Stock Ratings / Consumer Discretionary / PSFE / earnings

ZH (21) FVRR (60) IMXI (70) AMWL (39) ⌘ Pro Terminal →

Paysafe Limited (PSFE) Next Earnings Date & Expected ±10.1% Move

$5.58 +3.72% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $5.61

Paysafe Limited (PSFE) carries a Roarable Rating of D- (Sell) with 40/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $291.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PSFE Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PSFE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, Paysafe Limited (NYSE: PSFE) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $5.58 (+3.72% 1D, market cap $291.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 7/20. Across 1011 tracked Consumer Discretionary issuers, PSFE ranks #825 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PSFE compare to ZH and FVRR in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Business Services), PSFE carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of 56.4%, and ROIC of 1.9%. By comparison, ZH (Zhihu Inc. each representing three (3) (Class A)) holds a E grade (21/100 RQD, P/E N/A, ROIC -35.0%, cap $273.5M) and FVRR (Fiverr International Ltd. no par value) posts a C- grade (60/100 RQD, P/E 15.5x, ROIC -0.3%, cap $325.4M). Among the 5-stock peer group, IMXI leads on earnings multiple (7.9x) while IMXI leads on capital efficiency (23.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PSFE?

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Per PSFE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001833835), Paysafe Limited generated $1.70B in revenue (-0.2% YoY), $0 in net income, and $223.6M in free cash flow against $4.80B in total assets and $2.61B in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $5.61 (+0.48%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 13.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.4% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk E

Each axis scored 0–20

12M PRICE TARGET CONE-8.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PSFE)Realized 20D OHLCV Swing Band: ±10.1%

Deterministic 5-Pillar Attribution (40/100 Composite)

🔍 WHY PSFE SCORES 40/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+10/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 13.1% FCF Margin ($223.6M FCF) & 56.4% Gross Margin

▲ #2 Bullish Driver: Whale & Options Positioning+10/20 pts (25% of score)

20D Institutional Volume Accumulation (±10.1% realized swing band)

▼ #1 Drag / Risk Factor: Macro Regime Fit5/20 pts (-15 pt drag)

Macro rate sensitivity & RSI-14 (45.7) create a -15 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$5.77-1.9% Next Q

Q2 (-2Q)

Grade D$5.66+1.4% Next Q

Q3 (-1Q)

Grade D$5.74-2.8% Next Q

Current

Grade D-$5.58-7.4% Hist 90D α

Trajectory: D (48) → D- (40)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a PSFE Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While PSFE currently carries a cautious 40/100 (D-) rating due to Macro Regime Fit (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($6.08) and Max Pain ($5.86) forces dealer call-delta covering toward $11.56.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PSFE• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PSFE Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 40%NO 60%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±10.1% Swing Band

±$0.56 Expected Swing

MODEL EARNINGS SETUP GAUGE

PSFE Quantitative Pre-Earnings Setup: 40/100

Trailing EPS: $4.25 • YoY Revenue Growth: -0.2%

Model Bullish Setup (40/100)Model Risk Weight (60/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$1.70B	$0	$223.6M	56.4%
FY 2024	2024-12-31	$1.70B	$22.2M	$237.9M	58%
FY 2023	2023-12-31	$1.60B	-$20.3M	$234.0M	56.4%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PSFE)

✓Walkthrough of PSFE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PSFE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -38.27%▼ DESCENDING CHANNEL

2026-10-30O $5.58H $5.69L $5.44C $5.58VOL 350.2K

RES: $7.91SUP: $4.79SMA50: $6.08SMA200: $7.14

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PSFE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PSFE Butterfly Map → + Track PSFE →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

30.4%/yr Implied 5Y Growth

vs. -0.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PSFE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PSFE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PSFE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PSFE)

Consumer Discretionary Rank #825 of 1011 ⚔️ ZH vs PSFE Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PSFE vs. ZH, FVRR, IMXI, AMWL)

Industry: Business Services (90 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Paysafe Limited (PSFE) ranks #825 by composite RQD confidence (40/100, grade D-) and #653 by equity capitalization ($291.4M). Within this direct 5-issuer industry benchmark cohort, IMXI leads on earnings valuation at 7.9x trailing P/E, while IMXI leads on capital efficiency and profitability with 23.5% ROIC and — gross margin. IMXI currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with PSFE at 40/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PSFE ACTIVE Paysafe Limited	D-	40/100	—	56.4%	1.9%	+3.72%	$291.4M	Benchmark Subject
ZH Zhihu Inc. each representing three (3) (Class A)	E	21/100	—	59.9%	-35.0%	-3.07%	$273.5M	/zh-vs-psfe →
FVRR Fiverr International Ltd. no par value	C-	60/100	15.5x	81.6%	-0.3%	+12.01%	$325.4M	/fvrr-vs-psfe →
IMXI International Money Express Inc.	B-	70/100	7.9x	—	23.5%	-1.94%	$259.5M	/imxi-vs-psfe →
AMWL American Well Corporation (Class A)	D-	39/100	—	—	-35.0%	+6.09%	$254.8M	/amwl-vs-psfe →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001833835

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Paysafe Limited (PSFE) reported GAAP revenue of $1.70B (-0.2% vs. FY2024 revenue of $1.70B , and +6.3% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $236.2M, and free cash flow of $223.6M (-6.0% YoY). On the balance sheet, PSFE closed FY2025 with $4.80B in total assets against $2.61B in total debt (Altman Z-Score: 0.20, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.70B	$0	$236.2M	$223.6M	$4.80B	$2.61B
FY2024 (FY)	2024-12-31	$1.70B	$22.2M	$253.8M	$237.9M	$4.81B	$2.35B
FY2023 (FY)	2023-12-31	$1.60B	-$20.3M	$234.0M	$234.0M	—	—

3. PSFE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PSFE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PSFE compare to ZH and FVRR in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for PSFE?

Where is PSFE trading relative to its 50-day, 200-day, and 52-week technical levels?

PSFE last traded at $5.58 (+3.72% on volume of 399,898 shares), positioning the stock -8.22% below its 50-day simple moving average ($6.08) and -21.85% below its 200-day simple moving average ($7.14). Across its 52-week range of $5.29 to $11.01, PSFE sits at the 5.1% percentile with a 14-day RSI of 45.7 (NEUTRAL RANGE) and an implied next-earnings move of ±10.1% ($5.02 to $6.14).

PSFE Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is PSFE's next earnings date?

Based on SEC filing cadence, Paysafe Limited (PSFE)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is PSFE stock expected to move on earnings?

Volatility modeling currently projects a ±10.1% event move for PSFE, spanning a range between $5.02 and $6.14.

Direct Sub-Reports: PSFE RQD Cockpit PSFE 12M Forecast PSFE Earnings & Move PSFE Dividends & DRIP PSFE Insiders & 13F PSFE Whale Options PSFE Profit Sankey PSFE News & Why