TradingView report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
Why FUSB Stock slipped -0.66% Today — RQD Quant Desk Flash
First US Bancshares Inc. (FUSB) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is FUSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, First US Bancshares Inc. (NASDAQ: FUSB) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $16.50 (-0.66% 1D, market cap $91.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FUSB ranks #264 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does FUSB compare to AUBN and UBCP in the Financials sector?
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Within the Financials sector (Major Banks), FUSB carries a Roarable C+ (66/100 RQD), trailing P/E of 15.3x, gross margin of —, and ROIC of 5.7%. By comparison, AUBN (Auburn National Bancorporation Inc.) holds a D+ grade (56/100 RQD, P/E N/A, ROIC —, cap $89.6M) and UBCP (United Bancorp Inc.) posts a C- grade (60/100 RQD, P/E 10.8x, ROIC 11.0%, cap $83.7M). Among the 5-stock peer group, UBCP leads on earnings multiple (10.8x) while UBCP leads on capital efficiency (11.0% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for FUSB?
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Per FUSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000717806), First US Bancshares Inc. generated $0 in revenue, $6.0M in net income, and $9.1M in free cash flow against $1.15B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 88% of 52W Range • RSI-14 at 50.5 (NEUTRAL RANGE)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
⚔️ Adversarial Opposing Case: Why the FUSB Bull Thesis Could Fail
Even with a 66/100 (C+) score, FUSB faces multiple-compression risk if 15.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($16.47) or 200D SMA ($15.99) invalidates the momentum regime and cuts Target Base ($17.09) toward Bear Floor ($13.33).
Why FUSB Stock slipped -0.66% Today — RQD Quant Desk Flash
First US Bancshares Inc. (FUSB) slipped -0.66% to $16.50, trading at 88% of its 52-week range ($12.81 – $16.99). Solid steady margins (6% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 88% of its 52-week range ($12.81 – $16.99) with RSI-14 at 50.5 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±2.3% around $16.50 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $9.1M annual free cash flow.
Stock Titan report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
Investing.com India report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
TradingView report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
First US Bancshares, Inc. (Nasdaq: FUSB) (the "Company"), the parent company of First US Bank (the "Bank"), today reported net income of $2.0 million, or $0.36 per diluted share, for the quarter ended September 30, 2026
First US Bancshares (NASDAQ:FUSB) reported quarterly earnings of $0.36 per share. This is a 12.5 percent increase over earnings of $0.32 per share from the same period last year. The company reported $10.817 million in
Scheduled RQD Strong Buys & Whale Accumulation Briefing (FUSB Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
FUSB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FUSB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FUSB. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FUSB)
1. Head-to-Head Financials Peer Comparison (FUSB vs. AUBN, UBCP, ASRV, PNBK)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, First US Bancshares Inc. (FUSB) ranks #264 by composite RQD confidence (66/100, grade C+) and #968 by equity capitalization ($91.4M). Within this direct 5-issuer industry benchmark cohort, UBCP leads on earnings valuation at 10.8x trailing P/E, while UBCP leads on capital efficiency and profitability with 11.0% ROIC and — gross margin. FUSB currently leads its immediate peer cohort in composite quantitative strength at 66/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FUSB
ACTIVE
First US Bancshares Inc. | C+ | 66/100 | 15.3x | — | 5.7% | -0.66% | $91.4M | Benchmark Subject |
| AUBN Auburn National Bancorporation Inc. | D+ | 56/100 | — | — | — | 0.00% | $89.6M | /aubn-vs-fusb → |
| UBCP United Bancorp Inc. | C- | 60/100 | 10.8x | — | 11.0% | -3.02% | $83.7M | /ubcp-vs-fusb → |
| ASRV AmeriServ Financial Inc. | C | 63/100 | 14.9x | — | 4.7% | -0.41% | $83.7M | /asrv-vs-fusb → |
| PNBK Patriot National Bancorp Inc. | D- | 36/100 | — | — | -13.4% | -1.31% | $100.2M | /pnbk-vs-fusb → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000717806In its most recent audited fiscal period (FY2025, filed 2025-12-31), First US Bancshares Inc. (FUSB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $6.0M, operating cash flow of $12.3M, and free cash flow of $9.1M (+60.5% YoY). On the balance sheet, FUSB closed FY2025 with $1.15B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $6.0M | $12.3M | $9.1M | $1.15B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $8.2M | $7.8M | $5.7M | $1.10B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $8.5M | $13.1M | $13.1M | — | — |
3. FUSB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs FUSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, First US Bancshares Inc. (NASDAQ: FUSB) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $16.50 (-0.66% 1D, market cap $91.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FUSB ranks #264 in composite RQD confidence.
