High Templar Tech Limited each representing one Class A ordinary share (HTT) — RQD Stock Rating Cockpit

$1.80 -1.10% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.79

High Templar Tech Limited each representing one Class A ordinary share (HTT) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $282.6M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is HTT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, High Templar Tech Limited each representing one Class A ordinary share (NYSE: HTT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $1.80 (-1.10% 1D, market cap $282.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, HTT ranks #983 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does HTT compare to HRZN and RWAY in the Financials sector?
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Within the Financials sector (Finance: Consumer Services), HTT carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -5.2%. By comparison, HRZN (Horizon Technology Finance Corporation) holds a D grade (48/100 RQD, P/E N/A, ROIC -0.8%, cap $276.9M) and RWAY (Runway Growth Finance Corp.) posts a D+ grade (54/100 RQD, P/E 8.1x, ROIC 7.0%, cap $276.6M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while MFIN leads on capital efficiency (10.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for HTT?
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Per HTT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001692705), High Templar Tech Limited each representing one Class A ordinary share generated $5.9M in revenue (-80.2% YoY), $101.3M in net income, and $98.2M in free cash flow against $1.95B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $1.79 (-0.39%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 1677.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (35/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.5% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510035
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-
Cash (10)Whales (3)SEC (10)Macro (5)CEO (7)
Each axis scored 0–20
12M PRICE TARGET CONE-10.6% Base Target
$5 Bull$2 Base$1 Bear
📬 FREE HTT RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HTT)Realized 20D OHLCV Swing Band: ±7.8%
Deterministic 5-Pillar Attribution (35/100 Composite)
🔍 WHY HTT SCORES 35/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+10/20 pts (29% of score)

SEC XBRL FY 2025 (10-K): 1677.2% FCF Margin ($98.2M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
43
Grade D$2.25-8.9% Next Q
Q2 (-2Q)
40
Grade D$2.05-6.3% Next Q
Q3 (-1Q)
38
Grade E$1.92-6.2% Next Q
Current
35
Grade D-$1.80-8.5% Hist 90D α
Trajectory: D (43) → D- (35)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a HTT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While HTT currently carries a cautious 35/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.32) and Max Pain ($1.89) forces dealer call-delta covering toward $5.30.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HTT• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “HTT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
RSI-14 MOMENTUMOVERSOLD (<32)
19.130 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCORESOLID CORE (5–6)
5 / 99-Pt Accounting
52-WEEK LASER RANGE2% OF RANGE
L: $2$1.80H: $5
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 10 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D-RQD 15 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on HTT

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (50)

-5.2% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (50)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (25)

10/40 institutional & smart-money positioning score with 5/20 macro alignment.

Bull Case: Why Buyers Like HTT
  • ✓Established market leader in Financials with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring HTT)

  • ✓Walkthrough of HTT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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HTT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -25.31%▼ DESCENDING CHANNEL
2026-11-02O $1.88H $1.88L $1.80C $1.80VOL 209.6K
RES: $2.59SUP: $1.41SMA50: $2.32SMA200: $2.56
$3.79$3.25$2.70$2.16$1.61RES $2.59SUP $1.41$1.802026-05-042026-06-172026-08-042026-09-172026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HTT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. -65.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HTT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HTT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HTT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HTT)

