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Stock Ratings / Financials / AUBN
FUSB (66) UBCP (60) ASRV (63) PBHC (51) ⌘ Pro Terminal →

Auburn National Bancorporation Inc. (AUBN) — RQD Stock Rating Cockpit

$25.75 0.00% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $25.70

Auburn National Bancorporation Inc. (AUBN) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY) →
ROARABLE D+ • SELL / AVOID Cap $89.6M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on AUBN Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is AUBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-02, Auburn National Bancorporation Inc. (NASDAQ: AUBN) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $25.75 (0.00% 1D, market cap $89.6M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, AUBN ranks #548 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does AUBN compare to FUSB and UBCP in the Financials sector?
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Within the Financials sector (Major Banks), AUBN carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FUSB (First US Bancshares Inc.) holds a C+ grade (66/100 RQD, P/E 15.3x, ROIC 5.7%, cap $91.4M) and UBCP (United Bancorp Inc.) posts a C- grade (60/100 RQD, P/E 10.8x, ROIC 11.0%, cap $83.7M). Among the 5-stock peer group, UBCP leads on earnings multiple (10.8x) while UBCP leads on capital efficiency (11.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for AUBN?
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Per AUBN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000750574), Auburn National Bancorporation Inc. generated $0 in revenue, $0 in net income, and $10.9M in free cash flow against $1.02B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $25.70 (-0.19%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 0.3% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510056
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+
Cash (14)Whales (8)SEC (10)Macro (12)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-0.9% Base Target
$30 Bull$26 Base$20 Bear
📬 FREE AUBN RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AUBN)Realized 20D OHLCV Swing Band: ±3.5%
Deterministic 5-Pillar Attribution (56/100 Composite)
🔍 WHY AUBN SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+14/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 0.3% FCF Margin ($10.9M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (21% of score)

FRED Regime × Technicals: 60% of 52W Range • RSI-14 at 41.5 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
64
Grade C+$26.54-0.3% Next Q
Q2 (-2Q)
61
Grade C$26.47+1.5% Next Q
Q3 (-1Q)
59
Grade C$26.86-4.1% Next Q
Current
56
Grade D+$25.75-0.4% Hist 90D α
Trajectory: C+ (64) → D+ (56)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the AUBN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 56/100 (D+) score, AUBN faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($26.54) or 200D SMA ($25.36) invalidates the momentum regime and cuts Target Base ($25.52) toward Bear Floor ($19.91).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $AUBN• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “AUBN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 56%NO 44%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
41.530 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREWEAK QUALITY (1–4)
2 / 99-Pt Accounting
52-WEEK LASER RANGE60% OF RANGE
L: $21$25.75H: $29
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: B-RQD 14 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 20 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 22 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on AUBN

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BULLISH (70)

14.0% ROIC with 42.0% gross margin and 12.12% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (50)

Altman-Z 4.20 and Piotroski 2/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (53)

20/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like AUBN
  • ✓Established market leader in Financials with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AUBN)

  • ✓Walkthrough of AUBN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
AUBN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +7.43%📐 HORIZONTAL RANGE
2026-10-30O $25.75H $25.75L $25.75C $25.75
RES: $29.22SUP: $22.96SMA50: $26.54SMA200: $25.36
$29.29$27.59$25.89$24.19$22.49RES $29.22SUP $22.96$25.752026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AUBN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AUBN Butterfly Map → + Track AUBN →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AUBN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AUBN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for AUBN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AUBN)

