ACIC (74) TIPT (45) GLRE (64) DGICA (69) ⌘ Pro Terminal →

American Integrity Insurance Group Inc. (AII) — RQD Stock Rating Cockpit

$28.71 +2.54% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

American Integrity Insurance Group Inc. (AII) earns a Roarable Rating of B (Buy) with 75/100 RQD Confidence. High-quality cash engine (steady margins, 30% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B • BUY Cap $562.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+7.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AII)Realized 20D OHLCV Swing Band: ±6.7%

RSI-14 MOMENTUMBULLISH MOMENTUM

63.730 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

6 / 99-Pt Accounting

52-WEEK LASER RANGE94% OF RANGE

L: $16$28.71H: $30

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: B-RQD 14 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: BRQD 30 / 40

3. Hidden Risks & Market Weather● ALL CLEAR

SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: B+RQD 31 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bullish on AII

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (70)

29.6% ROIC with 42.0% gross margin and 23.67% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 6/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (80)

30/40 institutional & smart-money positioning score with 18/20 macro alignment.

Bull Case: Why Buyers Like AII

✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (AII Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

AII // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +46.48%⚡ TESTING RESISTANCE

2026-10-30O $29.16H $29.31L $28.64C $28.71VOL 194.1K

RES: $29.70SUP: $20.05SMA50: $26.67SMA200: $20.87

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AII Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AII Butterfly Map → + Track AII →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-12.0%/yr Implied 5Y Growth

vs. +35.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AII today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AII. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for AII today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AII)

Financials Rank #44 of 1096 ⚔️ ACIC vs AII Full Matrix →

1. Head-to-Head Financials Peer Comparison (AII vs. ACIC, TIPT, GLRE, DGICA)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, American Integrity Insurance Group Inc. (AII) ranks #44 by composite RQD confidence (75/100, grade B) and #679 by equity capitalization ($562.6M). Within this direct 5-issuer industry benchmark cohort, ACIC leads on earnings valuation at 4.8x trailing P/E, while ACIC leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. AII currently leads its immediate peer cohort in composite quantitative strength at 75/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
AII ACTIVE American Integrity Insurance Group Inc.	B	75/100	5.6x	—	29.6%	+2.54%	$562.6M	Benchmark Subject
ACIC American Coastal Insurance Corporation	B	74/100	4.8x	—	85.0%	+0.55%	$516.7M	/acic-vs-aii →
TIPT Tiptree Inc.	D	45/100	18.0x	—	-6.8%	+0.06%	$627.2M	/tipt-vs-aii →
GLRE Greenlight Capital Re Ltd. (Class A)	C	64/100	6.4x	—	10.6%	+0.55%	$477.5M	/glre-vs-aii →
DGICA Donegal Group Inc. (Class A)	C+	69/100	8.8x	—	12.4%	+1.07%	$699.0M	/dgica-vs-aii →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002007587

In its most recent audited fiscal period (FY2025, filed 2025-12-31), American Integrity Insurance Group Inc. (AII) reported GAAP revenue of $276.5M (+35.3% vs. FY2024 revenue of $204.4M ) , GAAP net income of $99.6M, operating cash flow of $138.2M, and free cash flow of $133.2M (-9.8% YoY). On the balance sheet, AII closed FY2025 with $1.23B in total assets against $206.0K in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$276.5M	$99.6M	$138.2M	$133.2M	$1.23B	$206.0K
FY2024 (FY)	2024-12-31	$204.4M	$39.7M	$148.9M	$147.6M	$1.20B	$617.0K

3. AII Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AII stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, American Integrity Insurance Group Inc. (NYSE: AII) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $28.71 (+2.54% 1D, market cap $562.6M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 18/20. Across 1096 tracked Financials issuers, AII ranks #44 in composite RQD confidence.

How does AII compare to ACIC and TIPT in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), AII carries a Roarable B (75/100 RQD), trailing P/E of 5.6x, gross margin of —, and ROIC of 29.6%. By comparison, ACIC (American Coastal Insurance Corporation) holds a B grade (74/100 RQD, P/E 4.8x, ROIC 85.0%, cap $516.7M) and TIPT (Tiptree Inc.) posts a D grade (45/100 RQD, P/E 18.0x, ROIC -6.8%, cap $627.2M). Among the 5-stock peer group, ACIC leads on earnings multiple (4.8x) while ACIC leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AII?

Per AII's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002007587), American Integrity Insurance Group Inc. generated $276.5M in revenue (+35.3% YoY), $99.6M in net income, and $133.2M in free cash flow against $1.23B in total assets and $206.0K in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AII trading relative to its 50-day, 200-day, and 52-week technical levels?

AII last traded at $28.71 (+2.54% on volume of 228,110 shares), positioning the stock +7.65% above its 50-day simple moving average ($26.67) and +37.57% above its 200-day simple moving average ($20.87). Across its 52-week range of $16.19 to $29.52, AII sits at the 93.9% percentile with a 14-day RSI of 63.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.7% ($26.79 to $30.63).

AII Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell AII stock right now?

American Integrity Insurance Group Inc. (AII) currently earns a Roarable Rating of B (Buy — BUY) with 75/100 RQD Confidence. High-quality cash engine (steady margins, 30% return on capital) with steady institutional support.

What is AII's 12-month price target and RQD AI Jury consensus?

AII's 12-month base price target is $30.91 (range $23.54 to $36.47), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: AII RQD Cockpit AII 12M Forecast AII Earnings & Move AII Dividends & DRIP AII Insiders & 13F AII Whale Options AII Profit Sankey AII News & Why