Financials Rank #983 of 1096 ⚔️ HRZN vs HTT Full Matrix →

1. Head-to-Head Financials Peer Comparison (HTT vs. HRZN, RWAY, USDE, MFIN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, High Templar Tech Limited each representing one Class A ordinary share (HTT) ranks #983 by composite RQD confidence (35/100, grade D-) and #823 by equity capitalization ($282.6M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while MFIN leads on capital efficiency and profitability with 10.5% ROIC and — gross margin. MFIN currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with HTT at 35/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
HTT ACTIVE
High Templar Tech Limited each representing one Class A ordinary share
D- 35/100 — — -5.2% -1.10% $282.6M Benchmark Subject
HRZN
Horizon Technology Finance Corporation
D 48/100 — — -0.8% -1.45% $276.9M /hrzn-vs-htt →
RWAY
Runway Growth Finance Corp.
D+ 54/100 8.1x — 7.0% -1.21% $276.6M /rway-vs-htt →
USDE
StablecoinX Inc. (Class A)
D+ 54/100 — — — -14.68% $268.6M /usde-vs-htt →
MFIN
Medallion Financial Corp.
C- 61/100 6.2x — 10.5% -13.53% $268.2M /mfin-vs-htt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001692705

In its most recent audited fiscal period (FY2025, filed 2025-12-31), High Templar Tech Limited each representing one Class A ordinary share (HTT) reported GAAP revenue of $5.9M (-80.2% vs. FY2024 revenue of $29.7M , and -67.1% cumulative change since FY2023) , GAAP net income of $101.3M, operating cash flow of $98.2M, and free cash flow of $98.2M (+746.1% YoY). On the balance sheet, HTT closed FY2025 with $1.95B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $5.9M $101.3M $98.2M $98.2M $1.95B —
FY2024 (FY) 2024-12-31 $29.7M $12.6M -$15.2M -$15.2M $1.71B —
FY2023 (FY) 2023-12-31 $17.8M $5.5M $49.6M $49.6M — —

3. HTT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HTT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, High Templar Tech Limited each representing one Class A ordinary share (NYSE: HTT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $1.80 (-1.10% 1D, market cap $282.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, HTT ranks #983 in composite RQD confidence.

How does HTT compare to HRZN and RWAY in the Financials sector?

Within the Financials sector (Finance: Consumer Services), HTT carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -5.2%. By comparison, HRZN (Horizon Technology Finance Corporation) holds a D grade (48/100 RQD, P/E N/A, ROIC -0.8%, cap $276.9M) and RWAY (Runway Growth Finance Corp.) posts a D+ grade (54/100 RQD, P/E 8.1x, ROIC 7.0%, cap $276.6M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while MFIN leads on capital efficiency (10.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for HTT?

Per HTT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001692705), High Templar Tech Limited each representing one Class A ordinary share generated $5.9M in revenue (-80.2% YoY), $101.3M in net income, and $98.2M in free cash flow against $1.95B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is HTT trading relative to its 50-day, 200-day, and 52-week technical levels?

HTT last traded at $1.80 (-1.10% on volume of 62,217 shares), positioning the stock -22.41% below its 50-day simple moving average ($2.32) and -29.69% below its 200-day simple moving average ($2.56). Across its 52-week range of $1.78 to $5.05, HTT sits at the 0.6% percentile with a 14-day RSI of 19.1 (OVERSOLD (<32)) and an implied next-earnings move of ±7.8% ($1.66 to $1.94).

HTT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell HTT stock right now?

High Templar Tech Limited each representing one Class A ordinary share (HTT) currently earns a Roarable Rating of D- (Sell — SELL) with 35/100 RQD Confidence. Stretched risk/reward at current multiples (-5% return on capital) under elevated 10-year interest-rate pressure.

What is HTT's 12-month price target and RQD AI Jury consensus?

HTT's 12-month base price target is $1.61 (range $1.26 to $5.3), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

ROARABLE RATING BRIEF • RQD 35/100 (D-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

HTT — High Templar Tech Limited each representing one Class A ordinary share: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:39:15Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, HTT scores 35 out of 100 and carries a letter grade of D-, with the verdict label "Roarable Sell — Vulnerable Balance Sheet & Flow." The five pillars are: Fundamental Cash Engine at 10 of 20 (ROIC -5.2%; FCF yield 0%); Whale 13F Flow at 3 of 20 (institutional accumulation and options positioning); Insider Conviction at 7 of 20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit at 5 of 20 (Beta 1.0; sector sensitivity); and Forensic Balance Sheet at 10 of 20 (Altman Z 2.5; Piotroski F 5/9; Debt/Equity 0.5).

