Stock Ratings / Financials / WRLD / options

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World Acceptance Corporation (WRLD) Options Positioning, Max Pain & Unusual Sweeps

$175.92 +1.02% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

World Acceptance Corporation (WRLD) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $820.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WRLD)Realized 20D OHLCV Swing Band: ±7.4%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±7.4%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (WRLD)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for WRLD.

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Whale Flow & Momentum Playbook: Evaluating WRLD & AI Leaders Without Chasing Tops

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WRLD // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +19.54%⚡ TESTING RESISTANCE

2026-10-30O $175.8H $175.9L $162.8C $175.9VOL 77.5K

RES: $181.1SUP: $159.6SMA50: $178.7SMA200: $163.5

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WRLD Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WRLD Butterfly Map → + Track WRLD →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

17.5%/yr Implied 5Y Growth

vs. +3.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WRLD today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WRLD. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WRLD today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WRLD)

Financials Rank #287 of 1096 ⚔️ CD vs WRLD Full Matrix →

1. Head-to-Head Financials Peer Comparison (WRLD vs. CD, PSEC, BUR, CGBD)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, World Acceptance Corporation (WRLD) ranks #287 by composite RQD confidence (66/100, grade C+) and #598 by equity capitalization ($820.3M). Within this direct 5-issuer industry benchmark cohort, CGBD leads on earnings valuation at 10.6x trailing P/E, while WRLD leads on capital efficiency and profitability with 9.8% ROIC and — gross margin. WRLD currently leads its immediate peer cohort in composite quantitative strength at 66/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
WRLD ACTIVE World Acceptance Corporation	C+	66/100	23.7x	—	9.8%	+1.02%	$820.3M	Benchmark Subject
CD Chaince Digital Holdings Inc.	E	27/100	—	—	-7.2%	-17.60%	$829.4M	/cd-vs-wrld →
PSEC Prospect Capital Corporation	D	50/100	—	—	-16.6%	+6.58%	$864.8M	/psec-vs-wrld →
BUR Burford Capital Limited	D	46/100	12.2x	—	9.7%	+3.25%	$763.7M	/bur-vs-wrld →
CGBD Carlyle Secured Lending Inc.	D	50/100	10.6x	—	6.0%	+2.27%	$743.8M	/cgbd-vs-wrld →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0000108385

In its most recent audited fiscal period (FY2025, filed 2026-03-31), World Acceptance Corporation (WRLD) reported GAAP revenue of $585.2M (+3.7% vs. FY2024 revenue of $564.2M , and +2.2% cumulative change since FY2023) , GAAP net income of $34.6M, operating cash flow of $259.4M, and free cash flow of $255.5M (+2.0% YoY). On the balance sheet, WRLD closed FY2025 with $1.14B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-03-31	$585.2M	$34.6M	$259.4M	$255.5M	$1.14B	—
FY2024 (FY)	2025-03-31	$564.2M	$89.2M	$254.2M	$250.5M	$1.11B	—
FY2023 (FY)	2024-03-31	$572.8M	$77.0M	$265.8M	$265.8M	—	—

3. WRLD Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WRLD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, World Acceptance Corporation (NASDAQ: WRLD) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $175.92 (+1.02% 1D, market cap $820.3M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, WRLD ranks #287 in composite RQD confidence.

How does WRLD compare to CD and PSEC in the Financials sector?

Within the Financials sector (Finance: Consumer Services), WRLD carries a Roarable C+ (66/100 RQD), trailing P/E of 23.7x, gross margin of —, and ROIC of 9.8%. By comparison, CD (Chaince Digital Holdings Inc.) holds a E grade (27/100 RQD, P/E N/A, ROIC -7.2%, cap $829.4M) and PSEC (Prospect Capital Corporation) posts a D grade (50/100 RQD, P/E N/A, ROIC -16.6%, cap $864.8M). Among the 5-stock peer group, CGBD leads on earnings multiple (10.6x) while WRLD leads on capital efficiency (9.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WRLD?

Per WRLD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0000108385), World Acceptance Corporation generated $585.2M in revenue (+3.7% YoY), $34.6M in net income, and $255.5M in free cash flow against $1.14B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WRLD trading relative to its 50-day, 200-day, and 52-week technical levels?

WRLD last traded at $175.92 (+1.02% on volume of 48,835 shares), positioning the stock -1.53% below its 50-day simple moving average ($178.65) and +7.61% above its 200-day simple moving average ($163.48). Across its 52-week range of $110.00 to $227.68, WRLD sits at the 56.0% percentile with a 14-day RSI of 38.4 (NEUTRAL RANGE) and an implied next-earnings move of ±7.4% ($162.90 to $188.94).

WRLD Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is WRLD's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for WRLD.

Direct Sub-Reports: WRLD RQD Cockpit WRLD 12M Forecast WRLD Earnings & Move WRLD Dividends & DRIP WRLD Insiders & 13F WRLD Whale Options WRLD Profit Sankey WRLD News & Why