Yahoo Finance report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
Why AUBN Stock Traded Steady Today — RQD Quant Desk Flash
Auburn National Bancorporation Inc. (AUBN) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is AUBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Auburn National Bancorporation Inc. (NASDAQ: AUBN) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $25.75 (0.00% 1D, market cap $89.6M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, AUBN ranks #548 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does AUBN compare to FUSB and UBCP in the Financials sector?
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Within the Financials sector (Major Banks), AUBN carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FUSB (First US Bancshares Inc.) holds a C+ grade (66/100 RQD, P/E 15.3x, ROIC 5.7%, cap $91.4M) and UBCP (United Bancorp Inc.) posts a C- grade (60/100 RQD, P/E 10.8x, ROIC 11.0%, cap $83.7M). Among the 5-stock peer group, UBCP leads on earnings multiple (10.8x) while UBCP leads on capital efficiency (11.0% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for AUBN?
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Per AUBN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000750574), Auburn National Bancorporation Inc. generated $0 in revenue, $0 in net income, and $10.9M in free cash flow against $1.02B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 0.3% FCF Margin ($10.9M FCF) & 52% Gross Margin
FRED Regime × Technicals: 60% of 52W Range • RSI-14 at 41.5 (NEUTRAL RANGE)
Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)
⚔️ Adversarial Opposing Case: Why the AUBN Bull Thesis Could Fail
Even with a 56/100 (D+) score, AUBN faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($26.54) or 200D SMA ($25.36) invalidates the momentum regime and cuts Target Base ($25.52) toward Bear Floor ($19.91).
Why AUBN Stock Traded Steady Today — RQD Quant Desk Flash
Auburn National Bancorporation Inc. (AUBN) slipped 0.00% to $25.75, trading at 60% of its 52-week range ($21.01 – $28.88). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 60% of its 52-week range ($21.01 – $28.88) with RSI-14 at 41.5 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±3.5% around $25.75 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $10.9M annual free cash flow.
www.debelegger.nl report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
Auburn National Bancorp (NASDAQ:AUBN) reported quarterly earnings of $0.72 per share. This is a 12.5 percent increase over earnings of $0.64 per share from the same period last year. The company reported $8.988 million
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AUBN)
- ✓Walkthrough of AUBN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
AUBN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on AUBN today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for AUBN. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AUBN)
1. Head-to-Head Financials Peer Comparison (AUBN vs. FUSB, UBCP, ASRV, PBHC)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Auburn National Bancorporation Inc. (AUBN) ranks #548 by composite RQD confidence (56/100, grade D+) and #972 by equity capitalization ($89.6M). Within this direct 5-issuer industry benchmark cohort, UBCP leads on earnings valuation at 10.8x trailing P/E, while UBCP leads on capital efficiency and profitability with 11.0% ROIC and — gross margin. FUSB currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with AUBN at 56/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| AUBN
ACTIVE
Auburn National Bancorporation Inc. | D+ | 56/100 | — | — | — | 0.00% | $89.6M | Benchmark Subject |
| FUSB First US Bancshares Inc. | C+ | 66/100 | 15.3x | — | 5.7% | -0.66% | $91.4M | /fusb-vs-aubn → |
| UBCP United Bancorp Inc. | C- | 60/100 | 10.8x | — | 11.0% | -3.02% | $83.7M | /ubcp-vs-aubn → |
| ASRV AmeriServ Financial Inc. | C | 63/100 | 14.9x | — | 4.7% | -0.41% | $83.7M | /asrv-vs-aubn → |
| PBHC Pathfinder Bancorp Inc. (MD) | D | 51/100 | — | — | -1.6% | +1.68% | $81.9M | /pbhc-vs-aubn → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000750574In its most recent audited fiscal period (FY2025, filed 2025-12-31), Auburn National Bancorporation Inc. (AUBN) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $0, operating cash flow of $12.3M, and free cash flow of $10.9M (+24.6% YoY). On the balance sheet, AUBN closed FY2025 with $1.02B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $0 | $12.3M | $10.9M | $1.02B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $0 | $10.8M | $8.7M | $977.3M | — |
3. AUBN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs AUBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Auburn National Bancorporation Inc. (NASDAQ: AUBN) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $25.75 (0.00% 1D, market cap $89.6M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, AUBN ranks #548 in composite RQD confidence.
How does AUBN compare to FUSB and UBCP in the Financials sector?
Within the Financials sector (Major Banks), AUBN carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FUSB (First US Bancshares Inc.) holds a C+ grade (66/100 RQD, P/E 15.3x, ROIC 5.7%, cap $91.4M) and UBCP (United Bancorp Inc.) posts a C- grade (60/100 RQD, P/E 10.8x, ROIC 11.0%, cap $83.7M). Among the 5-stock peer group, UBCP leads on earnings multiple (10.8x) while UBCP leads on capital efficiency (11.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for AUBN?
Per AUBN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000750574), Auburn National Bancorporation Inc. generated $0 in revenue, $0 in net income, and $10.9M in free cash flow against $1.02B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is AUBN trading relative to its 50-day, 200-day, and 52-week technical levels?
AUBN last traded at $25.75 (0.00% on volume of 103 shares), positioning the stock -2.98% below its 50-day simple moving average ($26.54) and +1.54% above its 200-day simple moving average ($25.36). Across its 52-week range of $21.01 to $28.88, AUBN sits at the 60.2% percentile with a 14-day RSI of 41.5 (NEUTRAL RANGE) and an implied next-earnings move of ±3.5% ($24.85 to $26.65).
