Stock Ratings / Real Estate / NRDY / earnings

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Nerdy Inc. (Class A) (NRDY) Next Earnings Date & Expected ±12.5% Move

$5.94 +2.95% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $5.96

Nerdy Inc. (Class A) (NRDY) carries a Roarable Rating of D- (Sell) with 40/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $75.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $5.96 (+0.34%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.4% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-8.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NRDY)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (40/100 Composite)

🔍 WHY NRDY SCORES 40/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (28% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▲ #2 Bullish Driver: Whale & Options Positioning+10/20 pts (25% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Disciplined Float (+0.72% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$6.56-5.9% Next Q

Q2 (-2Q)

Grade D$6.17-0.5% Next Q

Q3 (-1Q)

Grade D$6.14-3.3% Next Q

Current

Grade D-$5.94-7.4% Hist 90D α

Trajectory: D (48) → D- (40)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a NRDY Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While NRDY currently carries a cautious 40/100 (D-) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Real Estate with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($8.02) and Max Pain ($6.24) forces dealer call-delta covering toward $23.47.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $NRDY• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “NRDY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 40%NO 60%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±12.5% Swing Band

±$0.74 Expected Swing

MODEL EARNINGS SETUP GAUGE

NRDY Quantitative Pre-Earnings Setup: 40/100

Trailing EPS: $4.25 • YoY Revenue Growth: -5.9%

Model Bullish Setup (40/100)Model Risk Weight (60/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$179.0M	-$39.9M	-$24.2M	58%
FY 2024	2024-12-31	$190.2M	-$42.6M	-$22.5M	67.5%
FY 2023	2023-12-31	$193.4M	-$40.2M	-$7.6M	58%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring NRDY)

✓Walkthrough of NRDY's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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NRDY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -55.70%🛡️ HOLDING TREND SUPPORT

2026-10-30O $5.83H $6.44L $5.78C $5.94VOL 30.6K

RES: $18.30SUP: $5.26SMA50: $8.02SMA200: $11.97

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

NRDY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 NRDY Butterfly Map → + Track NRDY →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -5.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on NRDY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for NRDY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for NRDY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NRDY)

Real Estate Rank #41 of 51 ⚔️ CHGG vs NRDY Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (NRDY vs. CHGG, COE, IH, LFS)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Nerdy Inc. (Class A) (NRDY) ranks #41 by composite RQD confidence (40/100, grade D-) and #29 by equity capitalization ($75.9M). Within this direct 5-issuer industry benchmark cohort, IH leads on earnings valuation at 4.4x trailing P/E, while IH leads on capital efficiency and profitability with 85.0% ROIC and 67.9% gross margin. LFS currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with NRDY at 40/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
NRDY ACTIVE Nerdy Inc. (Class A)	D-	40/100	—	58.0%	-35.0%	+2.95%	$75.9M	Benchmark Subject
CHGG Chegg Inc.	D-	35/100	—	59.6%	-35.0%	-0.72%	$76.8M	/chgg-vs-nrdy →
COE 51Talk Online Education Group each representing 60 (Class A)	D	48/100	—	73.9%	-35.0%	-4.93%	$66.1M	/coe-vs-nrdy →
IH iHuman Inc. each representing five (Class A)	C	64/100	4.4x	67.9%	85.0%	+1.72%	$60.3M	/ih-vs-nrdy →
LFS LEIFRAS Co. Ltd.	B-	71/100	19.6x	29.5%	26.5%	0.00%	$54.9M	/lfs-vs-nrdy →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001819404

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Nerdy Inc. (Class A) (NRDY) reported GAAP revenue of $179.0M (-5.9% vs. FY2024 revenue of $190.2M , and -7.5% cumulative change since FY2023) , GAAP net income of -$39.9M, operating cash flow of -$18.8M, and free cash flow of -$24.2M (-7.8% YoY). On the balance sheet, NRDY closed FY2025 with $76.2M in total assets against $19.3M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$179.0M	-$39.9M	-$18.8M	-$24.2M	$76.2M	$19.3M
FY2024 (FY)	2024-12-31	$190.2M	-$42.6M	-$15.6M	-$22.5M	$92.5M	$0
FY2023 (FY)	2023-12-31	$193.4M	-$40.2M	-$7.6M	-$7.6M	—	—

3. NRDY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is NRDY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Nerdy Inc. (Class A) (NYSE: NRDY) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $5.94 (+2.95% 1D, market cap $75.9M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 5/20. Across 51 tracked Real Estate issuers, NRDY ranks #41 in composite RQD confidence.

How does NRDY compare to CHGG and COE in the Real Estate sector?

Within the Real Estate sector (Other Consumer Services), NRDY carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of 58.0%, and ROIC of -35.0%. By comparison, CHGG (Chegg Inc.) holds a D- grade (35/100 RQD, P/E N/A, ROIC -35.0%, cap $76.8M) and COE (51Talk Online Education Group each representing 60 (Class A)) posts a D grade (48/100 RQD, P/E N/A, ROIC -35.0%, cap $66.1M). Among the 5-stock peer group, IH leads on earnings multiple (4.4x) while IH leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for NRDY?

Per NRDY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001819404), Nerdy Inc. (Class A) generated $179.0M in revenue (-5.9% YoY), -$39.9M in net income, and -$24.2M in free cash flow against $76.2M in total assets and $19.3M in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is NRDY trading relative to its 50-day, 200-day, and 52-week technical levels?

NRDY last traded at $5.94 (+2.95% on volume of 51,462 shares), positioning the stock -25.94% below its 50-day simple moving average ($8.02) and -50.38% below its 200-day simple moving average ($11.97). Across its 52-week range of $5.37 to $22.35, NRDY sits at the 3.4% percentile with a 14-day RSI of 42.0 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($5.20 to $6.68).