Stock Ratings / Financials / FCCO / financials

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First Community Corporation (FCCO) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$33.50 +1.06% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $33.64

First Community Corporation (FCCO) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 12% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate) →

ROARABLE B- • BUY Cap $314.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $33.64 (+0.43%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 0.4% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FCCO)Realized 20D OHLCV Swing Band: ±4.8%

Deterministic 5-Pillar Attribution (70/100 Composite)

🔍 WHY FCCO SCORES 70/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (23% of score)

FRED Regime × Technicals: 76% of 52W Range • RSI-14 at 51.5 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$32.27+0.8% Next Q

Q2 (-2Q)

Grade C+$32.54+1.7% Next Q

Q3 (-1Q)

Grade B-$33.10+1.2% Next Q

Current

Grade B-$33.50+6.6% Hist 90D α

Trajectory: C+ (62) → B- (70)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FCCO Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 70/100 (B-) score, FCCO faces multiple-compression risk if 16.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($33.12) or 200D SMA ($31.43) invalidates the momentum regime and cuts Target Base ($35.31) toward Bear Floor ($27.47).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FCCO• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FCCO Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 70%NO 30%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How FCCO Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$17.6M (0.4% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $4.00B

FY24

Rev $4.00B

FY25

Rev $4.00B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$4.00B	52%	0%	$19.2M	$17.6M	11.5%
FY 2024	$4.00B	52%	0%	$14.0M	$10.5M	11.5%
FY 2023	$4.00B	52%	0%	$11.8M	$13.0M	11.5%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FCCO)

✓Walkthrough of FCCO's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

FCCO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.14%📐 HORIZONTAL RANGE

2026-10-30O $33.62H $33.62L $32.94C $33.50VOL 43.4K

RES: $34.08SUP: $30.89SMA50: $33.12SMA200: $31.43

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FCCO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FCCO Butterfly Map → + Track FCCO →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

9.1%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FCCO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FCCO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FCCO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FCCO)

Financials Rank #157 of 1096 ⚔️ FRAF vs FCCO Full Matrix →

1. Head-to-Head Financials Peer Comparison (FCCO vs. FRAF, NEWT, FVCB, MYFW)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, First Community Corporation (FCCO) ranks #157 by composite RQD confidence (70/100, grade B-) and #800 by equity capitalization ($314.9M). Within this direct 5-issuer industry benchmark cohort, NEWT leads on earnings valuation at 5.3x trailing P/E, while NEWT leads on capital efficiency and profitability with 15.2% ROIC and — gross margin. FVCB currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with FCCO at 70/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FCCO ACTIVE First Community Corporation	B-	70/100	16.4x	—	11.5%	+1.06%	$314.9M	Benchmark Subject
FRAF Franklin Financial Services Corporation	C+	68/100	14.9x	—	12.1%	+0.63%	$316.5M	/fraf-vs-fcco →
NEWT NewtekOne Inc.	D	47/100	5.3x	—	15.2%	-3.93%	$318.0M	/newt-vs-fcco →
FVCB FVCBankcorp Inc.	B-	71/100	13.9x	—	8.7%	-0.41%	$307.3M	/fvcb-vs-fcco →
MYFW First Western Financial Inc.	D-	37/100	23.3x	—	5.0%	-0.22%	$307.2M	/myfw-vs-fcco →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000932781

In its most recent audited fiscal period (FY2025, filed 2025-12-31), First Community Corporation (FCCO) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $19.2M, operating cash flow of $18.7M, and free cash flow of $17.6M (+67.0% YoY). On the balance sheet, FCCO closed FY2025 with $2.06B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$19.2M	$18.7M	$17.6M	$2.06B	—
FY2024 (FY)	2024-12-31	$0	$14.0M	$11.6M	$10.5M	$1.96B	—
FY2023 (FY)	2023-12-31	$0	$11.8M	$13.0M	$13.0M	—	—

3. FCCO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FCCO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, First Community Corporation (NASDAQ: FCCO) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $33.50 (+1.06% 1D, market cap $314.9M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FCCO ranks #157 in composite RQD confidence.

How does FCCO compare to FRAF and NEWT in the Financials sector?

Within the Financials sector (Major Banks), FCCO carries a Roarable B- (70/100 RQD), trailing P/E of 16.4x, gross margin of —, and ROIC of 11.5%. By comparison, FRAF (Franklin Financial Services Corporation) holds a C+ grade (68/100 RQD, P/E 14.9x, ROIC 12.1%, cap $316.5M) and NEWT (NewtekOne Inc.) posts a D grade (47/100 RQD, P/E 5.3x, ROIC 15.2%, cap $318.0M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FCCO?

Per FCCO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000932781), First Community Corporation generated $0 in revenue, $19.2M in net income, and $17.6M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FCCO trading relative to its 50-day, 200-day, and 52-week technical levels?

FCCO last traded at $33.50 (+1.06% on volume of 23,187 shares), positioning the stock +1.15% above its 50-day simple moving average ($33.12) and +6.59% above its 200-day simple moving average ($31.43). Across its 52-week range of $26.42 to $35.74, FCCO sits at the 76.0% percentile with a 14-day RSI of 51.5 (NEUTRAL RANGE) and an implied next-earnings move of ±4.8% ($31.89 to $35.11).

FCCO Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is First Community Corporation (FCCO)?

In FY 2025 (10-K), FCCO converted $4.0B of revenue into a 52% gross margin, 0% operating margin, and $17.6M in free cash flow (0.4% FCF margin).

Direct Sub-Reports: FCCO RQD Cockpit FCCO 12M Forecast FCCO Earnings & Move FCCO Dividends & DRIP FCCO Insiders & 13F FCCO Whale Options FCCO Profit Sankey FCCO News & Why