation	D+	58/100	32.8x	—	9.9%	+1.30%	$40.70B	/ix-vs-troo →
WNEB Western New England Bancorp Inc.	C	65/100	18.5x	—	6.2%	+2.40%	$282.2M	/wneb-vs-troo →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001412095

In its most recent audited fiscal period (FY2025, filed 2025-12-31), TROOPS Inc. (TROO) reported GAAP revenue of $17.1M (+69.7% vs. FY2024 revenue of $10.1M , and +379.0% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $807.0K, and free cash flow of $807.0K (-58.7% YoY). On the balance sheet, TROO closed FY2025 with $69.1M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$17.1M	$0	$807.0K	$807.0K	$69.1M	—
FY2024 (FY)	2024-12-31	$10.1M	$0	$2.0M	$2.0M	$79.2M	—
FY2023 (FY)	2023-12-31	$3.6M	$0	-$6.5M	-$6.5M	—	—

3. TROO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TROO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does TROO compare to BBDC and OBDC in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for TROO?

Where is TROO trading relative to its 50-day, 200-day, and 52-week technical levels?

TROO last traded at $2.31 (+6.94% on volume of 400,323 shares), positioning the stock +17.86% above its 50-day simple moving average ($1.96) and -13.48% below its 200-day simple moving average ($2.67). Across its 52-week range of $1.02 to $5.28, TROO sits at the 30.3% percentile with a 14-day RSI of 62.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($2.02 to $2.60).

TROO Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does TROO pay a dividend and is it safe?

TROOPS Inc. (TROO) offers a 0% cash dividend yield ($0.00 annualized) and 0.6% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: TROO RQD Cockpit TROO 12M Forecast TROO Earnings & Move TROO Dividends & DRIP TROO Insiders & 13F TROO Whale Options TROO Profit Sankey TROO News & Why