Stock Ratings / Financials / FUSB / forecast

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First US Bancshares Inc. (FUSB) 12-Month Stock Forecast & Price Target Cone

$16.50 -0.66% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $16.45

First US Bancshares Inc. (FUSB) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 66/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.4% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $91.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on FUSB Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FUSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, First US Bancshares Inc. (NASDAQ: FUSB) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $16.50 (-0.66% 1D, market cap $91.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FUSB ranks #264 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FUSB compare to AUBN and UBCP in the Financials sector?

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Within the Financials sector (Major Banks), FUSB carries a Roarable C+ (66/100 RQD), trailing P/E of 15.3x, gross margin of —, and ROIC of 5.7%. By comparison, AUBN (Auburn National Bancorporation Inc.) holds a D+ grade (56/100 RQD, P/E N/A, ROIC —, cap $89.6M) and UBCP (United Bancorp Inc.) posts a C- grade (60/100 RQD, P/E 10.8x, ROIC 11.0%, cap $83.7M). Among the 5-stock peer group, UBCP leads on earnings multiple (10.8x) while UBCP leads on capital efficiency (11.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FUSB?

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Per FUSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000717806), First US Bancshares Inc. generated $0 in revenue, $6.0M in net income, and $9.1M in free cash flow against $1.15B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $16.45 (-0.31%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 66/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.4% avg 90D alpha vs SPY • 56.0% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FUSB)Realized 20D OHLCV Swing Band: ±2.3%

Deterministic 5-Pillar Attribution (66/100 Composite)

🔍 WHY FUSB SCORES 66/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (24% of score)

FRED Regime × Technicals: 88% of 52W Range • RSI-14 at 50.5 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$16.40+0.5% Next Q

Q2 (-2Q)

Grade C$16.48+1.3% Next Q

Q3 (-1Q)

Grade C+$16.70-1.2% Next Q

Current

Grade C+$16.50+1.4% Hist 90D α

Trajectory: C (58) → C+ (66)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FUSB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 66/100 (C+) score, FUSB faces multiple-compression risk if 15.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($16.47) or 200D SMA ($15.99) invalidates the momentum regime and cuts Target Base ($17.09) toward Bear Floor ($13.33).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FUSB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FUSB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 66%NO 34%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your FUSB Position Size: $10,000

Shares at $16.50: 606.1 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $13.33

$8,079

$-1,921 (-19.2%)

12M Consensus BaseTarget $17.09

$10,358

+$358 (+3.6%)

12M Bull Case BreakoutTarget $20.17

$12,224

+$2,224 (+22.2%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 2

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$18	74%	A
Goldman SachsSector Coverage Lead	BUY	$19	69%	B
JP MorganUS Large-Cap Research	HOLD	$15	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (FUSB Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FUSB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +0.00%📐 HORIZONTAL RANGE

2026-10-30O $16.50H $16.50L $16.50C $16.50VOL 2.0K

RES: $16.99SUP: $15.38SMA50: $16.47SMA200: $15.99

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FUSB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FUSB Butterfly Map → + Track FUSB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

7.6%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FUSB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FUSB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FUSB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FUSB)

Financials Rank #264 of 1096 ⚔️ AUBN vs FUSB Full Matrix →

1. Head-to-Head Financials Peer Comparison (FUSB vs. AUBN, UBCP, ASRV, PNBK)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, First US Bancshares Inc. (FUSB) ranks #264 by composite RQD confidence (66/100, grade C+) and #968 by equity capitalization ($91.4M). Within this direct 5-issuer industry benchmark cohort, UBCP leads on earnings valuation at 10.8x trailing P/E, while UBCP leads on capital efficiency and profitability with 11.0% ROIC and — gross margin. FUSB currently leads its immediate peer cohort in composite quantitative strength at 66/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FUSB ACTIVE First US Bancshares Inc.	C+	66/100	15.3x	—	5.7%	-0.66%	$91.4M	Benchmark Subject
AUBN Auburn National Bancorporation Inc.	D+	56/100	—	—	—	0.00%	$89.6M	/aubn-vs-fusb →
UBCP United Bancorp Inc.	C-	60/100	10.8x	—	11.0%	-3.02%	$83.7M	/ubcp-vs-fusb →
ASRV AmeriServ Financial Inc.	C	63/100	14.9x	—	4.7%	-0.41%	$83.7M	/asrv-vs-fusb →
PNBK Patriot National Bancorp Inc.	D-	36/100	—	—	-13.4%	-1.31%	$100.2M	/pnbk-vs-fusb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000717806

In its most recent audited fiscal period (FY2025, filed 2025-12-31), First US Bancshares Inc. (FUSB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $6.0M, operating cash flow of $12.3M, and free cash flow of $9.1M (+60.5% YoY). On the balance sheet, FUSB closed FY2025 with $1.15B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$6.0M	$12.3M	$9.1M	$1.15B	—
FY2024 (FY)	2024-12-31	$0	$8.2M	$7.8M	$5.7M	$1.10B	—
FY2023 (FY)	2023-12-31	$0	$8.5M	$13.1M	$13.1M	—	—

3. FUSB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FUSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does FUSB compare to AUBN and UBCP in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for FUSB?