For a prospective investor, the pillar profile points to weak capital generation and weak institutional and insider support rather than a single broken metric. The cash-engine pillar reflects a negative ROIC and a zero FCF yield on the current market data, which means the rating model does not credit the business with a current return on invested capital. The flow pillars are the weakest, indicating limited institutional accumulation and limited insider conviction in the source data. The forensic balance sheet is mid-range: the Altman Z of 2.5 and a Piotroski F of 5 of 9 are neither clearly healthy nor distressed under the source's framing. Upside drivers would need to come from a turnaround in operating performance or a re-rating of flow signals; valuation tradeoffs are not resolvable from the source because P/E and EV/EBITDA are unavailable. This is an analytical reading of the rating, not personalized advice.

Business

Per the Roarable profile, High Templar Tech Limited each representing one Class A ordinary share (HTT) is a NYSE-listed issuer in the Financials sector, Finance: Consumer Services industry. The source data does not describe its products, customers, or revenue model in detail. Not available in source data for further business description. The profile lists a market capitalization of $0.3B.

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$5.9M$-57.0M$101.3MN/A$98.2M$791.1MN/A
FY 2024$29.7M$-42.2M$12.6MN/A$-15.2M$584.1MN/A
FY 2023$17.8M$-46.6M$5.5MN/A$49.6MN/AN/A

Per the market data, the operating margin is -60%, the gross margin is 0%, and the net margin is 68%, while ROIC is -5.2%. The gap between negative operating income and positive net income in the reported periods is not explained in the source data. The Altman Z-Score is 2.5 and the Piotroski F-Score is 5 of 9, per the Roarable RQD rating forensic pillar, with a Debt/Equity of 0.5. Balance sheet posture is characterized by reported cash that rose across the two periods shown with cash available, but debt is not reported in the source data.

Open Questions

  • What explains the gap between negative operating income and positive net income in FY 2024 and FY 2025?
  • What is the company's debt position, given that debt is reported as N/A in every period?
  • What is the EPS figure for any period, since EPS is reported as N/A throughout?
  • What products and customers generate the reported revenue, and what drove the swing from $29.7M to $5.9M?
  • What catalysts or filings explain the 52-week decline from $5.05 to a price of $1.82?

HTT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for High Templar Tech Limited each representing one Class A ordinary share (HTT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to HTT Debate Forum (3) ↓
🟡 MARKET WIRE Benzinga • 19d ago
Earnings Scheduled For October 14, 2026

Companies Reporting Before The Bell • Sono-Tek (NASDAQ:SOTK) is estimated to report quarterly earnings at $0.04 per share on revenue of $5.57 million. • Fastenal (NASDAQ:FAST) is expected to report quarterly earnings

Read Full Source ↗
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

HTT Bull vs. Bear Conversation Board — What's Your Call at $1.80?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON HTT 🐻 67% BEARISH CONVICTION
1. Pick Your Side on HTT:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $1.60 (-12.1%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is HTT (D- • RQD 35/100) a Buy at $1.82?

Welcome to the HTT (High Templar Tech Limited each representing one Class A ordinary share) Roar Pit. Current RQD Composite is 35/100 (Roarable Sell — Vulnerable Balance Sheet & Flow) in Finance: Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

MU MultipleCompression Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $1.51 (-17.0%)
Spot @ $1.82

Pump the brakes on HTT — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on HTT, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless High Templar Tech Limited each representing one Class A ordinary share expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

CA CashFlowKing Verified K Arena Trader 🐂 BULLISH 🎯 Target: $2.18 (+19.8%)
Spot @ $1.82

HTT cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on HTT, the market is fixating on short-term headline noise in Finance: Consumer Services and ignoring the balance sheet and cash flow trajectory. At $1.82 (52-wk range $1.78 - $5.05), any beat on forward guidance forces shorts and underweight funds to chase.

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