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TROOPS Inc. (TROO) — RQD Stock Rating Cockpit

$2.31 +6.94% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

TROOPS Inc. (TROO) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $282.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-6.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TROO)Realized 20D OHLCV Swing Band: ±12.5%

RSI-14 MOMENTUMBULLISH MOMENTUM

59.330 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

3 / 99-Pt Accounting

52-WEEK LASER RANGE30% OF RANGE

L: $1$2.31H: $5

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: D-RQD 8 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 16 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D+RQD 21 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on TROO

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (40)

-35.0% ROIC with 42.0% gross margin and 0.29% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (45)

16/40 institutional & smart-money positioning score with 11/20 macro alignment.

Bull Case: Why Buyers Like TROO

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TROO)

✓Walkthrough of TROO's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TROO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -43.80%⚡ TESTING RESISTANCE

2026-10-30O $2.07H $2.31L $2.07C $2.31VOL 217.0K

RES: $2.47SUP: $1.52SMA50: $1.95SMA200: $2.68

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TROO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TROO Butterfly Map → + Track TROO →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +69.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TROO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TROO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TROO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TROO)

Financials Rank #937 of 1096 ⚔️ BBDC vs TROO Full Matrix →

1. Head-to-Head Financials Peer Comparison (TROO vs. BBDC, OBDC, IX, WNEB)

Industry: Diversified Financial Services (4 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, TROOPS Inc. (TROO) ranks #937 by composite RQD confidence (45/100, grade D) and #825 by equity capitalization ($282.2M). Within this direct 5-issuer industry benchmark cohort, OBDC leads on earnings valuation at 8.3x trailing P/E, while IX leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. BBDC currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with TROO at 45/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TROO ACTIVE TROOPS Inc.	D	45/100	—	—	-35.0%	+6.94%	$282.2M	Benchmark Subject
BBDC Barings BDC Inc.	B-	71/100	8.9x	—	8.8%	+1.63%	$912.0M	/bbdc-vs-troo →
OBDC Blue Owl Capital Corporation	C	65/100	8.3x	—	6.4%	+3.55%	$5.18B	/obdc-vs-troo →
IX ORIX Corporation	D+	58/100	32.8x	—	9.9%	+1.30%	$40.70B	/ix-vs-troo →
WNEB Western New England Bancorp Inc.	C	63/100	18.5x	—	6.2%	+2.40%	$282.2M	/wneb-vs-troo →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001412095

In its most recent audited fiscal period (FY2025, filed 2025-12-31), TROOPS Inc. (TROO) reported GAAP revenue of $17.1M (+69.7% vs. FY2024 revenue of $10.1M , and +379.0% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $807.0K, and free cash flow of $807.0K (-58.7% YoY). On the balance sheet, TROO closed FY2025 with $69.1M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$17.1M	$0	$807.0K	$807.0K	$69.1M	—
FY2024 (FY)	2024-12-31	$10.1M	$0	$2.0M	$2.0M	$79.2M	—
FY2023 (FY)	2023-12-31	$3.6M	$0	-$6.5M	-$6.5M	—	—

3. TROO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TROO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, TROOPS Inc. (NASDAQ: TROO) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $2.31 (+6.94% 1D, market cap $282.2M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, TROO ranks #937 in composite RQD confidence.

How does TROO compare to BBDC and OBDC in the Financials sector?

Within the Financials sector (Diversified Financial Services), TROO carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, BBDC (Barings BDC Inc.) holds a B- grade (71/100 RQD, P/E 8.9x, ROIC 8.8%, cap $912.0M) and OBDC (Blue Owl Capital Corporation) posts a C grade (65/100 RQD, P/E 8.3x, ROIC 6.4%, cap $5.18B). Among the 5-stock peer group, OBDC leads on earnings multiple (8.3x) while IX leads on capital efficiency (9.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TROO?

Per TROO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001412095), TROOPS Inc. generated $17.1M in revenue (+69.7% YoY), $0 in net income, and $807.0K in free cash flow against $69.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TROO trading relative to its 50-day, 200-day, and 52-week technical levels?

TROO last traded at $2.31 (+6.94% on volume of 400,323 shares), positioning the stock +18.46% above its 50-day simple moving average ($1.95) and -13.81% below its 200-day simple moving average ($2.68). Across its 52-week range of $1.02 to $5.28, TROO sits at the 30.3% percentile with a 14-day RSI of 59.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($2.02 to $2.60).

TROO Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell TROO stock right now?

TROOPS Inc. (TROO) currently earns a Roarable Rating of D (Sell — SELL) with 45/100 RQD Confidence. Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.

What is TROO's 12-month price target and RQD AI Jury consensus?

TROO's 12-month base price target is $2.17 (range $1.69 to $5.54), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: TROO RQD Cockpit TROO 12M Forecast TROO Earnings & Move TROO Dividends & DRIP TROO Insiders & 13F TROO Whale Options TROO Profit Sankey TROO News & Why