Stock Ratings / Financials / PGC / dividends

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Peapack-Gladstone Financial Corporation (PGC) Dividend Safety Gauge & 10-Year DRIP Compounder

$45.91 -0.56% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Peapack-Gladstone Financial Corporation (PGC) carries a Roarable Rating of D+ (Sell) with 53/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $813.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-2.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PGC)Realized 20D OHLCV Swing Band: ±4.6%

CASH DIVIDEND + BUYBACK YIELD

2.23% Total Yield

0.43% Cash ($0.20/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

14% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (15.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $42,249

Est. Year-10 Shareholder Yield: $942/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.6K

Yr 1

$13.3K

Yr 2

$15.4K

Yr 3

$17.8K

Yr 4

$20.6K

Yr 5

$23.7K

Yr 6

$27.4K

Yr 7

$31.7K

Yr 8

$36.6K

Yr 9

$42.2K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PGC)

✓Walkthrough of PGC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PGC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +9.96%▼ DESCENDING CHANNEL

2026-10-30O $46.18H $46.18L $44.92C $45.91VOL 160.9K

RES: $46.70SUP: $40.86SMA50: $44.78SMA200: $41.28

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PGC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PGC Butterfly Map → + Track PGC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

15.5%/yr Implied 5Y Growth

vs. +24.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PGC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PGC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PGC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PGC)

Financials Rank #740 of 1096 ⚔️ AGBK vs PGC Full Matrix →

1. Head-to-Head Financials Peer Comparison (PGC vs. AGBK, VBNK, SUPV, ESQ)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Peapack-Gladstone Financial Corporation (PGC) ranks #740 by composite RQD confidence (53/100, grade D+) and #601 by equity capitalization ($813.9M). Within this direct 5-issuer industry benchmark cohort, PGC leads on earnings valuation at 21.8x trailing P/E, while PGC leads on capital efficiency and profitability with 5.7% ROIC and — gross margin. AGBK currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with PGC at 53/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PGC ACTIVE Peapack-Gladstone Financial Corporation	D+	53/100	21.8x	—	5.7%	-0.56%	$813.9M	Benchmark Subject
AGBK AGI Inc (Class A)	C-	60/100	—	—	—	+0.39%	$819.9M	/agbk-vs-pgc →
VBNK VersaBank	D	51/100	—	—	—	+0.71%	$732.0M	/vbnk-vs-pgc →
SUPV Grupo Supervielle S.A. each Representing five (Class B)	D+	57/100	—	—	—	+0.30%	$612.0M	/supv-vs-pgc →
ESQ Esquire Financial Holdings Inc.	D+	52/100	—	—	—	-0.88%	$1.55B	/esq-vs-pgc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001050743

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Peapack-Gladstone Financial Corporation (PGC) reported GAAP revenue of $283.0M (+24.1% vs. FY2024 revenue of $228.1M , and +23.2% cumulative change since FY2023) , GAAP net income of $37.3M, operating cash flow of $43.1M, and free cash flow of $28.8M (-54.3% YoY). On the balance sheet, PGC closed FY2025 with $7.53B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$283.0M	$37.3M	$43.1M	$28.8M	$7.53B	—
FY2024 (FY)	2024-12-31	$228.1M	$33.0M	$71.1M	$63.0M	$7.01B	—
FY2023 (FY)	2023-12-31	$229.7M	$48.9M	$70.1M	$70.1M	—	—

3. PGC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PGC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Peapack-Gladstone Financial Corporation (NASDAQ: PGC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $45.91 (-0.56% 1D, market cap $813.9M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, PGC ranks #740 in composite RQD confidence.

How does PGC compare to AGBK and VBNK in the Financials sector?

Within the Financials sector (Commercial Banks), PGC carries a Roarable D+ (53/100 RQD), trailing P/E of 21.8x, gross margin of —, and ROIC of 5.7%. By comparison, AGBK (AGI Inc (Class A)) holds a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $819.9M) and VBNK (VersaBank) posts a D grade (51/100 RQD, P/E N/A, ROIC —, cap $732.0M). Among the 5-stock peer group, PGC leads on earnings multiple (21.8x) while PGC leads on capital efficiency (5.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PGC?

Per PGC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001050743), Peapack-Gladstone Financial Corporation generated $283.0M in revenue (+24.1% YoY), $37.3M in net income, and $28.8M in free cash flow against $7.53B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PGC trading relative to its 50-day, 200-day, and 52-week technical levels?

PGC last traded at $45.91 (-0.56% on volume of 147,069 shares), positioning the stock +2.52% above its 50-day simple moving average ($44.78) and +11.22% above its 200-day simple moving average ($41.28). Across its 52-week range of $24.71 to $49.14, PGC sits at the 86.8% percentile with a 14-day RSI of 55.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.6% ($43.80 to $48.02).

PGC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does PGC pay a dividend and is it safe?

Peapack-Gladstone Financial Corporation (PGC) offers a 0.43% cash dividend yield ($0.20 annualized) and 2.23% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: PGC RQD Cockpit PGC 12M Forecast PGC Earnings & Move PGC Dividends & DRIP PGC Insiders & 13F PGC Whale Options PGC Profit Sankey PGC News & Why