How does FUSB compare to AUBN and UBCP in the Financials sector?
Within the Financials sector (Major Banks), FUSB carries a Roarable C+ (66/100 RQD), trailing P/E of 15.3x, gross margin of —, and ROIC of 5.7%. By comparison, AUBN (Auburn National Bancorporation Inc.) holds a D+ grade (56/100 RQD, P/E N/A, ROIC —, cap $89.6M) and UBCP (United Bancorp Inc.) posts a C- grade (60/100 RQD, P/E 10.8x, ROIC 11.0%, cap $83.7M). Among the 5-stock peer group, UBCP leads on earnings multiple (10.8x) while UBCP leads on capital efficiency (11.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for FUSB?
Per FUSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000717806), First US Bancshares Inc. generated $0 in revenue, $6.0M in net income, and $9.1M in free cash flow against $1.15B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is FUSB trading relative to its 50-day, 200-day, and 52-week technical levels?
FUSB last traded at $16.50 (-0.66% on volume of 1,991 shares), positioning the stock +0.18% above its 50-day simple moving average ($16.47) and +3.19% above its 200-day simple moving average ($15.99). Across its 52-week range of $12.81 to $16.99, FUSB sits at the 88.3% percentile with a 14-day RSI of 50.5 (NEUTRAL RANGE) and an implied next-earnings move of ±2.3% ($16.12 to $16.88).
FUSB Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is FUSB stock moving today?
Why FUSB Stock slipped -0.66% Today — RQD Quant Desk Flash. Solid steady margins (6% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.
FUSB — First US Bancshares Inc.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, FUSB scores 66 out of 100 with a letter grade of C+ and the verdict "Roarable Hold — Upper Neutral / Watch for Breakout." The fundamental cash engine pillar scores 12 of 20, citing ROIC of 5.7% and FCF yield of 9.94%, which the source frames as moderate capital efficiency paired with a high cash-yield relative to price. The whale 13F flow pillar scores 9 of 20 on institutional accumulation and options positioning, indicating weaker institutional sponsorship in the source data. The insider conviction pillar scores 16 of 20 on SEC Form 4 and Congressional PTR cluster flow, the strongest pillar and a potential upside driver. The macro regime fit pillar scores 16 of 20 with a beta of 1.0 and sector sensitivity noted. The forensic balance sheet pillar scores 13 of 20 with an Altman Z-Score of 2.5, a Piotroski F-Score of 4/9, and Debt/Equity of 0.5. For a prospective investor, the rating suggests a balanced profile: cash-yield and insider activity are supportive, while weak institutional flow and middling forensic strength temper conviction. The "watch for breakout" label implies the rating is not yet decisive. Valuation tradeoffs include a trailing P/E of 15.3 against a forward P/E of 14.2, which the source does not benchmark against peers.
Open Questions
- What are FUSB's reported revenue, operating income, and debt figures, given that the source lists them as $0.0M or N/A?
- What drove the decline in reported net income from FY 2023 through FY 2025 despite rising cash?
- What is the direction and size of the insider transactions referenced in the Form 4 filing?
- How does the 5.7% ROIC and 9.94% FCF yield compare with peers, which the source does not provide?
- What is the source of the Piotroski and Altman scores, and how were they computed?
FUSB Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for First US Bancshares Inc. (FUSB) • Click "Debate This Headline" to argue it in the Roar Pit below
TradingView report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
Investing.com India report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
TradingView report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.
FUSB Bull vs. Bear Conversation Board — What's Your Call at $16.50?
🔥 Official Bull vs. Bear Debate: Is FUSB (C+ • RQD 66/100) a Buy at $16.50?
Welcome to the FUSB (First US Bancshares Inc.) Roar Pit. Current RQD Composite is 66/100 (Roarable Hold — Upper Neutral / Watch for Breakout) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on FUSB — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on FUSB, but look at what you are paying: 15.3x trailing P/E with tightening sector spreads. Unless First US Bancshares Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
FUSB cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on FUSB, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $16.50 (52-wk range $12.81 - $16.99), any beat on forward guidance forces shorts and underweight funds to chase.