Stock Ratings / Financials / AIFC / financials

DOMH (45) COHN (69) PLUT (23) ANTA (50) ⌘ Pro Terminal →

AI Financial Corporation (AIFC) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

Q: How profitable is AI Financial Corporation (AIFC)?

In FY 2025 (10-K), AIFC converted $24.8M of revenue into a 52% gross margin, 0% operating margin, and $0 in free cash flow (0% FCF margin).

$0.28 +6.60% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.28

AI Financial Corporation (AIFC) carries a Roarable Rating of D- (Sell) with 37/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (37/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $38.8M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $0.28 (+1.00%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (37/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.1% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-10.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AIFC)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (37/100 Composite)

🔍 WHY AIFC SCORES 37/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+15/20 pts (41% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+8/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$0.44-20.5% Next Q

Q2 (-2Q)

Grade D$0.35-17.1% Next Q

Q3 (-1Q)

Grade D$0.29-3.4% Next Q

Current

Grade D-$0.28-8.1% Hist 90D α

Trajectory: D (45) → D- (37)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a AIFC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While AIFC currently carries a cautious 37/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Big institutional funds and options desks are actively positioning on the bullish side.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.47) and Max Pain ($0.29) forces dealer call-delta covering toward $2.88.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $AIFC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “AIFC Beats Next Quarter EPS Consensus (Dec 26, 2026) & Holds Above 200D SMA”

YES 37%NO 63%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How AIFC Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$0 (0% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $24.8M

FY24

Rev $11.9M

FY25

Rev $24.8M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$24.8M	52%	-80%	-$344.5M	-$7.2M	-1.6%
FY 2024	$11.9M	52%	-58.2%	-$7.6M	$1.8M	-45%
FY 2023	$24.8M	52%	-79.9%	-$7.8M	$1.5M	-1.6%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AIFC)

✓Walkthrough of AIFC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

AIFC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -62.67%🛡️ HOLDING TREND SUPPORT

2026-10-30O $0.27H $0.28L $0.24C $0.28VOL 770.3K

RES: $0.46SUP: $0.23SMA50: $0.47SMA200: $0.89

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AIFC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AIFC Butterfly Map → + Track AIFC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +109.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AIFC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AIFC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for AIFC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AIFC)

Financials Rank #1017 of 1096 ⚔️ DOMH vs AIFC Full Matrix →

1. Head-to-Head Financials Peer Comparison (AIFC vs. DOMH, COHN, PLUT, ANTA)

Industry: Investment Bankers/Brokers/Service (64 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, AI Financial Corporation (AIFC) ranks #1017 by composite RQD confidence (37/100, grade D-) and #1027 by equity capitalization ($38.8M). Within this direct 5-issuer industry benchmark cohort, AIFC leads on earnings valuation at N/A trailing P/E, while COHN leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. COHN currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with AIFC at 37/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
AIFC ACTIVE AI Financial Corporation	D-	37/100	—	—	-1.6%	+6.60%	$38.8M	Benchmark Subject
DOMH Dominari Holdings Inc.	D	45/100	—	—	-35.0%	-3.31%	$44.1M	/domh-vs-aifc →
COHN Cohen & Company Inc.	C+	69/100	—	—	85.0%	+7.22%	$32.6M	/cohn-vs-aifc →
PLUT Plutus Financial Group Limited	E	23/100	—	—	-35.0%	-6.38%	$27.0M	/plut-vs-aifc →
ANTA Antalpha Platform Holding Company (Class A)	D	50/100	—	—	10.6%	+4.45%	$66.2M	/anta-vs-aifc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-27 • CIK 0000862861

In its most recent audited fiscal period (FY2025, filed 2025-12-27), AI Financial Corporation (AIFC) reported GAAP revenue of $24.8M (+109.0% vs. FY2024 revenue of $11.9M ) , GAAP net income of -$344.5M, operating cash flow of -$7.2M, and free cash flow of -$7.2M (-503.4% YoY). On the balance sheet, AIFC closed FY2025 with $1.22B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-27	$24.8M	-$344.5M	-$7.2M	-$7.2M	$1.22B	—
FY2024 (FY)	2024-12-28	$11.9M	-$7.6M	$1.8M	$1.8M	$75.7M	—
FY2023 (FY)	2023-12-30	$0	-$7.8M	$1.5M	$1.5M	—	—

3. AIFC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AIFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, AI Financial Corporation (NASDAQ: AIFC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $0.28 (+6.60% 1D, market cap $38.8M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, AIFC ranks #1017 in composite RQD confidence.

How does AIFC compare to DOMH and COHN in the Financials sector?

Within the Financials sector (Investment Bankers/Brokers/Service), AIFC carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -1.6%. By comparison, DOMH (Dominari Holdings Inc.) holds a D grade (45/100 RQD, P/E N/A, ROIC -35.0%, cap $44.1M) and COHN (Cohen & Company Inc.) posts a C+ grade (69/100 RQD, P/E N/A, ROIC 85.0%, cap $32.6M). Among the 5-stock peer group, AIFC leads on earnings multiple (N/A) while COHN leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AIFC?

Per AIFC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-27, CIK 0000862861), AI Financial Corporation generated $24.8M in revenue (+109.0% YoY), -$344.5M in net income, and -$7.2M in free cash flow against $1.22B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AIFC trading relative to its 50-day, 200-day, and 52-week technical levels?

AIFC last traded at $0.28 (+6.60% on volume of 656,710 shares), positioning the stock -40.43% below its 50-day simple moving average ($0.47) and -68.54% below its 200-day simple moving average ($0.89). Across its 52-week range of $0.24 to $2.74, AIFC sits at the 1.6% percentile with a 14-day RSI of 23.7 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.00 to $0.32).

AIFC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is AI Financial Corporation (AIFC)?

In FY 2025 (10-K), AIFC converted $24.8M of revenue into a 52% gross margin, 0% operating margin, and $0 in free cash flow (0% FCF margin).

Direct Sub-Reports: AIFC RQD Cockpit AIFC 12M Forecast AIFC Earnings & Move AIFC Dividends & DRIP AIFC Insiders & 13F AIFC Whale Options AIFC Profit Sankey AIFC News & Why