Stock Ratings / Communication Services / IBTA

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Ibotta Inc. (Class A) (IBTA) — RQD Stock Rating Cockpit

$48.62 -1.58% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $48.39

Ibotta Inc. (Class A) (IBTA) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $1.14B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on IBTA Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is IBTA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Ibotta Inc. (Class A) (NYSE: IBTA) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $48.62 (-1.58% 1D, market cap $1.14B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 12/20. Across 132 tracked Communication Services issuers, IBTA ranks #16 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does IBTA compare to MNTN and CRTO in the Communication Services sector?

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Within the Communication Services sector (Advertising), IBTA carries a Roarable C+ (67/100 RQD), trailing P/E of N/A, gross margin of 79.2%, and ROIC of -0.7%. By comparison, MNTN (MNTN Inc. (Class A)) holds a C grade (62/100 RQD, P/E N/A, ROIC 19.9%, cap $736.1M) and CRTO (Criteo S.A.) posts a D+ grade (53/100 RQD, P/E 4.9x, ROIC 19.8%, cap $729.6M). Among the 5-stock peer group, CRTO leads on earnings multiple (4.9x) while GRPN leads on capital efficiency (56.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for IBTA?

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Per IBTA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001538379), Ibotta Inc. (Class A) generated $342.4M in revenue (-6.8% YoY), $3.6M in net income, and $75.0M in free cash flow against $525.9M in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $48.39 (-0.47%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 21.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY • 56.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+4.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for IBTA)Realized 20D OHLCV Swing Band: ±9.4%

Deterministic 5-Pillar Attribution (67/100 Composite)

🔍 WHY IBTA SCORES 67/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (24% of score)

20D Institutional Volume Accumulation (±9.4% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (21% of score)

Altman Z-Score 3.62 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 6/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution12/20 pts (-8 pt drag)

Cannibal Buyback (-1.24% YoY Shares) & executive Form 4 sales trim 8 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$42.96+10% Next Q

Q2 (-2Q)

Grade C+$47.24+3% Next Q

Q3 (-1Q)

Grade C+$48.68-0.1% Next Q

Current

Grade C+$48.62+1.6% Hist 90D α

Trajectory: C (59) → C+ (67)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the IBTA Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 67/100 (C+) score, IBTA faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 76.7% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($42.47) or 200D SMA ($32.99) invalidates the momentum regime and cuts Target Base ($50.59) toward Bear Floor ($39.46).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $IBTA• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “IBTA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 67%NO 33%Trade / Inspect Odds →

RSI-14 MOMENTUMBULLISH MOMENTUM

68.930 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.62>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

6 / 99-Pt Accounting

52-WEEK LASER RANGE94% OF RANGE

L: $19$48.62H: $51

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (79% profit margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: CRQD 13 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: B-RQD 28 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 26 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bullish on IBTA

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (65)

-0.7% ROIC with 79.2% gross margin and 6.55% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BULLISH (70)

Altman-Z 3.62 and Piotroski 6/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (67)

28/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like IBTA

✓Big institutional funds and options desks are actively positioning on the bullish side.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (IBTA Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

IBTA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +36.23%📐 HORIZONTAL RANGE

2026-11-02O $48.43H $49.40L $48.43C $48.62VOL 189.2K

RES: $51.93SUP: $18.14SMA50: $42.47SMA200: $32.99

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

IBTA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 IBTA Butterfly Map → + Track IBTA →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -6.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on IBTA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for IBTA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for IBTA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IBTA)

Communication Services Rank #16 of 132 ⚔️ MNTN vs IBTA Full Matrix →

1. Head-to-Head Communication Services Peer Comparison (IBTA vs. MNTN, CRTO, GRPN, STGW)

Industry: Advertising (23 Tracked Issuers)

Across 132 tracked Communication Services securities in the Roarable RQD universe, Ibotta Inc. (Class A) (IBTA) ranks #16 by composite RQD confidence (67/100, grade C+) and #63 by equity capitalization ($1.14B). Within this direct 5-issuer industry benchmark cohort, CRTO leads on earnings valuation at 4.9x trailing P/E, while GRPN leads on capital efficiency and profitability with 56.5% ROIC and 90.8% gross margin. IBTA currently leads its immediate peer cohort in composite quantitative strength at 67/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
IBTA ACTIVE Ibotta Inc. (Class A)	C+	67/100	—	79.2%	-0.7%	-1.58%	$1.14B	Benchmark Subject
MNTN MNTN Inc. (Class A)	C	62/100	—	77.2%	19.9%	-4.98%	$736.1M	/mntn-vs-ibta →
CRTO Criteo S.A.	D+	53/100	4.9x	54.0%	19.8%	-1.61%	$729.6M	/crto-vs-ibta →
GRPN Groupon Inc.	D	47/100	—	90.8%	56.5%	-3.14%	$661.2M	/grpn-vs-ibta →
STGW Stagwell Inc. (Class A)	C-	61/100	79.4x	36.5%	6.3%	+5.23%	$2.43B	/stgw-vs-ibta →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001538379

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Ibotta Inc. (Class A) (IBTA) reported GAAP revenue of $342.4M (-6.8% vs. FY2024 revenue of $367.3M , and +7.0% cumulative change since FY2023) , GAAP net income of $3.6M, operating cash flow of $95.3M, and free cash flow of $75.0M (-34.8% YoY). On the balance sheet, IBTA closed FY2025 with $525.9M in total assets against $0 in total debt (Altman Z-Score: 3.62, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$342.4M	$3.6M	$95.3M	$75.0M	$525.9M	—
FY2024 (FY)	2024-12-31	$367.3M	$68.7M	$115.9M	$115.0M	$678.4M	$0
FY2023 (FY)	2023-12-31	$320.0M	$38.1M	$22.7M	$22.7M	—	—

3. IBTA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is IBTA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does IBTA compare to MNTN and CRTO in the Communication Services sector?

What are the biggest fundamental strengths and SEC risk factors for IBTA?

Where is IBTA trading relative to its 50-day, 200-day, and 52-week technical levels?

IBTA last traded at $48.62 (-1.58% on volume of 186,035 shares), positioning the stock +14.48% above its 50-day simple moving average ($42.47) and +47.38% above its 200-day simple moving average ($32.99). Across its 52-week range of $19.10 to $50.53, IBTA sits at the 93.9% percentile with a 14-day RSI of 68.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±9.4% ($44.05 to $53.19).

IBTA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell IBTA stock right now?

Ibotta Inc. (Class A) (IBTA) currently earns a Roarable Rating of C+ (Hold — HOLD) with 67/100 RQD Confidence. Solid 79% profit margin (-1% return on capital), mixed timing at current multiples—hold if owned, no rush to chase.

What is IBTA's 12-month price target and RQD AI Jury consensus?

IBTA's 12-month base price target is $50.59 (range $39.46 to $59.7), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: IBTA RQD Cockpit IBTA 12M Forecast IBTA Earnings & Move IBTA Dividends & DRIP IBTA Insiders & 13F IBTA Whale Options IBTA Profit Sankey IBTA News & Why