First Community Corporation (FCCO) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-02, First Community Corporation (NASDAQ: FCCO) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $32.98 (-1.55% 1D, market cap $314.9M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FCCO ranks #226 in composite RQD confidence.
Within the Financials sector (Major Banks), FCCO carries a Roarable C+ (67/100 RQD), trailing P/E of 16.4x, gross margin of —, and ROIC of 11.5%. By comparison, FRAF (Franklin Financial Services Corporation) holds a B- grade (71/100 RQD, P/E 14.9x, ROIC 12.1%, cap $316.5M) and NEWT (NewtekOne Inc.) posts a D- grade (40/100 RQD, P/E 5.3x, ROIC 15.2%, cap $318.0M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).
Per FCCO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000932781), First Community Corporation generated $0 in revenue, $19.2M in net income, and $17.6M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
SEC XBRL FY 2025 (10-K): 0.4% FCF Margin ($17.6M FCF) & 52% Gross Margin
Macro rate sensitivity & RSI-14 (58.3) create a -8 pt regime headwind
Even with a 67/100 (C+) score, FCCO faces multiple-compression risk if 16.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($33.11) or 200D SMA ($31.45) invalidates the momentum regime and cuts Target Base ($34.32) toward Bear Floor ($26.77).
First Community Corporation (FCCO) slipped -1.55% to $32.98, trading at 70% of its 52-week range ($26.42 – $35.74). Solid steady margins (12% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.
First Community stock is barely budging after earnings, up less than 1% in Thursday trade, even though the Q3 2026 report showed clean, profitable banking. Basic earnings per share came in at about $0.86 on revenue of ro
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Community (FCCO) have what it takes? Let's find out.
First Community Corp Q3 2026: EPS beat estimates, revenue in line, cash dividend announced; shares rise modestly on profitability and capital returns.
While the top- and bottom-line numbers for First Community (FCCO) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall S
First Community (FCCO) delivered earnings and revenue surprises of +7.50% and +1.10%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, announced earnings and discussed the results of operations and the company's activities during the third quarter of 2026.
First Community (NASDAQ:FCCO) reported quarterly earnings of $0.86 per share which beat the analyst consensus estimate of $0.80 by 7.5 percent. This is a 19.44 percent increase over earnings of $0.72 per share from the
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FCCO today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FCCO. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, First Community Corporation (FCCO) ranks #226 by composite RQD confidence (67/100, grade C+) and #800 by equity capitalization ($314.9M). Within this direct 5-issuer industry benchmark cohort, NEWT leads on earnings valuation at 5.3x trailing P/E, while NEWT leads on capital efficiency and profitability with 15.2% ROIC and — gross margin. FRAF currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with FCCO at 67/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FCCO
ACTIVE
First Community Corporation | C+ | 67/100 | 16.4x | — | 11.5% | -1.55% | $314.9M | Benchmark Subject |
| FRAF Franklin Financial Services Corporation | B- | 71/100 | 14.9x | — | 12.1% | +1.13% | $316.5M | /fraf-vs-fcco → |
| NEWT NewtekOne Inc. | D- | 40/100 | 5.3x | — | 15.2% | -2.27% | $318.0M | /newt-vs-fcco → |
| FVCB FVCBankcorp Inc. | C+ | 67/100 | 13.9x | — | 8.7% | -1.00% | $307.3M | /fvcb-vs-fcco → |
| MYFW First Western Financial Inc. | D- | 42/100 | 23.3x | — | 5.0% | -1.46% | $307.2M | /myfw-vs-fcco → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), First Community Corporation (FCCO) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $19.2M, operating cash flow of $18.7M, and free cash flow of $17.6M (+67.0% YoY). On the balance sheet, FCCO closed FY2025 with $2.06B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $19.2M | $18.7M | $17.6M | $2.06B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $14.0M | $11.6M | $10.5M | $1.96B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $11.8M | $13.0M | $13.0M | — | — |
As of 2026-11-02, First Community Corporation (NASDAQ: FCCO) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $32.98 (-1.55% 1D, market cap $314.9M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FCCO ranks #226 in composite RQD confidence.
Within the Financials sector (Major Banks), FCCO carries a Roarable C+ (67/100 RQD), trailing P/E of 16.4x, gross margin of —, and ROIC of 11.5%. By comparison, FRAF (Franklin Financial Services Corporation) holds a B- grade (71/100 RQD, P/E 14.9x, ROIC 12.1%, cap $316.5M) and NEWT (NewtekOne Inc.) posts a D- grade (40/100 RQD, P/E 5.3x, ROIC 15.2%, cap $318.0M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).
Per FCCO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000932781), First Community Corporation generated $0 in revenue, $19.2M in net income, and $17.6M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
FCCO last traded at $32.98 (-1.55% on volume of 43,429 shares), positioning the stock -0.39% below its 50-day simple moving average ($33.11) and +4.86% above its 200-day simple moving average ($31.45). Across its 52-week range of $26.42 to $35.74, FCCO sits at the 70.4% percentile with a 14-day RSI of 58.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.8% ($31.40 to $34.56).
Why FCCO Stock slipped -1.55% Today — RQD Quant Desk Flash. Solid steady margins (12% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.
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