Stock Ratings / Consumer Discretionary / PSFE / forecast

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Paysafe Limited (PSFE) 12-Month Stock Forecast & Price Target Cone

$5.58 +3.72% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

Paysafe Limited (PSFE) carries a Roarable Rating of D- (Sell) with 40/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $291.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk E

Each axis scored 0–20

12M PRICE TARGET CONE-8.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PSFE)Realized 20D OHLCV Swing Band: ±10.1%

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your PSFE Position Size: $10,000

Shares at $5.58: 1792.1 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $4.00

$7,168

$-2,832 (-28.3%)

12M Consensus BaseTarget $5.13

$9,194

$-806 (-8.1%)

12M Bull Case BreakoutTarget $11.56

$20,717

+$10,717 (+107.2%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (35 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 9

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$5	74%	A
Goldman SachsSector Coverage Lead	UNDERPERFORM	$11	69%	B
JP MorganUS Large-Cap Research	SELL	$5	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PSFE)

✓Walkthrough of PSFE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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PSFE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -38.27%▼ DESCENDING CHANNEL

2026-10-30O $5.58H $5.69L $5.44C $5.58VOL 350.2K

RES: $7.91SUP: $4.79SMA50: $6.08SMA200: $7.14

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PSFE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PSFE Butterfly Map → + Track PSFE →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

30.4%/yr Implied 5Y Growth

vs. -0.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PSFE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PSFE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PSFE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PSFE)

Consumer Discretionary Rank #825 of 1011 ⚔️ ZH vs PSFE Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PSFE vs. ZH, FVRR, IMXI, AMWL)

Industry: Business Services (90 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Paysafe Limited (PSFE) ranks #825 by composite RQD confidence (40/100, grade D-) and #653 by equity capitalization ($291.4M). Within this direct 5-issuer industry benchmark cohort, IMXI leads on earnings valuation at 7.9x trailing P/E, while IMXI leads on capital efficiency and profitability with 23.5% ROIC and — gross margin. IMXI currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with PSFE at 40/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PSFE ACTIVE Paysafe Limited	D-	40/100	—	56.4%	1.9%	+3.72%	$291.4M	Benchmark Subject
ZH Zhihu Inc. each representing three (3) (Class A)	E	21/100	—	59.9%	-35.0%	-3.07%	$273.5M	/zh-vs-psfe →
FVRR Fiverr International Ltd. no par value	C-	60/100	15.5x	81.6%	-0.3%	+12.01%	$325.4M	/fvrr-vs-psfe →
IMXI International Money Express Inc.	B-	70/100	7.9x	—	23.5%	-1.94%	$259.5M	/imxi-vs-psfe →
AMWL American Well Corporation (Class A)	D-	39/100	—	—	-35.0%	+6.09%	$254.8M	/amwl-vs-psfe →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001833835

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Paysafe Limited (PSFE) reported GAAP revenue of $1.70B (-0.2% vs. FY2024 revenue of $1.70B , and +6.3% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $236.2M, and free cash flow of $223.6M (-6.0% YoY). On the balance sheet, PSFE closed FY2025 with $4.80B in total assets against $2.61B in total debt (Altman Z-Score: 0.20, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.70B	$0	$236.2M	$223.6M	$4.80B	$2.61B
FY2024 (FY)	2024-12-31	$1.70B	$22.2M	$253.8M	$237.9M	$4.81B	$2.35B
FY2023 (FY)	2023-12-31	$1.60B	-$20.3M	$234.0M	$234.0M	—	—

3. PSFE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PSFE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Paysafe Limited (NYSE: PSFE) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $5.58 (+3.72% 1D, market cap $291.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 7/20. Across 1011 tracked Consumer Discretionary issuers, PSFE ranks #825 in composite RQD confidence.

How does PSFE compare to ZH and FVRR in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), PSFE carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of 56.4%, and ROIC of 1.9%. By comparison, ZH (Zhihu Inc. each representing three (3) (Class A)) holds a E grade (21/100 RQD, P/E N/A, ROIC -35.0%, cap $273.5M) and FVRR (Fiverr International Ltd. no par value) posts a C- grade (60/100 RQD, P/E 15.5x, ROIC -0.3%, cap $325.4M). Among the 5-stock peer group, IMXI leads on earnings multiple (7.9x) while IMXI leads on capital efficiency (23.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PSFE?

Per PSFE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001833835), Paysafe Limited generated $1.70B in revenue (-0.2% YoY), $0 in net income, and $223.6M in free cash flow against $4.80B in total assets and $2.61B in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PSFE trading relative to its 50-day, 200-day, and 52-week technical levels?

PSFE last traded at $5.58 (+3.72% on volume of 399,898 shares), positioning the stock -8.22% below its 50-day simple moving average ($6.08) and -21.85% below its 200-day simple moving average ($7.14). Across its 52-week range of $5.29 to $11.01, PSFE sits at the 5.1% percentile with a 14-day RSI of 45.7 (NEUTRAL RANGE) and an implied next-earnings move of ±10.1% ($5.02 to $6.14).

PSFE Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is PSFE's 12-month stock price target?

Paysafe Limited (PSFE) carries a 12-month consensus base price target of $5.13 (-8.1% from $5.58), with a bull-case target of $11.56 and a bear-case floor of $4.

Is PSFE stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates PSFE D- (Sell — SELL) with an RQD Confidence score of 40/100.

Direct Sub-Reports: PSFE RQD Cockpit PSFE 12M Forecast PSFE Earnings & Move PSFE Dividends & DRIP PSFE Insiders & 13F PSFE Whale Options PSFE Profit Sankey PSFE News & Why