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Why TIPT Stock advanced +0.06% Today — RQD Quant Desk Flash

$17.22 +0.06% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Tiptree Inc. (TIPT) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $627.2M

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RQD QUANT TACHOMETERSELL / AVOID • D

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Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TIPT)Realized 20D OHLCV Swing Band: ±4.8%

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Why TIPT Stock advanced +0.06% Today — RQD Quant Desk Flash

Tiptree Inc. (TIPT) advanced +0.06% to $17.22, trading at 45% of its 52-week range ($15.49 – $19.33). Stretched risk/reward at 18x P/E (-7% return on capital) under elevated 10-year interest-rate pressure.

▸Technical Tape: Trading at 45% of its 52-week range ($15.49 – $19.33) with RSI-14 at 51.5 (NEUTRAL RANGE).
▸Volatility Profile: Historical 20-day realized swing band of ±4.8% around $17.22 (no active unusual options sweep snapshot on file).
▸Fundamental Anchor: Roarable D (Sell) backed by 52% gross margin and $168.2M annual free cash flow.

Live TIPT Headlines & Catalysts

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TIPT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -0.12%📐 HORIZONTAL RANGE

2026-10-30O $17.29H $17.44L $17.04C $17.22VOL 592.1K

RES: $18.69SUP: $16.11SMA50: $17.43SMA200: $17.37

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TIPT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TIPT Butterfly Map → + Track TIPT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

11.2%/yr Implied 5Y Growth

vs. -65.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TIPT today. View full Setup Ledger →

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No direct multi-tier Butterfly edges indexed yet for TIPT. Explore sector supply chains on /butterfly.

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DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TIPT)

Financials Rank #936 of 1096 ⚔️ DGICA vs TIPT Full Matrix →

1. Head-to-Head Financials Peer Comparison (TIPT vs. DGICA, AII, ACIC, GLRE)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Tiptree Inc. (TIPT) ranks #936 by composite RQD confidence (45/100, grade D) and #657 by equity capitalization ($627.2M). Within this direct 5-issuer industry benchmark cohort, ACIC leads on earnings valuation at 4.8x trailing P/E, while ACIC leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. AII currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with TIPT at 45/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TIPT ACTIVE Tiptree Inc.	D	45/100	18.0x	—	-6.8%	+0.06%	$627.2M	Benchmark Subject
DGICA Donegal Group Inc. (Class A)	C+	69/100	8.8x	—	12.4%	+1.07%	$699.0M	/dgica-vs-tipt →
AII American Integrity Insurance Group Inc.	B	75/100	5.6x	—	29.6%	+2.54%	$562.6M	/aii-vs-tipt →
ACIC American Coastal Insurance Corporation	B	74/100	4.8x	—	85.0%	+0.55%	$516.7M	/acic-vs-tipt →
GLRE Greenlight Capital Re Ltd. (Class A)	C	64/100	6.4x	—	10.6%	+0.55%	$477.5M	/glre-vs-tipt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001393726

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Tiptree Inc. (TIPT) reported GAAP revenue of $488.0K (-99.9% vs. FY2024 revenue of $341.5M , and -99.9% cumulative change since FY2023) , GAAP net income of $34.9M, operating cash flow of $168.2M, and free cash flow of $168.2M (-30.1% YoY). On the balance sheet, TIPT closed FY2025 with $6.84B in total assets against $63.9M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$488.0K	$34.9M	$168.2M	$168.2M	$6.84B	$63.9M
FY2024 (FY)	2024-12-31	$341.5M	$53.4M	$240.8M	$240.7M	$5.69B	$0
FY2023 (FY)	2023-12-31	$341.4M	$14.0M	$71.5M	$71.5M	—	—

3. TIPT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TIPT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Tiptree Inc. (NASDAQ: TIPT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $17.22 (+0.06% 1D, market cap $627.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, TIPT ranks #936 in composite RQD confidence.

How does TIPT compare to DGICA and AII in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), TIPT carries a Roarable D (45/100 RQD), trailing P/E of 18.0x, gross margin of —, and ROIC of -6.8%. By comparison, DGICA (Donegal Group Inc. (Class A)) holds a C+ grade (69/100 RQD, P/E 8.8x, ROIC 12.4%, cap $699.0M) and AII (American Integrity Insurance Group Inc.) posts a B grade (75/100 RQD, P/E 5.6x, ROIC 29.6%, cap $562.6M). Among the 5-stock peer group, ACIC leads on earnings multiple (4.8x) while ACIC leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TIPT?

Per TIPT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001393726), Tiptree Inc. generated $488.0K in revenue (-99.9% YoY), $34.9M in net income, and $168.2M in free cash flow against $6.84B in total assets and $63.9M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TIPT trading relative to its 50-day, 200-day, and 52-week technical levels?

TIPT last traded at $17.22 (+0.06% on volume of 679,547 shares), positioning the stock -1.20% below its 50-day simple moving average ($17.43) and -0.86% below its 200-day simple moving average ($17.37). Across its 52-week range of $15.49 to $19.33, TIPT sits at the 45.1% percentile with a 14-day RSI of 51.5 (NEUTRAL RANGE) and an implied next-earnings move of ±4.8% ($16.39 to $18.05).

TIPT Investor FAQ & Complete 8-Part Research Index

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Why is TIPT stock moving today?

Why TIPT Stock advanced +0.06% Today — RQD Quant Desk Flash. Stretched risk/reward at 18x P/E (-7% return on capital) under elevated 10-year interest-rate pressure.

Direct Sub-Reports: TIPT RQD Cockpit TIPT 12M Forecast TIPT Earnings & Move TIPT Dividends & DRIP TIPT Insiders & 13F TIPT Whale Options TIPT Profit Sankey TIPT News & Why