MARKET WIRECNBC • 2h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why PGC Stock slipped -0.56% Today — RQD Quant Desk Flash
$45.91 -0.56% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $45.78
Peapack-Gladstone Financial Corporation (PGC) carries a Roarable Rating of D+ (Sell) with 53/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $813.9M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $45.78 (-0.29%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 8/20 (D-) • 10.2% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 53/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.9% avg 90D alpha vs SPY • 50.6% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D · Rk D+
Each axis scored 0–20
12M PRICE TARGET CONE-2.2% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PGC)Realized 20D OHLCV Swing Band: ±4.6%
Deterministic 5-Pillar Attribution (53/100 Composite)
🔍 WHY PGC SCORES 53/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+14/20 pts (26% of score)
SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (25% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 6/9
▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$43.37+0% Next Q
45
Q2 (-2Q)Grade D$43.38+4.7% Next Q
48
Q3 (-1Q)Grade C-$45.43+1.1% Next Q
50
CurrentGrade D+$45.91-0.9% Hist 90D α
53
Trajectory: D (45) → D+ (53)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a PGC Turnaround Squeeze
While PGC currently carries a cautious 53/100 (D+) rating due to Whale & Options Positioning (8/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Company leadership has skin in the game with net positive insider conviction.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($44.78) and Max Pain ($48.21) forces dealer call-delta covering toward $52.96.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.80% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $PGC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PGC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why PGC Stock slipped -0.56% Today — RQD Quant Desk Flash
Peapack-Gladstone Financial Corporation (PGC) slipped -0.56% to $45.91, trading at 87% of its 52-week range ($24.71 – $49.14). Stretched risk/reward at 22x P/E (6% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 87% of its 52-week range ($24.71 – $49.14) with RSI-14 at 55.8 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.6% around $45.91 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $28.8M annual free cash flow.
Live PGC Headlines & Catalysts
MARKET WIRECNBC • 2h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 4h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 5h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 6h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 6h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 7h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 7h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PGC)
- ✓Walkthrough of PGC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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PGC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +9.96%▼ DESCENDING CHANNEL
2026-10-30O $46.18H $46.18L $44.92C $45.91VOL 160.9K
RES: $46.70SUP: $40.86SMA50: $44.78SMA200: $41.28
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
PGC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
15.5%/yr Implied 5Y Growth
vs. +24.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on PGC today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for PGC. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PGC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PGC)
Financials Rank #740 of 1096
⚔️ AGBK vs PGC Full Matrix →
1. Head-to-Head Financials Peer Comparison (PGC vs. AGBK, VBNK, SUPV, ESQ)
Industry: Commercial Banks (34 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Peapack-Gladstone Financial Corporation (PGC) ranks #740 by composite RQD confidence (53/100, grade D+) and #601 by equity capitalization ($813.9M). Within this direct 5-issuer industry benchmark cohort, PGC leads on earnings valuation at 21.8x trailing P/E, while PGC leads on capital efficiency and profitability with 5.7% ROIC and — gross margin. AGBK currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with PGC at 53/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| PGC
ACTIVE
Peapack-Gladstone Financial Corporation | D+ | 53/100 | 21.8x | — | 5.7% | -0.56% | $813.9M | Benchmark Subject |
| AGBK AGI Inc (Class A) | C- | 60/100 | — | — | — | +0.39% | $819.9M | /agbk-vs-pgc → |
| VBNK VersaBank | D | 51/100 | — | — | — | +0.71% | $732.0M | /vbnk-vs-pgc → |
| SUPV Grupo Supervielle S.A. each Representing five (Class B) | D+ | 57/100 | — | — | — | +0.30% | $612.0M | /supv-vs-pgc → |
| ESQ Esquire Financial Holdings Inc. | D+ | 52/100 | — | — | — | -0.88% | $1.55B | /esq-vs-pgc → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001050743In its most recent audited fiscal period (FY2025, filed 2025-12-31), Peapack-Gladstone Financial Corporation (PGC) reported GAAP revenue of $283.0M (+24.1% vs. FY2024 revenue of $228.1M , and +23.2% cumulative change since FY2023) , GAAP net income of $37.3M, operating cash flow of $43.1M, and free cash flow of $28.8M (-54.3% YoY). On the balance sheet, PGC closed FY2025 with $7.53B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $283.0M | $37.3M | $43.1M | $28.8M | $7.53B | — |
| FY2024 (FY) | 2024-12-31 | $228.1M | $33.0M | $71.1M | $63.0M | $7.01B | — |
| FY2023 (FY) | 2023-12-31 | $229.7M | $48.9M | $70.1M | $70.1M | — | — |
3. PGC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs PGC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Peapack-Gladstone Financial Corporation (NASDAQ: PGC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $45.91 (-0.56% 1D, market cap $813.9M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, PGC ranks #740 in composite RQD confidence.
How does PGC compare to AGBK and VBNK in the Financials sector?
Within the Financials sector (Commercial Banks), PGC carries a Roarable D+ (53/100 RQD), trailing P/E of 21.8x, gross margin of —, and ROIC of 5.7%. By comparison, AGBK (AGI Inc (Class A)) holds a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $819.9M) and VBNK (VersaBank) posts a D grade (51/100 RQD, P/E N/A, ROIC —, cap $732.0M). Among the 5-stock peer group, PGC leads on earnings multiple (21.8x) while PGC leads on capital efficiency (5.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for PGC?
Per PGC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001050743), Peapack-Gladstone Financial Corporation generated $283.0M in revenue (+24.1% YoY), $37.3M in net income, and $28.8M in free cash flow against $7.53B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is PGC trading relative to its 50-day, 200-day, and 52-week technical levels?
PGC last traded at $45.91 (-0.56% on volume of 147,069 shares), positioning the stock +2.52% above its 50-day simple moving average ($44.78) and +11.22% above its 200-day simple moving average ($41.28). Across its 52-week range of $24.71 to $49.14, PGC sits at the 86.8% percentile with a 14-day RSI of 55.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.6% ($43.80 to $48.02).
PGC Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is PGC stock moving today?
Why PGC Stock slipped -0.56% Today — RQD Quant Desk Flash. Stretched risk/reward at 22x P/E (6% return on capital) under elevated 10-year interest-rate pressure.