MARKET WIREReuters • 2h ago
Iran's IRGC Navy says two tankers 'exploded' after hitting mines in Hormuz - ReutersIran's IRGC Navy says two tankers 'exploded' after hitting mines in Hormuz Reuters
Why WRLD Stock advanced +1.02% Today — RQD Quant Desk Flash
$175.92 +1.02% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $175.91
World Acceptance Corporation (WRLD) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C+ • HOLD / WATCH
Cap $820.3M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $175.90 (-0.01%)🧬 Cannibal Buyback (-0.96% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 43.7% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 66/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.4% avg 90D alpha vs SPY • 56.0% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C · Rk B-
Each axis scored 0–20
12M PRICE TARGET CONE+3.6% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WRLD)Realized 20D OHLCV Swing Band: ±7.4%
Deterministic 5-Pillar Attribution (66/100 Composite)
🔍 WHY WRLD SCORES 66/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (23% of score)
FRED Regime × Technicals: 56% of 52W Range • RSI-14 at 38.4 (NEUTRAL RANGE)
▲ #2 Bullish Driver: Cash Engine Quality+14/20 pts (21% of score)
SEC XBRL FY 2025 (10-K): 43.7% FCF Margin ($255.5M FCF) & 52% Gross Margin
▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution11/20 pts (-9 pt drag)
Cannibal Buyback (-0.96% YoY Shares) & executive Form 4 sales trim 9 pts from alignment
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C$175.48-2.2% Next Q
58
Q2 (-2Q)Grade C$171.64-2.7% Next Q
61
Q3 (-1Q)Grade C+$167.04+5.3% Next Q
63
CurrentGrade C+$175.92+1.4% Hist 90D α
66
Trajectory: C (58) → C+ (66)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the WRLD Bull Thesis Could Fail
Even with a 66/100 (C+) score, WRLD faces multiple-compression risk if 23.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-0.96% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($178.65) or 200D SMA ($163.48) invalidates the momentum regime and cuts Target Base ($182.25) toward Bear Floor ($142.16).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $WRLD• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WRLD Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why WRLD Stock advanced +1.02% Today — RQD Quant Desk Flash
World Acceptance Corporation (WRLD) advanced +1.02% to $175.92, trading at 56% of its 52-week range ($110 – $227.68). Solid steady margins (10% return on capital), mixed timing at 24x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 56% of its 52-week range ($110 – $227.68) with RSI-14 at 38.4 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±7.4% around $175.92 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $255.5M annual free cash flow.
Live WRLD Headlines & Catalysts
MARKET WIRECNBC • 4h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
MARKET WIRECNBC • 4h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 6h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 7h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 8h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 8h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 9h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (WRLD Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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WRLD // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +19.54%⚡ TESTING RESISTANCE
2026-10-30O $175.8H $175.9L $162.8C $175.9VOL 77.5K
RES: $181.1SUP: $159.6SMA50: $178.7SMA200: $163.5
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
WRLD Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
17.5%/yr Implied 5Y Growth
vs. +3.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on WRLD today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for WRLD. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WRLD today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WRLD)
Financials Rank #287 of 1096
⚔️ CD vs WRLD Full Matrix →
1. Head-to-Head Financials Peer Comparison (WRLD vs. CD, PSEC, BUR, CGBD)
Industry: Finance: Consumer Services (156 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, World Acceptance Corporation (WRLD) ranks #287 by composite RQD confidence (66/100, grade C+) and #598 by equity capitalization ($820.3M). Within this direct 5-issuer industry benchmark cohort, CGBD leads on earnings valuation at 10.6x trailing P/E, while WRLD leads on capital efficiency and profitability with 9.8% ROIC and — gross margin. WRLD currently leads its immediate peer cohort in composite quantitative strength at 66/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| WRLD
ACTIVE
World Acceptance Corporation | C+ | 66/100 | 23.7x | — | 9.8% | +1.02% | $820.3M | Benchmark Subject |
| CD Chaince Digital Holdings Inc. | E | 27/100 | — | — | -7.2% | -17.60% | $829.4M | /cd-vs-wrld → |
| PSEC Prospect Capital Corporation | D | 50/100 | — | — | -16.6% | +6.58% | $864.8M | /psec-vs-wrld → |
| BUR Burford Capital Limited | D | 46/100 | 12.2x | — | 9.7% | +3.25% | $763.7M | /bur-vs-wrld → |
| CGBD Carlyle Secured Lending Inc. | D | 50/100 | 10.6x | — | 6.0% | +2.27% | $743.8M | /cgbd-vs-wrld → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0000108385In its most recent audited fiscal period (FY2025, filed 2026-03-31), World Acceptance Corporation (WRLD) reported GAAP revenue of $585.2M (+3.7% vs. FY2024 revenue of $564.2M , and +2.2% cumulative change since FY2023) , GAAP net income of $34.6M, operating cash flow of $259.4M, and free cash flow of $255.5M (+2.0% YoY). On the balance sheet, WRLD closed FY2025 with $1.14B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2026-03-31 | $585.2M | $34.6M | $259.4M | $255.5M | $1.14B | — |
| FY2024 (FY) | 2025-03-31 | $564.2M | $89.2M | $254.2M | $250.5M | $1.11B | — |
| FY2023 (FY) | 2024-03-31 | $572.8M | $77.0M | $265.8M | $265.8M | — | — |
3. WRLD Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs WRLD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, World Acceptance Corporation (NASDAQ: WRLD) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $175.92 (+1.02% 1D, market cap $820.3M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, WRLD ranks #287 in composite RQD confidence.
How does WRLD compare to CD and PSEC in the Financials sector?
Within the Financials sector (Finance: Consumer Services), WRLD carries a Roarable C+ (66/100 RQD), trailing P/E of 23.7x, gross margin of —, and ROIC of 9.8%. By comparison, CD (Chaince Digital Holdings Inc.) holds a E grade (27/100 RQD, P/E N/A, ROIC -7.2%, cap $829.4M) and PSEC (Prospect Capital Corporation) posts a D grade (50/100 RQD, P/E N/A, ROIC -16.6%, cap $864.8M). Among the 5-stock peer group, CGBD leads on earnings multiple (10.6x) while WRLD leads on capital efficiency (9.8% ROIC).
What are the biggest fundamental strengths and SEC risk factors for WRLD?
Per WRLD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0000108385), World Acceptance Corporation generated $585.2M in revenue (+3.7% YoY), $34.6M in net income, and $255.5M in free cash flow against $1.14B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is WRLD trading relative to its 50-day, 200-day, and 52-week technical levels?
WRLD last traded at $175.92 (+1.02% on volume of 48,835 shares), positioning the stock -1.53% below its 50-day simple moving average ($178.65) and +7.61% above its 200-day simple moving average ($163.48). Across its 52-week range of $110.00 to $227.68, WRLD sits at the 56.0% percentile with a 14-day RSI of 38.4 (NEUTRAL RANGE) and an implied next-earnings move of ±7.4% ($162.90 to $188.94).
WRLD Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is WRLD stock moving today?
Why WRLD Stock advanced +1.02% Today — RQD Quant Desk Flash. Solid steady margins (10% return on capital), mixed timing at 24x P/E—hold if owned, no rush to chase.