Stock Ratings / Financials / BHRB / dividends

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Burke & Herbert Financial Services Corp. (BHRB) Dividend Safety Gauge & 10-Year DRIP Compounder

$71.08 +0.88% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Burke & Herbert Financial Services Corp. (BHRB) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $1.43B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+1.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BHRB)Realized 20D OHLCV Swing Band: ±4.6%

CASH DIVIDEND + BUYBACK YIELD

4.16% Total Yield

2.36% Cash ($1.68/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

22.9% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (9.1% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $23,892

Est. Year-10 Shareholder Yield: $994/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.9K

Yr 1

$11.9K

Yr 2

$13.0K

Yr 3

$14.2K

Yr 4

$15.5K

Yr 5

$16.9K

Yr 6

$18.4K

Yr 7

$20.1K

Yr 8

$21.9K

Yr 9

$23.9K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in BHRB & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on BHRB and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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BHRB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.53%⚡ TESTING RESISTANCE

2026-10-30O $71.65H $71.77L $70.20C $71.08VOL 112.3K

RES: $72.22SUP: $65.75SMA50: $70.34SMA200: $67.47

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BHRB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BHRB Butterfly Map → + Track BHRB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

2.8%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BHRB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BHRB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BHRB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BHRB)

Financials Rank #463 of 1096 ⚔️ WABC vs BHRB Full Matrix →

1. Head-to-Head Financials Peer Comparison (BHRB vs. WABC, TMP, PEBO, LKFN)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Burke & Herbert Financial Services Corp. (BHRB) ranks #463 by composite RQD confidence (61/100, grade C-) and #500 by equity capitalization ($1.43B). Within this direct 5-issuer industry benchmark cohort, TMP leads on earnings valuation at 9.1x trailing P/E, while TMP leads on capital efficiency and profitability with 17.2% ROIC and — gross margin. PEBO currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with BHRB at 61/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BHRB ACTIVE Burke & Herbert Financial Services Corp.	C-	61/100	12.2x	—	13.7%	+0.88%	$1.43B	Benchmark Subject
WABC Westamerica Bancorporation	C	63/100	12.2x	—	12.4%	+0.79%	$1.42B	/wabc-vs-bhrb →
TMP Tompkins Financial Corporation	C-	61/100	9.1x	—	17.2%	+0.53%	$1.46B	/tmp-vs-bhrb →
PEBO Peoples Bancorp Inc.	B	72/100	13.1x	—	10.5%	+1.09%	$1.39B	/pebo-vs-bhrb →
LKFN Lakeland Financial Corporation	C	64/100	14.6x	—	13.6%	+1.03%	$1.51B	/lkfn-vs-bhrb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001964333

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Burke & Herbert Financial Services Corp. (BHRB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $117.3M, operating cash flow of $107.9M, and free cash flow of $96.2M (+18.5% YoY). On the balance sheet, BHRB closed FY2025 with $7.92B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$117.3M	$107.9M	$96.2M	$7.92B	—
FY2024 (FY)	2024-12-31	$0	$35.7M	$85.8M	$81.2M	$7.81B	—
FY2023 (FY)	2023-12-31	$0	$22.7M	$42.5M	$42.5M	—	—

3. BHRB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BHRB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Burke & Herbert Financial Services Corp. (NASDAQ: BHRB) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $71.08 (+0.88% 1D, market cap $1.43B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, BHRB ranks #463 in composite RQD confidence.

How does BHRB compare to WABC and TMP in the Financials sector?

Within the Financials sector (Major Banks), BHRB carries a Roarable C- (61/100 RQD), trailing P/E of 12.2x, gross margin of —, and ROIC of 13.7%. By comparison, WABC (Westamerica Bancorporation) holds a C grade (63/100 RQD, P/E 12.2x, ROIC 12.4%, cap $1.42B) and TMP (Tompkins Financial Corporation) posts a C- grade (61/100 RQD, P/E 9.1x, ROIC 17.2%, cap $1.46B). Among the 5-stock peer group, TMP leads on earnings multiple (9.1x) while TMP leads on capital efficiency (17.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BHRB?

Per BHRB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001964333), Burke & Herbert Financial Services Corp. generated $0 in revenue, $117.3M in net income, and $96.2M in free cash flow against $7.92B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BHRB trading relative to its 50-day, 200-day, and 52-week technical levels?

BHRB last traded at $71.08 (+0.88% on volume of 168,444 shares), positioning the stock +1.05% above its 50-day simple moving average ($70.34) and +5.35% above its 200-day simple moving average ($67.47). Across its 52-week range of $58.31 to $75.09, BHRB sits at the 76.1% percentile with a 14-day RSI of 52.3 (NEUTRAL RANGE) and an implied next-earnings move of ±4.6% ($67.81 to $74.35).

BHRB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does BHRB pay a dividend and is it safe?

Burke & Herbert Financial Services Corp. (BHRB) offers a 2.36% cash dividend yield ($1.68 annualized) and 4.16% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: BHRB RQD Cockpit BHRB 12M Forecast BHRB Earnings & Move BHRB Dividends & DRIP BHRB Insiders & 13F BHRB Whale Options BHRB Profit Sankey BHRB News & Why