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iHuman Inc. each representing five (Class A) (IH) — RQD Stock Rating Cockpit

$1.18 +1.72% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.18

iHuman Inc. each representing five (Class A) (IH) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $60.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.18 (+0.12%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 6.4% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY • 55.2% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE+2.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for IH)Realized 20D OHLCV Swing Band: ±5.5%

Deterministic 5-Pillar Attribution (64/100 Composite)

🔍 WHY IH SCORES 64/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (27% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+13/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 6.4% FCF Margin ($7.3M FCF) & 67.9% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning10/20 pts (-10 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$1.15+0.9% Next Q

Q2 (-2Q)

Grade C$1.16-1.7% Next Q

Q3 (-1Q)

Grade C$1.14+3.5% Next Q

Current

Grade C$1.18+1.1% Hist 90D α

Trajectory: C (56) → C (64)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the IH Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 64/100 (C) score, IH faces multiple-compression risk if 4.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 65.4% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($1.18) or 200D SMA ($1.52) invalidates the momentum regime and cuts Target Base ($1.21) toward Bear Floor ($0.94).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $IH• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “IH Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 64%NO 36%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

52.630 Oversold · 70 Hot

ALTMAN-Z SHIELDWATCH ZONE (1.8–3.0)

2.30>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

6 / 99-Pt Accounting

52-WEEK LASER RANGE4% OF RANGE

L: $1$1.18H: $3

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (68% profit margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: CRQD 13 / 20

2. Big Money & Insiders● NEUTRAL

Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C+RQD 27 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: C-RQD 24 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on IH

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (65)

85.0% ROIC with 67.9% gross margin and 12.17% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (60)

Altman-Z 2.30 and Piotroski 6/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (65)

27/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like IH

✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (IH Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

IH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -30.59%▼ DESCENDING CHANNEL

2026-10-30O $1.18H $1.18L $1.18C $1.18VOL 500

RES: $1.50SUP: $1.04SMA50: $1.18SMA200: $1.52

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

IH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 IH Butterfly Map → + Track IH →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-15.0%/yr Implied 5Y Growth

vs. -8.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on IH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for IH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for IH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IH)

Real Estate Rank #16 of 51 ⚔️ COE vs IH Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (IH vs. COE, LFS, NRDY, CHGG)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, iHuman Inc. each representing five (Class A) (IH) ranks #16 by composite RQD confidence (64/100, grade C) and #31 by equity capitalization ($60.3M). Within this direct 5-issuer industry benchmark cohort, IH leads on earnings valuation at 4.4x trailing P/E, while IH leads on capital efficiency and profitability with 85.0% ROIC and 67.9% gross margin. LFS currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with IH at 64/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
IH ACTIVE iHuman Inc. each representing five (Class A)	C	64/100	4.4x	67.9%	85.0%	+1.72%	$60.3M	Benchmark Subject
COE 51Talk Online Education Group each representing 60 (Class A)	D	48/100	—	73.9%	-35.0%	-4.93%	$66.1M	/coe-vs-ih →
LFS LEIFRAS Co. Ltd.	B-	71/100	19.6x	29.5%	26.5%	0.00%	$54.9M	/lfs-vs-ih →
NRDY Nerdy Inc. (Class A)	D-	40/100	—	58.0%	-35.0%	+2.95%	$75.9M	/nrdy-vs-ih →
CHGG Chegg Inc.	D-	35/100	—	59.6%	-35.0%	-0.72%	$76.8M	/chgg-vs-ih →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001814423

In its most recent audited fiscal period (FY2025, filed 2025-12-31), iHuman Inc. each representing five (Class A) (IH) reported GAAP revenue of $115.4M (-8.7% vs. FY2024 revenue of $126.3M , and -19.5% cumulative change since FY2023) , GAAP net income of $13.6M, operating cash flow of $7.3M, and free cash flow of $7.3M (-8.5% YoY). On the balance sheet, IH closed FY2025 with $195.7M in total assets against $0 in total debt (Altman Z-Score: 2.30, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$115.4M	$13.6M	$7.3M	$7.3M	$195.7M	—
FY2024 (FY)	2024-12-31	$126.3M	$13.5M	$8.0M	$8.0M	$194.5M	—
FY2023 (FY)	2023-12-31	$143.4M	$25.5M	$24.2M	$24.2M	—	—

3. IH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is IH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, iHuman Inc. each representing five (Class A) (NYSE: IH) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $1.18 (+1.72% 1D, market cap $60.3M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 12/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 17/20. Across 51 tracked Real Estate issuers, IH ranks #16 in composite RQD confidence.

How does IH compare to COE and LFS in the Real Estate sector?

Within the Real Estate sector (Other Consumer Services), IH carries a Roarable C (64/100 RQD), trailing P/E of 4.4x, gross margin of 67.9%, and ROIC of 85.0%. By comparison, COE (51Talk Online Education Group each representing 60 (Class A)) holds a D grade (48/100 RQD, P/E N/A, ROIC -35.0%, cap $66.1M) and LFS (LEIFRAS Co. Ltd.) posts a B- grade (71/100 RQD, P/E 19.6x, ROIC 26.5%, cap $54.9M). Among the 5-stock peer group, IH leads on earnings multiple (4.4x) while IH leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for IH?

Per IH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001814423), iHuman Inc. each representing five (Class A) generated $115.4M in revenue (-8.7% YoY), $13.6M in net income, and $7.3M in free cash flow against $195.7M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is IH trading relative to its 50-day, 200-day, and 52-week technical levels?

IH last traded at $1.18 (+1.72% on volume of 1,525 shares), positioning the stock 0.00% above its 50-day simple moving average ($1.18) and -22.37% below its 200-day simple moving average ($1.52). Across its 52-week range of $1.10 to $2.99, IH sits at the 4.2% percentile with a 14-day RSI of 52.6 (NEUTRAL RANGE) and an implied next-earnings move of ±5.5% ($1.12 to $1.24).

IH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell IH stock right now?

iHuman Inc. each representing five (Class A) (IH) currently earns a Roarable Rating of C (Hold — HOLD) with 64/100 RQD Confidence. Solid 68% profit margin (85% return on capital), mixed timing at 4x P/E—hold if owned, no rush to chase.

What is IH's 12-month price target and RQD AI Jury consensus?

IH's 12-month base price target is $1.21 (range $0.94 to $3.14), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: IH RQD Cockpit IH 12M Forecast IH Earnings & Move IH Dividends & DRIP IH Insiders & 13F IH Whale Options IH Profit Sankey IH News & Why