Stock Ratings / Financials / MCB / options

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Metropolitan Bank Holding Corp. (MCB) Options Positioning, Max Pain & Unusual Sweeps

$96.43 -0.20% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

Metropolitan Bank Holding Corp. (MCB) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $1.20B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MCB)Realized 20D OHLCV Swing Band: ±5.4%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.4%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (MCB)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for MCB.

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Whale Flow & Momentum Playbook: Evaluating MCB & AI Leaders Without Chasing Tops

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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

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MCB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +9.15%▲ RESISTANCE BREAKOUT

2026-10-30O $96.24H $96.78L $94.77C $96.43VOL 124.2K

RES: $93.48SUP: $84.11SMA50: $90.33SMA200: $90.37

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MCB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MCB Butterfly Map → + Track MCB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

9.6%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MCB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MCB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MCB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MCB)

Financials Rank #283 of 1096 ⚔️ AMTB vs MCB Full Matrix →

1. Head-to-Head Financials Peer Comparison (MCB vs. AMTB, NBN, OSBC, FSBC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Metropolitan Bank Holding Corp. (MCB) ranks #283 by composite RQD confidence (66/100, grade C+) and #519 by equity capitalization ($1.20B). Within this direct 5-issuer industry benchmark cohort, OSBC leads on earnings valuation at 15.6x trailing P/E, while FSBC leads on capital efficiency and profitability with 13.8% ROIC and — gross margin. FSBC currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with MCB at 66/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MCB ACTIVE Metropolitan Bank Holding Corp.	C+	66/100	16.8x	—	9.6%	-0.20%	$1.20B	Benchmark Subject
AMTB Amerant Bancorp Inc. (Class A)	D+	58/100	22.4x	—	5.6%	+0.84%	$1.17B	/amtb-vs-mcb →
NBN Northeast Bank	D	49/100	—	—	—	-2.40%	$1.16B	/nbn-vs-mcb →
OSBC Old Second Bancorp Inc.	C+	67/100	15.6x	—	9.0%	+0.90%	$1.25B	/osbc-vs-mcb →
FSBC Five Star Bancorp	C+	69/100	18.2x	—	13.8%	-0.17%	$1.12B	/fsbc-vs-mcb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001476034

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Metropolitan Bank Holding Corp. (MCB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $71.1M, operating cash flow of $88.7M, and free cash flow of $88.7M (-40.3% YoY). On the balance sheet, MCB closed FY2025 with $8.26B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$71.1M	$88.7M	$88.7M	$8.26B	—
FY2024 (FY)	2024-12-31	$0	$66.7M	$148.5M	$148.5M	$7.30B	—
FY2023 (FY)	2023-12-31	$0	$77.3M	$42.4M	$42.4M	—	—

3. MCB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MCB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Metropolitan Bank Holding Corp. (NYSE: MCB) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $96.43 (-0.20% 1D, market cap $1.20B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MCB ranks #283 in composite RQD confidence.

How does MCB compare to AMTB and NBN in the Financials sector?

Within the Financials sector (Major Banks), MCB carries a Roarable C+ (66/100 RQD), trailing P/E of 16.8x, gross margin of —, and ROIC of 9.6%. By comparison, AMTB (Amerant Bancorp Inc. (Class A)) holds a D+ grade (58/100 RQD, P/E 22.4x, ROIC 5.6%, cap $1.17B) and NBN (Northeast Bank) posts a D grade (49/100 RQD, P/E N/A, ROIC —, cap $1.16B). Among the 5-stock peer group, OSBC leads on earnings multiple (15.6x) while FSBC leads on capital efficiency (13.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for MCB?

Per MCB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001476034), Metropolitan Bank Holding Corp. generated $0 in revenue, $71.1M in net income, and $88.7M in free cash flow against $8.26B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is MCB trading relative to its 50-day, 200-day, and 52-week technical levels?

MCB last traded at $96.43 (-0.20% on volume of 150,152 shares), positioning the stock +6.75% above its 50-day simple moving average ($90.33) and +6.71% above its 200-day simple moving average ($90.37). Across its 52-week range of $64.66 to $102.04, MCB sits at the 85.0% percentile with a 14-day RSI of 64.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.4% ($91.22 to $101.64).

MCB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is MCB's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for MCB.

Direct Sub-Reports: MCB RQD Cockpit MCB 12M Forecast MCB Earnings & Move MCB Dividends & DRIP MCB Insiders & 13F MCB Whale Options MCB Profit Sankey MCB News & Why