Stock Ratings / Financials / WLTH / financials

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Wealthfront Corporation (WLTH) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$10.56 +1.54% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $10.57

Wealthfront Corporation (WLTH) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $1.65B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $10.57 (+0.09%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 41.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WLTH)Realized 20D OHLCV Swing Band: ±9.7%

Deterministic 5-Pillar Attribution (56/100 Composite)

🔍 WHY WLTH SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+14/20 pts (25% of score)

20D Institutional Volume Accumulation (±9.7% realized swing band)

▲ #2 Bullish Driver: Macro Regime Fit+14/20 pts (25% of score)

FRED Regime × Technicals: 45% of 52W Range • RSI-14 at 46.5 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk8/20 pts (-12 pt drag)

Balance-sheet & 10-K footnote risk deducts 12 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$10.82-1.8% Next Q

Q2 (-2Q)

Grade C$10.63+4.8% Next Q

Q3 (-1Q)

Grade C$11.14-5.2% Next Q

Current

Grade D+$10.56-0.4% Hist 90D α

Trajectory: C+ (64) → D+ (56)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the WLTH Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 56/100 (D+) score, WLTH faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($10.18) or 200D SMA ($9.68) invalidates the momentum regime and cuts Target Base ($10.46) toward Bear Floor ($8.16).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WLTH• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “WLTH Beats Next Quarter EPS Consensus (Jan 30, 2027) & Holds Above 200D SMA”

YES 56%NO 44%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How WLTH Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$152.2M (41.7% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $216.7M

FY24

Rev $308.9M

FY25

Rev $365.0M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$365.0M	52%	0%	-$42.1M	$152.2M	-6.8%
FY 2024	$308.9M	52%	0%	$194.4M	$123.2M	-6.8%
FY 2023	$216.7M	52%	0%	$77.0M	$72.9M	-6.8%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WLTH)

✓Walkthrough of WLTH's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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WLTH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +0.28%▲ ASCENDING CHANNEL

2026-10-30O $10.46H $10.56L $10.03C $10.56VOL 2.31M

RES: $12.07SUP: $9.63SMA50: $10.18SMA200: $9.68

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WLTH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WLTH Butterfly Map → + Track WLTH →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +18.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WLTH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WLTH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WLTH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WLTH)

Financials Rank #677 of 1096 ⚔️ TRIN vs WLTH Full Matrix →

1. Head-to-Head Financials Peer Comparison (WLTH vs. TRIN, PGY, ATLC, HAPN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Wealthfront Corporation (WLTH) ranks #677 by composite RQD confidence (56/100, grade D+) and #467 by equity capitalization ($1.65B). Within this direct 5-issuer industry benchmark cohort, ATLC leads on earnings valuation at 12.3x trailing P/E, while PGY leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. PGY currently holds the highest overall quantitative score in the immediate peer group at 79/100 (B+) compared with WLTH at 56/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
WLTH ACTIVE Wealthfront Corporation	D+	56/100	—	—	-6.8%	+1.54%	$1.65B	Benchmark Subject
TRIN Trinity Capital Inc.	D-	40/100	—	—	—	+0.88%	$1.63B	/trin-vs-wlth →
PGY Pagaya Technologies Ltd. (Class A)	B+	79/100	21.3x	—	85.0%	+1.66%	$1.74B	/pgy-vs-wlth →
ATLC Atlanticus Holdings Corporation	C+	68/100	12.3x	—	19.8%	+7.10%	$1.49B	/atlc-vs-wlth →
HAPN Happen Inc.	D+	56/100	13.6x	—	9.0%	+11.86%	$1.85B	/hapn-vs-wlth →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-01-31 • CIK 0001524566

In its most recent audited fiscal period (FY2025, filed 2026-01-31), Wealthfront Corporation (WLTH) reported GAAP revenue of $365.0M (+18.2% vs. FY2024 revenue of $308.9M , and +68.4% cumulative change since FY2023) , GAAP net income of -$42.1M, operating cash flow of $152.2M, and free cash flow of $152.2M (+23.6% YoY). On the balance sheet, WLTH closed FY2025 with $1.42B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-01-31	$365.0M	-$42.1M	$152.2M	$152.2M	$1.42B	—
FY2024 (FY)	2025-01-31	$308.9M	$194.4M	$123.2M	$123.2M	$435.2M	—
FY2023 (FY)	2024-01-31	$216.7M	$77.0M	$72.9M	$72.9M	—	—

3. WLTH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WLTH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Wealthfront Corporation (NASDAQ: WLTH) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $10.56 (+1.54% 1D, market cap $1.65B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, WLTH ranks #677 in composite RQD confidence.

How does WLTH compare to TRIN and PGY in the Financials sector?

Within the Financials sector (Finance: Consumer Services), WLTH carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -6.8%. By comparison, TRIN (Trinity Capital Inc.) holds a D- grade (40/100 RQD, P/E N/A, ROIC —, cap $1.63B) and PGY (Pagaya Technologies Ltd. (Class A)) posts a B+ grade (79/100 RQD, P/E 21.3x, ROIC 85.0%, cap $1.74B). Among the 5-stock peer group, ATLC leads on earnings multiple (12.3x) while PGY leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WLTH?

Per WLTH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001524566), Wealthfront Corporation generated $365.0M in revenue (+18.2% YoY), -$42.1M in net income, and $152.2M in free cash flow against $1.42B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WLTH trading relative to its 50-day, 200-day, and 52-week technical levels?

WLTH last traded at $10.56 (+1.54% on volume of 1,610,765 shares), positioning the stock +3.73% above its 50-day simple moving average ($10.18) and +9.09% above its 200-day simple moving average ($9.68). Across its 52-week range of $7.20 to $14.75, WLTH sits at the 44.5% percentile with a 14-day RSI of 46.5 (NEUTRAL RANGE) and an implied next-earnings move of ±9.7% ($9.54 to $11.58).

WLTH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Wealthfront Corporation (WLTH)?

In FY 2025 (10-K), WLTH converted $365.0M of revenue into a 52% gross margin, 0% operating margin, and $152.2M in free cash flow (41.7% FCF margin).

Direct Sub-Reports: WLTH RQD Cockpit WLTH 12M Forecast WLTH Earnings & Move WLTH Dividends & DRIP WLTH Insiders & 13F WLTH Whale Options WLTH Profit Sankey WLTH News & Why