NCNO (60) VERX (58) KC (42) ASAN (52) ⌘ Pro Terminal →

Blackbaud Inc. (BLKB) — RQD Stock Rating Cockpit

$52.71 +0.38% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $52.65

Blackbaud Inc. (BLKB) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $2.37B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BLKB Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BLKB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-02, Blackbaud Inc. (NASDAQ: BLKB) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $52.71 (+0.38% 1D, market cap $2.37B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 16/20. Across 714 tracked Technology issuers, BLKB ranks #218 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BLKB compare to NCNO and VERX in the Technology sector?

▼

Within the Technology sector (Computer Software: Prepackaged Software), BLKB carries a Roarable C- (61/100 RQD), trailing P/E of 20.6x, gross margin of 58.8%, and ROIC of 13.3%. By comparison, NCNO (nCino Inc.) holds a C- grade (60/100 RQD, P/E N/A, ROIC 0.2%, cap $2.37B) and VERX (Vertex Inc. (Class A)) posts a D+ grade (58/100 RQD, P/E N/A, ROIC 0.7%, cap $2.41B). Among the 5-stock peer group, BLKB leads on earnings multiple (20.6x) while BLKB leads on capital efficiency (13.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BLKB?

▼

Per BLKB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001280058), Blackbaud Inc. generated $1.13B in revenue (-2.3% YoY), $115.0M in net income, and $257.8M in free cash flow against $2.39B in total assets and $1.09B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $52.65 (-0.12%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 22.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE+1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BLKB)Realized 20D OHLCV Swing Band: ±8.6%

Deterministic 5-Pillar Attribution (61/100 Composite)

🔍 WHY BLKB SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (26% of score)

20D Institutional Volume Accumulation (±8.6% realized swing band)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (26% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk8/20 pts (-12 pt drag)

Balance-sheet & 10-K footnote risk deducts 12 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$46.75+13.9% Next Q

Q2 (-2Q)

Grade C$53.24+3.4% Next Q

Q3 (-1Q)

Grade C$55.07-4.3% Next Q

Current

Grade C-$52.71+0.5% Hist 90D α

Trajectory: C- (53) → C- (61)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BLKB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, BLKB faces multiple-compression risk if 20.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 56.3% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($47.30) or 200D SMA ($41.24) invalidates the momentum regime and cuts Target Base ($53.42) toward Bear Floor ($41.67).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BLKB• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BLKB Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 61%NO 39%Trade / Inspect Odds →

RSI-14 MOMENTUMBULLISH MOMENTUM

60.930 Oversold · 70 Hot

ALTMAN-Z SHIELDDISTRESS RISK (<1.8)

1.23>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

6 / 99-Pt Accounting

52-WEEK LASER RANGE68% OF RANGE

L: $26$52.71H: $66

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: B+RQD 32 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 19 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on BLKB

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (50)

13.3% ROIC with 58.8% gross margin and 10.87% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (40)

Altman-Z 1.23 and Piotroski 6/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (72)

32/40 institutional & smart-money positioning score with 11/20 macro alignment.

Bull Case: Why Buyers Like BLKB

✓Big institutional funds and options desks are actively positioning on the bullish side.
✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (BLKB Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BLKB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +40.22%▲ ASCENDING CHANNEL

2026-11-02O $52.51H $52.71L $52.51C $52.71VOL 510.0K

RES: $57.82SUP: $46.19SMA50: $47.30SMA200: $41.24

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BLKB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BLKB Butterfly Map → + Track BLKB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

14.2%/yr Implied 5Y Growth

vs. -2.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BLKB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BLKB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BLKB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BLKB)

Technology Rank #218 of 714 ⚔️ NCNO vs BLKB Full Matrix →

1. Head-to-Head Technology Peer Comparison (BLKB vs. NCNO, VERX, KC, ASAN)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, Blackbaud Inc. (BLKB) ranks #218 by composite RQD confidence (61/100, grade C-) and #278 by equity capitalization ($2.37B). Within this direct 5-issuer industry benchmark cohort, BLKB leads on earnings valuation at 20.6x trailing P/E, while BLKB leads on capital efficiency and profitability with 13.3% ROIC and 58.8% gross margin. BLKB currently leads its immediate peer cohort in composite quantitative strength at 61/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BLKB ACTIVE Blackbaud Inc.	C-	61/100	20.6x	58.8%	13.3%	+0.38%	$2.37B	Benchmark Subject
NCNO nCino Inc.	C-	60/100	—	60.6%	0.2%	-0.97%	$2.37B	/ncno-vs-blkb →
VERX Vertex Inc. (Class A)	D+	58/100	—	64.3%	0.7%	+0.34%	$2.41B	/verx-vs-blkb →
KC Kingsoft Cloud Holdings Limited	D-	42/100	—	15.7%	-9.7%	-5.56%	$2.44B	/kc-vs-blkb →
ASAN Asana Inc. (Class A)	D+	52/100	—	89.0%	-35.0%	-4.17%	$2.58B	/asan-vs-blkb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001280058

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Blackbaud Inc. (BLKB) reported GAAP revenue of $1.13B (-2.3% vs. FY2024 revenue of $1.15B , and +1.9% cumulative change since FY2023) , GAAP net income of $115.0M, operating cash flow of $265.6M, and free cash flow of $257.8M (-10.7% YoY). On the balance sheet, BLKB closed FY2025 with $2.39B in total assets against $1.09B in total debt (Altman Z-Score: 1.23, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.13B	$115.0M	$265.6M	$257.8M	$2.39B	$1.09B
FY2024 (FY)	2024-12-31	$1.15B	-$283.2M	$296.0M	$288.5M	$2.50B	$1.05B
FY2023 (FY)	2023-12-31	$1.11B	$1.8M	$199.6M	$199.6M	—	—

3. BLKB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BLKB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BLKB compare to NCNO and VERX in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for BLKB?

Where is BLKB trading relative to its 50-day, 200-day, and 52-week technical levels?

BLKB last traded at $52.71 (+0.38% on volume of 510,008 shares), positioning the stock +11.44% above its 50-day simple moving average ($47.30) and +27.81% above its 200-day simple moving average ($41.24). Across its 52-week range of $25.58 to $65.53, BLKB sits at the 67.9% percentile with a 14-day RSI of 60.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.6% ($48.18 to $57.24).

BLKB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell BLKB stock right now?

Blackbaud Inc. (BLKB) currently earns a Roarable Rating of C- (Hold — HOLD) with 61/100 RQD Confidence. Solid 59% profit margin (13% return on capital), mixed timing at 21x P/E—hold if owned, no rush to chase.

What is BLKB's 12-month price target and RQD AI Jury consensus?

BLKB's 12-month base price target is $53.42 (range $41.67 to $68.81), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: BLKB RQD Cockpit BLKB 12M Forecast BLKB Earnings & Move BLKB Dividends & DRIP BLKB Insiders & 13F BLKB Whale Options BLKB Profit Sankey BLKB News & Why