American Integrity Insurance Group Inc. (AII) earns a Roarable Rating of B (Buy) with 75/100 RQD Confidence. High-quality cash engine (steady margins, 30% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 94% of 52W Range • RSI-14 at 63.7 (BULLISH MOMENTUM)
SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)
Even with a 75/100 (B) score, AII faces multiple-compression risk if 5.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($26.67) or 200D SMA ($20.87) invalidates the momentum regime and cuts Target Base ($30.91) toward Bear Floor ($23.54).
American Integrity Insurance Group Inc. (AII) surged +2.54% to $28.71, trading at 94% of its 52-week range ($16.19 – $29.52). High-quality cash engine (steady margins, 30% return on capital) with steady institutional support.
TAMPA, Fla., October 27, 2026--American Integrity Insurance Group, Inc. (NYSE: AII) ("American Integrity" or the "Company"), a Tampa-based property and casualty insurance holding company, today announced that it will rel
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Aimia Inc. (TSX: AIM) (JSE: AII) (AIM: AII) will release its third-quarter financial results for the period ended September 30, 2026 on Friday, November 6, 2026 before markets open. Company management will host a present
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TTE, AII and KWR made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 20, 2026.
AII, UGP and HELE made it to the Zacks Rank #1 (Strong Buy) value stocks list on October 20, 2026.
DBI, TTE, AII, BNED and UGP have been added to the Zacks Rank #1 (Strong Buy) List on October 20, 2026.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +35.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on AII today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for AII. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, American Integrity Insurance Group Inc. (AII) ranks #44 by composite RQD confidence (75/100, grade B) and #679 by equity capitalization ($562.6M). Within this direct 5-issuer industry benchmark cohort, ACIC leads on earnings valuation at 4.8x trailing P/E, while ACIC leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. AII currently leads its immediate peer cohort in composite quantitative strength at 75/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| AII
ACTIVE
American Integrity Insurance Group Inc. | B | 75/100 | 5.6x | — | 29.6% | +2.54% | $562.6M | Benchmark Subject |
| ACIC American Coastal Insurance Corporation | B | 74/100 | 4.8x | — | 85.0% | +0.55% | $516.7M | /acic-vs-aii → |
| TIPT Tiptree Inc. | D | 45/100 | 18.0x | — | -6.8% | +0.06% | $627.2M | /tipt-vs-aii → |
| GLRE Greenlight Capital Re Ltd. (Class A) | C | 64/100 | 6.4x | — | 10.6% | +0.55% | $477.5M | /glre-vs-aii → |
| DGICA Donegal Group Inc. (Class A) | C+ | 69/100 | 8.8x | — | 12.4% | +1.07% | $699.0M | /dgica-vs-aii → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), American Integrity Insurance Group Inc. (AII) reported GAAP revenue of $276.5M (+35.3% vs. FY2024 revenue of $204.4M ) , GAAP net income of $99.6M, operating cash flow of $138.2M, and free cash flow of $133.2M (-9.8% YoY). On the balance sheet, AII closed FY2025 with $1.23B in total assets against $206.0K in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $276.5M | $99.6M | $138.2M | $133.2M | $1.23B | $206.0K |
| FY2024 (FY) | 2024-12-31 | $204.4M | $39.7M | $148.9M | $147.6M | $1.20B | $617.0K |
As of 2026-11-01, American Integrity Insurance Group Inc. (NYSE: AII) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $28.71 (+2.54% 1D, market cap $562.6M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 18/20. Across 1096 tracked Financials issuers, AII ranks #44 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), AII carries a Roarable B (75/100 RQD), trailing P/E of 5.6x, gross margin of —, and ROIC of 29.6%. By comparison, ACIC (American Coastal Insurance Corporation) holds a B grade (74/100 RQD, P/E 4.8x, ROIC 85.0%, cap $516.7M) and TIPT (Tiptree Inc.) posts a D grade (45/100 RQD, P/E 18.0x, ROIC -6.8%, cap $627.2M). Among the 5-stock peer group, ACIC leads on earnings multiple (4.8x) while ACIC leads on capital efficiency (85.0% ROIC).
Per AII's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002007587), American Integrity Insurance Group Inc. generated $276.5M in revenue (+35.3% YoY), $99.6M in net income, and $133.2M in free cash flow against $1.23B in total assets and $206.0K in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
AII last traded at $28.71 (+2.54% on volume of 228,110 shares), positioning the stock +7.65% above its 50-day simple moving average ($26.67) and +37.57% above its 200-day simple moving average ($20.87). Across its 52-week range of $16.19 to $29.52, AII sits at the 93.9% percentile with a 14-day RSI of 63.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.7% ($26.79 to $30.63).
Why AII Stock surged +2.54% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 30% return on capital) with steady institutional support.