Financials Rank #548 of 1096 ⚔️ FUSB vs AUBN Full Matrix →

1. Head-to-Head Financials Peer Comparison (AUBN vs. FUSB, UBCP, ASRV, PBHC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Auburn National Bancorporation Inc. (AUBN) ranks #548 by composite RQD confidence (56/100, grade D+) and #972 by equity capitalization ($89.6M). Within this direct 5-issuer industry benchmark cohort, UBCP leads on earnings valuation at 10.8x trailing P/E, while UBCP leads on capital efficiency and profitability with 11.0% ROIC and — gross margin. FUSB currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with AUBN at 56/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
AUBN ACTIVE
Auburn National Bancorporation Inc.
D+ 56/100 — — — 0.00% $89.6M Benchmark Subject
FUSB
First US Bancshares Inc.
C+ 66/100 15.3x — 5.7% -0.66% $91.4M /fusb-vs-aubn →
UBCP
United Bancorp Inc.
C- 60/100 10.8x — 11.0% -3.02% $83.7M /ubcp-vs-aubn →
ASRV
AmeriServ Financial Inc.
C 63/100 14.9x — 4.7% -0.41% $83.7M /asrv-vs-aubn →
PBHC
Pathfinder Bancorp Inc. (MD)
D 51/100 — — -1.6% +1.68% $81.9M /pbhc-vs-aubn →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000750574

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Auburn National Bancorporation Inc. (AUBN) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $0, operating cash flow of $12.3M, and free cash flow of $10.9M (+24.6% YoY). On the balance sheet, AUBN closed FY2025 with $1.02B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $0 $0 $12.3M $10.9M $1.02B —
FY2024 (FY) 2024-12-31 $0 $0 $10.8M $8.7M $977.3M —

3. AUBN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AUBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Auburn National Bancorporation Inc. (NASDAQ: AUBN) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $25.75 (0.00% 1D, market cap $89.6M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, AUBN ranks #548 in composite RQD confidence.

How does AUBN compare to FUSB and UBCP in the Financials sector?

Within the Financials sector (Major Banks), AUBN carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FUSB (First US Bancshares Inc.) holds a C+ grade (66/100 RQD, P/E 15.3x, ROIC 5.7%, cap $91.4M) and UBCP (United Bancorp Inc.) posts a C- grade (60/100 RQD, P/E 10.8x, ROIC 11.0%, cap $83.7M). Among the 5-stock peer group, UBCP leads on earnings multiple (10.8x) while UBCP leads on capital efficiency (11.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AUBN?

Per AUBN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000750574), Auburn National Bancorporation Inc. generated $0 in revenue, $0 in net income, and $10.9M in free cash flow against $1.02B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AUBN trading relative to its 50-day, 200-day, and 52-week technical levels?

AUBN last traded at $25.75 (0.00% on volume of 103 shares), positioning the stock -2.98% below its 50-day simple moving average ($26.54) and +1.54% above its 200-day simple moving average ($25.36). Across its 52-week range of $21.01 to $28.88, AUBN sits at the 60.2% percentile with a 14-day RSI of 41.5 (NEUTRAL RANGE) and an implied next-earnings move of ±3.5% ($24.85 to $26.65).

AUBN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell AUBN stock right now?

Auburn National Bancorporation Inc. (AUBN) currently earns a Roarable Rating of D+ (Sell — SELL) with 56/100 RQD Confidence. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.

What is AUBN's 12-month price target and RQD AI Jury consensus?

AUBN's 12-month base price target is $25.52 (range $19.91 to $30.32), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: AUBN RQD Cockpit AUBN 12M Forecast AUBN Earnings & Move AUBN Dividends & DRIP AUBN Insiders & 13F AUBN Whale Options AUBN Profit Sankey AUBN News & Why
ROARABLE RATING BRIEF • RQD 56/100 (D+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

AUBN — Auburn National Bancorporation Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:44:33Z

Roarable Rating Brief: What This Means to a Prospective Investor

The Roarable RQD Score is 56, graded D+, with the verdict "Roarable Sell — Weak Fundamentals / Trim" (per the Roarable RQD rating). Across the five pillars: Fundamental Cash Engine scored 14 of 20 (ROIC 0%; FCF yield 12.12%); Whale/13F Flow scored 8 of 20 (institutional accumulation and options positioning); Insider Conviction scored 12 of 20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit scored 12 of 20 (Beta 1.0; sector sensitivity); and Forensic Balance Sheet scored 10 of 20 (Altman Z 2.5; Piotroski F 2/9; Debt/Equity 0.5).

