Stock Ratings / Technology / CERT / financials

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Certara Inc. (CERT) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$11.20 -2.44% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Certara Inc. (CERT) carries a Roarable Rating of D (Sell) with 50/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $1.71B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

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RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

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Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CERT)Realized 20D OHLCV Swing Band: ±12.4%

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How CERT Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$94.6M (22.6% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $354.3M

FY24

Rev $385.1M

FY25

Rev $418.8M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$418.8M	52%	5%	-$1.6M	$94.6M	1.4%
FY 2024	$385.1M	52%	-0.4%	-$12.1M	$78.8M	-0.1%
FY 2023	$354.3M	52%	-11.5%	-$55.4M	$82.8M	1.4%

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CERT)

✓Walkthrough of CERT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
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CERT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +82.71%▲ ASCENDING CHANNEL

2026-10-30O $11.07H $11.20L $10.65C $11.20VOL 1.95M

RES: $11.84SUP: $8.67SMA50: $9.02SMA200: $7.27

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CERT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CERT Butterfly Map → + Track CERT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

48.0%/yr Implied 5Y Growth

vs. +8.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CERT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CERT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CERT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CERT)

Technology Rank #398 of 714 ⚔️ BAND vs CERT Full Matrix →

1. Head-to-Head Technology Peer Comparison (CERT vs. BAND, IQMX, EVCM, XZO)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, Certara Inc. (CERT) ranks #398 by composite RQD confidence (50/100, grade D) and #311 by equity capitalization ($1.71B). Within this direct 5-issuer industry benchmark cohort, XZO leads on earnings valuation at 19.3x trailing P/E, while XZO leads on capital efficiency and profitability with 85.0% ROIC and 60.4% gross margin. XZO currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with CERT at 50/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CERT ACTIVE Certara Inc.	D	50/100	—	—	1.4%	-2.44%	$1.71B	Benchmark Subject
BAND Bandwidth Inc.	D+	55/100	—	39.1%	-2.1%	+9.62%	$1.71B	/band-vs-cert →
IQMX IQM Quantum Computers Oyj	D	50/100	—	—	—	-4.78%	$1.74B	/iqmx-vs-cert →
EVCM EverCommerce Inc.	D+	52/100	91.9x	—	4.2%	-2.56%	$1.62B	/evcm-vs-cert →
XZO Exzeo Group Inc.	C+	67/100	19.3x	60.4%	85.0%	+0.68%	$1.60B	/xzo-vs-cert →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001827090

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Certara Inc. (CERT) reported GAAP revenue of $418.8M (+8.7% vs. FY2024 revenue of $385.1M , and +18.2% cumulative change since FY2023) , GAAP net income of -$1.6M, operating cash flow of $96.3M, and free cash flow of $94.6M (+19.9% YoY). On the balance sheet, CERT closed FY2025 with $1.56B in total assets against $290.1M in total debt (Altman Z-Score: 2.40, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$418.8M	-$1.6M	$96.3M	$94.6M	$1.56B	$290.1M
FY2024 (FY)	2024-12-31	$385.1M	-$12.1M	$80.5M	$78.8M	$1.58B	$292.4M
FY2023 (FY)	2023-12-31	$354.3M	-$55.4M	$82.8M	$82.8M	—	—

3. CERT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CERT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Certara Inc. (NASDAQ: CERT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $11.20 (-2.44% 1D, market cap $1.71B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 12/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 9/20. Across 714 tracked Technology issuers, CERT ranks #398 in composite RQD confidence.

How does CERT compare to BAND and IQMX in the Technology sector?

Within the Technology sector (Computer Software: Prepackaged Software), CERT carries a Roarable D (50/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 1.4%. By comparison, BAND (Bandwidth Inc.) holds a D+ grade (55/100 RQD, P/E N/A, ROIC -2.1%, cap $1.71B) and IQMX (IQM Quantum Computers Oyj) posts a D grade (50/100 RQD, P/E N/A, ROIC —, cap $1.74B). Among the 5-stock peer group, XZO leads on earnings multiple (19.3x) while XZO leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CERT?

Per CERT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001827090), Certara Inc. generated $418.8M in revenue (+8.7% YoY), -$1.6M in net income, and $94.6M in free cash flow against $1.56B in total assets and $290.1M in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CERT trading relative to its 50-day, 200-day, and 52-week technical levels?

CERT last traded at $11.20 (-2.44% on volume of 2,749,216 shares), positioning the stock +24.17% above its 50-day simple moving average ($9.02) and +54.06% above its 200-day simple moving average ($7.27). Across its 52-week range of $4.45 to $11.88, CERT sits at the 90.8% percentile with a 14-day RSI of 66.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.4% ($9.81 to $12.59).