Stock Ratings / Financials / RWT / dividends

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Redwood Trust Inc. (RWT) Dividend Safety Gauge & 10-Year DRIP Compounder

$3.23 -0.92% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

Redwood Trust Inc. (RWT) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $405.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-10.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RWT)Realized 20D OHLCV Swing Band: ±10%

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,307

Est. Year-10 Shareholder Yield: $348/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.4K

Yr 2

$12.2K

Yr 3

$13.0K

Yr 4

$13.9K

Yr 5

$14.8K

Yr 6

$15.8K

Yr 7

$16.9K

Yr 8

$18.1K

Yr 9

$19.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring RWT)

✓Walkthrough of RWT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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RWT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -41.91%▼ DESCENDING CHANNEL

2026-10-30O $3.23H $3.24L $3.10C $3.23VOL 2.57M

RES: $4.90SUP: $2.48SMA50: $3.74SMA200: $5.00

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RWT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RWT Butterfly Map → + Track RWT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on RWT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for RWT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for RWT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RWT)

Financials Rank #1027 of 1096 ⚔️ XRN vs RWT Full Matrix →

1. Head-to-Head Financials Peer Comparison (RWT vs. XRN, FPI, TCI, BRSP)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Redwood Trust Inc. (RWT) ranks #1027 by composite RQD confidence (35/100, grade D-) and #745 by equity capitalization ($405.7M). Within this direct 5-issuer industry benchmark cohort, FPI leads on earnings valuation at 12.2x trailing P/E, while FPI leads on capital efficiency and profitability with 5.9% ROIC and — gross margin. XRN currently holds the highest overall quantitative score in the immediate peer group at 56/100 (D+) compared with RWT at 35/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
RWT ACTIVE Redwood Trust Inc.	D-	35/100	—	—	-7.1%	-0.92%	$405.7M	Benchmark Subject
XRN Chiron Real Estate Inc.	D+	56/100	—	—	-1.4%	+6.08%	$404.0M	/xrn-vs-rwt →
FPI Farmland Partners Inc.	D	49/100	12.2x	—	5.9%	-13.13%	$384.0M	/fpi-vs-rwt →
TCI Transcontinental Realty Investors Inc.	D-	38/100	31.6x	—	-0.6%	+3.00%	$435.7M	/tci-vs-rwt →
BRSP BrightSpire Capital Inc. (Class A)	D-	43/100	—	—	-3.3%	-3.55%	$440.1M	/brsp-vs-rwt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000930236

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Redwood Trust Inc. (RWT) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$70.0M, operating cash flow of -$10.09B, and free cash flow of -$10.09B (-72.2% YoY). On the balance sheet, RWT closed FY2025 with $23.70B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	-$70.0M	-$10.09B	-$10.09B	$23.70B	—
FY2024 (FY)	2024-12-31	$0	$54.0M	-$5.86B	-$5.86B	$18.26B	—
FY2023 (FY)	2023-12-31	$0	-$2.3M	-$2.02B	-$2.02B	—	—

3. RWT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RWT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Redwood Trust Inc. (NYSE: RWT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $3.23 (-0.92% 1D, market cap $405.7M). Pillar breakdown: Fundamental Cash Engine 4/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, RWT ranks #1027 in composite RQD confidence.

How does RWT compare to XRN and FPI in the Financials sector?

Within the Financials sector (Real Estate Investment Trusts), RWT carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -7.1%. By comparison, XRN (Chiron Real Estate Inc.) holds a D+ grade (56/100 RQD, P/E N/A, ROIC -1.4%, cap $404.0M) and FPI (Farmland Partners Inc.) posts a D grade (49/100 RQD, P/E 12.2x, ROIC 5.9%, cap $384.0M). Among the 5-stock peer group, FPI leads on earnings multiple (12.2x) while FPI leads on capital efficiency (5.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for RWT?

Per RWT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000930236), Redwood Trust Inc. generated $0 in revenue, -$70.0M in net income, and -$10.09B in free cash flow against $23.70B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is RWT trading relative to its 50-day, 200-day, and 52-week technical levels?

RWT last traded at $3.23 (-0.92% on volume of 2,073,548 shares), positioning the stock -13.64% below its 50-day simple moving average ($3.74) and -35.40% below its 200-day simple moving average ($5.00). Across its 52-week range of $2.88 to $6.97, RWT sits at the 8.6% percentile with a 14-day RSI of 38.9 (NEUTRAL RANGE) and an implied next-earnings move of ±10.0% ($2.91 to $3.55).

RWT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does RWT pay a dividend and is it safe?

Redwood Trust Inc. (RWT) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: RWT RQD Cockpit RWT 12M Forecast RWT Earnings & Move RWT Dividends & DRIP RWT Insiders & 13F RWT Whale Options RWT Profit Sankey RWT News & Why