For a prospective investor, the pattern is that the strongest pillar is cash-flow yield, while the weakest signals are institutional flow and balance-sheet forensics. The 12.12% FCF yield is the main upside argument in the data, but it sits alongside a 0% ROIC and a 0% margin reading in the market data, which means the yield is not corroborated by reported profitability in this dataset. The Piotroski F-Score of 2 of 9 is a weak reading, and the Altman Z of 2.5 does not by itself establish distress but offers limited margin of safety under the scoring framework. Valuation tradeoffs cannot be fully assessed because P/E and EV/EBITDA are not available in source data. The verdict reflects a weak fundamental picture rather than a precise price target.

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025 (filed 2025-12-31)$0.0M$0.0M$0.0MN/A$10.9MN/AN/A
FY 2024 (filed 2024-12-31)$0.0M$0.0M$0.0MN/A$8.7MN/AN/A

Per the SEC financials, reported revenue, operating income, and net income are $0.0M in both periods, and cash and debt are N/A, so margin and profitability trends cannot be established from reported figures. Free cash flow rose from $8.7M in FY 2024 to $10.9M in FY 2025. Per the market data, gross, operating, and net margins are each 0% and ROIC is 0%. Per the Roarable RQD rating, the Altman Z-Score is 2.5 and the Piotroski F-Score is 2 of 9, with Debt/Equity of 0.5, which indicates a weak forensic posture. The balance-sheet posture cannot be fully characterized because cash and debt values are not reported.

Recent Catalysts & News Wire Analysis

Five news items are listed, all tagged to AUBN and all carrying a YELLOW light and "MARKET WIRE" impact label:

  • An item titled "Auburn National: Q3 Earnings Snapshot" (Yahoo Finance, 1h ago).
  • An item titled "Auburn National Bancorporation (AUBN) Stock Price, Chart & Analysis" (www.debelegger.nl, 3h ago).
  • An item titled "Auburn National Bancorporation, Inc. Estimates – NASDAQ:AUBN" (TradingView, 6h ago).
  • An item titled "Auburn National Bancorporation, Inc. Reports Third Quarter Net Earnings" (Yahoo Finance, 9h ago).
  • An item titled "Auburn National Reports $2.5 Million Third Quarter 2026 Net Earnings" (Quiver Quantitative, 12h ago).

Per the recent news feed, the headlines reference a third-quarter earnings report and a figure of $2.5 Million in third-quarter 2026 net earnings. The summaries are generic aggregator descriptions and do not contain substantive detail. Risk watch items are not identified in the feed. The Butterfly Supply-Chain Graph reports no proprietary signals.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is "NONE," with no butterfly links and no proprietary signals. Upstream and downstream dependencies cannot be mapped from the source data. Sector correlations beyond the Financials / Major Banks classification are not available in source data. An investor should note that the absence of mapped links means second-order effects cannot be evaluated from this dataset.

Open Questions

  • What are the reported revenue, operating income, and net income figures, given that the financial statements show $0.0M for each line?
  • What are the P/E (TTM), forward P/E, and EPS values, which are absent from the market data?
  • Why are the FY cash and debt balances reported as N/A, and what is the actual balance-sheet composition?
  • What did the third-quarter earnings reports contain, given that the news summaries are generic?
  • What explains the 0% ROIC and 0% margins alongside a 12.12% FCF yield?

AUBN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Auburn National Bancorporation Inc. (AUBN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to AUBN Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

AUBN Bull vs. Bear Conversation Board — What's Your Call at $25.75?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON AUBN 🐻 50% BEARISH CONVICTION
1. Pick Your Side on AUBN:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $27.58 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is AUBN (D+ • RQD 56/100) a Buy at $25.54?

Welcome to the AUBN (Auburn National Bancorporation Inc.) Roar Pit. Current RQD Composite is 56/100 (Roarable Sell — Weak Fundamentals / Trim) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $19.67 (-23.0%)
Spot @ $25.54

Pump the brakes on AUBN — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on AUBN, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Auburn National Bancorporation Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $29.63 (+16.0%)
Spot @ $25.54

AUBN cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on AUBN, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $25.54 (52-wk range $21.01 - $28.88), any beat on forward guidance forces shorts and underweight funds to chase.

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