Where is FUSB trading relative to its 50-day, 200-day, and 52-week technical levels?

FUSB last traded at $16.50 (-0.66% on volume of 1,991 shares), positioning the stock +0.18% above its 50-day simple moving average ($16.47) and +3.19% above its 200-day simple moving average ($15.99). Across its 52-week range of $12.81 to $16.99, FUSB sits at the 88.3% percentile with a 14-day RSI of 50.5 (NEUTRAL RANGE) and an implied next-earnings move of ±2.3% ($16.12 to $16.88).

FUSB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is FUSB's 12-month stock price target?

First US Bancshares Inc. (FUSB) carries a 12-month consensus base price target of $17.09 (+3.6% from $16.50), with a bull-case target of $20.17 and a bear-case floor of $13.33.

Is FUSB stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates FUSB C+ (Hold — HOLD) with an RQD Confidence score of 66/100.

Direct Sub-Reports: FUSB RQD Cockpit FUSB 12M Forecast FUSB Earnings & Move FUSB Dividends & DRIP FUSB Insiders & 13F FUSB Whale Options FUSB Profit Sankey FUSB News & Why

ROARABLE RATING BRIEF • RQD 66/100 (C+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

FUSB — First US Bancshares Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:44:25Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, FUSB scores 66 out of 100 with a letter grade of C+ and the verdict "Roarable Hold — Upper Neutral / Watch for Breakout." The fundamental cash engine pillar scores 12 of 20, citing ROIC of 5.7% and FCF yield of 9.94%, which the source frames as moderate capital efficiency paired with a high cash-yield relative to price. The whale 13F flow pillar scores 9 of 20 on institutional accumulation and options positioning, indicating weaker institutional sponsorship in the source data. The insider conviction pillar scores 16 of 20 on SEC Form 4 and Congressional PTR cluster flow, the strongest pillar and a potential upside driver. The macro regime fit pillar scores 16 of 20 with a beta of 1.0 and sector sensitivity noted. The forensic balance sheet pillar scores 13 of 20 with an Altman Z-Score of 2.5, a Piotroski F-Score of 4/9, and Debt/Equity of 0.5. For a prospective investor, the rating suggests a balanced profile: cash-yield and insider activity are supportive, while weak institutional flow and middling forensic strength temper conviction. The "watch for breakout" label implies the rating is not yet decisive. Valuation tradeoffs include a trailing P/E of 15.3 against a forward P/E of 14.2, which the source does not benchmark against peers.

Open Questions

What are FUSB's reported revenue, operating income, and debt figures, given that the source lists them as $0.0M or N/A?
What drove the decline in reported net income from FY 2023 through FY 2025 despite rising cash?
What is the direction and size of the insider transactions referenced in the Form 4 filing?
How does the 5.7% ROIC and 9.94% FCF yield compare with peers, which the source does not provide?
What is the source of the Piotroski and Altman scores, and how were they computed?

FUSB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for First US Bancshares Inc. (FUSB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FUSB Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 6h ago

First US Bancshares, Inc. (FUSB) Q3 EPS $0.36; YTD EPS Up 56%

TradingView report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 9h ago

Nine-month profit rose to $5.7 million from $3.9 million a year earlier.

Stock Titan report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE GuruFocus • 12h ago

First US Bancshares Inc Reports $0.36 EPS and $2.0 Million Net I

GuruFocus report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Investing.com India • 15h ago

Form 4 First US Bancshares Inc: John Lee McPhearson (Director) For: 30 September

Investing.com India report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Quiver Quantitative • 18h ago

First US Bancshares Reports $2.0 Million Third-Quarter 2026 Net Income

Quiver Quantitative report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 21h ago

First Us Bancsh Q3 2026 Earnings Results and Report

MarketBeat report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ad-hoc-news.de • 1d ago

First US Bancshares stock: Nine-month EPS rises 56%

ad-hoc-news.de report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST TradingView • 1d ago

First US Bancshares Posts 56% Year-to-Date Diluted EPS Growth

TradingView report covering First US Bancshares Inc. (FUSB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FUSB Bull vs. Bear Conversation Board — What's Your Call at $16.50?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FUSB 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $17.82 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is FUSB (C+ • RQD 66/100) a Buy at $16.50?

Welcome to the FUSB (First US Bancshares Inc.) Roar Pit. Current RQD Composite is 66/100 (Roarable Hold — Upper Neutral / Watch for Breakout) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

FO ForensicBear Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $13.53 (-18.0%)

Spot @ $16.50

Pump the brakes on FUSB — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on FUSB, but look at what you are paying: 15.3x trailing P/E with tightening sector spreads. Unless First US Bancshares Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $20.79 (+26.0%)

Spot @ $16.50

FUSB cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on FUSB, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $16.50 (52-wk range $12.81 - $16.99), any beat on forward guidance forces shorts and underweight funds to chase.