AUBN Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is AUBN stock moving today?
Why AUBN Stock Traded Steady Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
AUBN — Auburn National Bancorporation Inc.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
The Roarable RQD Score is 56, graded D+, with the verdict "Roarable Sell — Weak Fundamentals / Trim" (per the Roarable RQD rating). Across the five pillars: Fundamental Cash Engine scored 14 of 20 (ROIC 0%; FCF yield 12.12%); Whale/13F Flow scored 8 of 20 (institutional accumulation and options positioning); Insider Conviction scored 12 of 20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit scored 12 of 20 (Beta 1.0; sector sensitivity); and Forensic Balance Sheet scored 10 of 20 (Altman Z 2.5; Piotroski F 2/9; Debt/Equity 0.5).
For a prospective investor, the pattern is that the strongest pillar is cash-flow yield, while the weakest signals are institutional flow and balance-sheet forensics. The 12.12% FCF yield is the main upside argument in the data, but it sits alongside a 0% ROIC and a 0% margin reading in the market data, which means the yield is not corroborated by reported profitability in this dataset. The Piotroski F-Score of 2 of 9 is a weak reading, and the Altman Z of 2.5 does not by itself establish distress but offers limited margin of safety under the scoring framework. Valuation tradeoffs cannot be fully assessed because P/E and EV/EBITDA are not available in source data. The verdict reflects a weak fundamental picture rather than a precise price target.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 (filed 2025-12-31) | $0.0M | $0.0M | $0.0M | N/A | $10.9M | N/A | N/A |
| FY 2024 (filed 2024-12-31) | $0.0M | $0.0M | $0.0M | N/A | $8.7M | N/A | N/A |
Per the SEC financials, reported revenue, operating income, and net income are $0.0M in both periods, and cash and debt are N/A, so margin and profitability trends cannot be established from reported figures. Free cash flow rose from $8.7M in FY 2024 to $10.9M in FY 2025. Per the market data, gross, operating, and net margins are each 0% and ROIC is 0%. Per the Roarable RQD rating, the Altman Z-Score is 2.5 and the Piotroski F-Score is 2 of 9, with Debt/Equity of 0.5, which indicates a weak forensic posture. The balance-sheet posture cannot be fully characterized because cash and debt values are not reported.
Recent Catalysts & News Wire Analysis
Five news items are listed, all tagged to AUBN and all carrying a YELLOW light and "MARKET WIRE" impact label:
- An item titled "Auburn National: Q3 Earnings Snapshot" (Yahoo Finance, 1h ago).
- An item titled "Auburn National Bancorporation (AUBN) Stock Price, Chart & Analysis" (www.debelegger.nl, 3h ago).
- An item titled "Auburn National Bancorporation, Inc. Estimates – NASDAQ:AUBN" (TradingView, 6h ago).
- An item titled "Auburn National Bancorporation, Inc. Reports Third Quarter Net Earnings" (Yahoo Finance, 9h ago).
- An item titled "Auburn National Reports $2.5 Million Third Quarter 2026 Net Earnings" (Quiver Quantitative, 12h ago).
Per the recent news feed, the headlines reference a third-quarter earnings report and a figure of $2.5 Million in third-quarter 2026 net earnings. The summaries are generic aggregator descriptions and do not contain substantive detail. Risk watch items are not identified in the feed. The Butterfly Supply-Chain Graph reports no proprietary signals.
Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples
Per the Butterfly Supply-Chain Graph, the supply chain is "NONE," with no butterfly links and no proprietary signals. Upstream and downstream dependencies cannot be mapped from the source data. Sector correlations beyond the Financials / Major Banks classification are not available in source data. An investor should note that the absence of mapped links means second-order effects cannot be evaluated from this dataset.
Open Questions
- What are the reported revenue, operating income, and net income figures, given that the financial statements show $0.0M for each line?
- What are the P/E (TTM), forward P/E, and EPS values, which are absent from the market data?
- Why are the FY cash and debt balances reported as N/A, and what is the actual balance-sheet composition?
- What did the third-quarter earnings reports contain, given that the news summaries are generic?
- What explains the 0% ROIC and 0% margins alongside a 12.12% FCF yield?
AUBN Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Auburn National Bancorporation Inc. (AUBN) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
www.debelegger.nl report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Auburn National Bancorporation Inc. (AUBN) market action, institutional positioning, and fundamental catalysts.
Auburn National Bancorp (NASDAQ:AUBN) reported quarterly earnings of $0.72 per share. This is a 12.5 percent increase over earnings of $0.64 per share from the same period last year. The company reported $8.988 million
AUBN Bull vs. Bear Conversation Board — What's Your Call at $25.75?
🔥 Official Bull vs. Bear Debate: Is AUBN (D+ • RQD 56/100) a Buy at $25.54?
Welcome to the AUBN (Auburn National Bancorporation Inc.) Roar Pit. Current RQD Composite is 56/100 (Roarable Sell — Weak Fundamentals / Trim) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on AUBN — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on AUBN, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Auburn National Bancorporation Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
AUBN cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on AUBN, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $25.54 (52-wk range $21.01 - $28.88), any beat on forward guidance forces shorts and underweight funds to chase.