Stock Ratings / Financials / BFS / dividends

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Saul Centers Inc. (BFS) Dividend Safety Gauge & 10-Year DRIP Compounder

$29.09 -0.95% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $28.98

Saul Centers Inc. (BFS) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 62/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.7% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $725.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BFS Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BFS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Saul Centers Inc. (NYSE: BFS) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $29.09 (-0.95% 1D, market cap $725.9M). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, BFS ranks #381 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BFS compare to CIM and CLDT in the Financials sector?

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Within the Financials sector (Real Estate Investment Trusts), BFS carries a Roarable C (62/100 RQD), trailing P/E of 19.4x, gross margin of —, and ROIC of 51.6%. By comparison, CIM (Chimera Investment Corporation) holds a E grade (30/100 RQD, P/E N/A, ROIC 9.0%, cap $709.9M) and CLDT (Chatham Lodging Trust of) posts a C- grade (61/100 RQD, P/E 46.3x, ROIC 4.5%, cap $697.6M). Among the 5-stock peer group, MFA leads on earnings multiple (3.9x) while BFS leads on capital efficiency (51.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BFS?

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Per BFS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000907254), Saul Centers Inc. generated $289.8M in revenue (+7.8% YoY), $37.5M in net income, and $99.8M in free cash flow against $2.16B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $28.99 (-0.36%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 18/20 (A) • 34.4% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 62/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.7% avg 90D alpha vs SPY • 54.3% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+1.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BFS)Realized 20D OHLCV Swing Band: ±4.3%

Deterministic 5-Pillar Attribution (62/100 Composite)

🔍 WHY BFS SCORES 62/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+18/20 pts (29% of score)

SEC XBRL FY 2025 (10-K): 34.4% FCF Margin ($99.8M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (26% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B$30.09-3.7% Next Q

Q2 (-2Q)

Grade B-$28.99+1.1% Next Q

Q3 (-1Q)

Grade C+$29.32-0.8% Next Q

Current

Grade C$29.09+0.7% Hist 90D α

Trajectory: B (70) → C (62)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BFS Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 62/100 (C) score, BFS faces multiple-compression risk if 19.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($30.61) or 200D SMA ($33.51) invalidates the momentum regime and cuts Target Base ($29.61) toward Bear Floor ($23.10).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BFS• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BFS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 62%NO 38%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

9.67% Total Yield

7.87% Cash ($2.29/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

37.2% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (14% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $37,072

Est. Year-10 Shareholder Yield: $3,585/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.4K

Yr 1

$13.0K

Yr 2

$14.8K

Yr 3

$16.9K

Yr 4

$19.3K

Yr 5

$21.9K

Yr 6

$25.0K

Yr 7

$28.5K

Yr 8

$32.5K

Yr 9

$37.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in BFS & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on BFS and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BFS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -14.84%▼ DESCENDING CHANNEL

2026-11-02O $28.92H $29.37L $28.92C $29.09VOL 120.1K

RES: $30.81SUP: $26.88SMA50: $30.61SMA200: $33.51

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BFS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BFS Butterfly Map → + Track BFS →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

12.8%/yr Implied 5Y Growth

vs. +7.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BFS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BFS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BFS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BFS)

Financials Rank #381 of 1096 ⚔️ CIM vs BFS Full Matrix →

1. Head-to-Head Financials Peer Comparison (BFS vs. CIM, CLDT, CTO, MFA)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Saul Centers Inc. (BFS) ranks #381 by composite RQD confidence (62/100, grade C) and #618 by equity capitalization ($725.9M). Within this direct 5-issuer industry benchmark cohort, MFA leads on earnings valuation at 3.9x trailing P/E, while BFS leads on capital efficiency and profitability with 51.6% ROIC and — gross margin. BFS currently leads its immediate peer cohort in composite quantitative strength at 62/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BFS ACTIVE Saul Centers Inc.	C	62/100	19.4x	—	51.6%	-0.95%	$725.9M	Benchmark Subject
CIM Chimera Investment Corporation	E	30/100	—	—	9.0%	-2.12%	$709.9M	/cim-vs-bfs →
CLDT Chatham Lodging Trust of	C-	61/100	46.3x	—	4.5%	-1.53%	$697.6M	/cldt-vs-bfs →
CTO CTO Realty Growth Inc.	D	50/100	—	—	4.8%	+0.61%	$759.3M	/cto-vs-bfs →
MFA MFA Financial Inc.	D	46/100	3.9x	—	9.7%	-2.06%	$687.4M	/mfa-vs-bfs →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000907254

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Saul Centers Inc. (BFS) reported GAAP revenue of $289.8M (+7.8% vs. FY2024 revenue of $268.8M , and +12.7% cumulative change since FY2023) , GAAP net income of $37.5M, operating cash flow of $99.8M, and free cash flow of $99.8M (-17.7% YoY). On the balance sheet, BFS closed FY2025 with $2.16B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$289.8M	$37.5M	$99.8M	$99.8M	$2.16B	—
FY2024 (FY)	2024-12-31	$268.8M	$50.6M	$121.2M	$121.2M	$2.13B	—
FY2023 (FY)	2023-12-31	$257.2M	$52.7M	$117.7M	$117.7M	—	—

3. BFS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BFS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BFS compare to CIM and CLDT in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for BFS?

Where is BFS trading relative to its 50-day, 200-day, and 52-week technical levels?

BFS last traded at $29.09 (-0.95% on volume of 104,724 shares), positioning the stock -4.97% below its 50-day simple moving average ($30.61) and -13.19% below its 200-day simple moving average ($33.51). Across its 52-week range of $28.56 to $38.42, BFS sits at the 5.4% percentile with a 14-day RSI of 45.3 (NEUTRAL RANGE) and an implied next-earnings move of ±4.3% ($27.84 to $30.34).

BFS Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does BFS pay a dividend and is it safe?

Saul Centers Inc. (BFS) offers a 7.87% cash dividend yield ($2.29 annualized) and 9.67% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: BFS RQD Cockpit BFS 12M Forecast BFS Earnings & Move BFS Dividends & DRIP BFS Insiders & 13F BFS Whale Options BFS Profit Sankey BFS News & Why