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Trinity Capital Inc. (TRIN) — RQD Stock Rating Cockpit

$17.24 +0.88% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $17.23

Trinity Capital Inc. (TRIN) carries a Roarable Rating of D- (Sell) with 40/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $1.63B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $17.23 (-0.03%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.4% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-8.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TRIN)Realized 20D OHLCV Swing Band: ±4.3%

Deterministic 5-Pillar Attribution (40/100 Composite)

🔍 WHY TRIN SCORES 40/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 1/9

▲ #2 Bullish Driver: Macro Regime Fit+10/20 pts (25% of score)

FRED Regime × Technicals: 65% of 52W Range • RSI-14 at 50.4 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Cash Engine Quality5/20 pts (-15 pt drag)

Capital intensity & 0% operating margin leave 15 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$17.10-5.9% Next Q

Q2 (-2Q)

Grade E$16.09+1.6% Next Q

Q3 (-1Q)

Grade E$16.34+5.5% Next Q

Current

Grade D-$17.24-7.4% Hist 90D α

Trajectory: E (32) → D- (40)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TRIN Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TRIN currently carries a cautious 40/100 (D-) rating due to Cash Engine Quality (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($17.51) and Max Pain ($18.10) forces dealer call-delta covering toward $19.84.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TRIN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TRIN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 40%NO 60%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

50.430 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

1 / 99-Pt Accounting

52-WEEK LASER RANGE65% OF RANGE

L: $14$17.24H: $19

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: ERQD 5 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 15 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 20 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on TRIN

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (25)

14.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 1/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (42)

15/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like TRIN

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TRIN)

✓Walkthrough of TRIN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

TRIN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +3.79%📐 HORIZONTAL RANGE

2026-10-30O $17.20H $17.24L $16.85C $17.24VOL 744.0K

RES: $19.75SUP: $15.65SMA50: $17.51SMA200: $16.70

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TRIN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TRIN Butterfly Map → + Track TRIN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TRIN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TRIN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TRIN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TRIN)

Financials Rank #981 of 1096 ⚔️ WLTH vs TRIN Full Matrix →

1. Head-to-Head Financials Peer Comparison (TRIN vs. WLTH, PGY, ATLC, HAPN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Trinity Capital Inc. (TRIN) ranks #981 by composite RQD confidence (40/100, grade D-) and #469 by equity capitalization ($1.63B). Within this direct 5-issuer industry benchmark cohort, ATLC leads on earnings valuation at 12.3x trailing P/E, while PGY leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. PGY currently holds the highest overall quantitative score in the immediate peer group at 79/100 (B+) compared with TRIN at 40/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TRIN ACTIVE Trinity Capital Inc.	D-	40/100	—	—	—	+0.88%	$1.63B	Benchmark Subject
WLTH Wealthfront Corporation	D+	56/100	—	—	-6.8%	+1.54%	$1.65B	/wlth-vs-trin →
PGY Pagaya Technologies Ltd. (Class A)	B+	79/100	21.3x	—	85.0%	+1.66%	$1.74B	/pgy-vs-trin →
ATLC Atlanticus Holdings Corporation	C+	68/100	12.3x	—	19.8%	+7.10%	$1.49B	/atlc-vs-trin →
HAPN Happen Inc.	D+	56/100	13.6x	—	9.0%	+11.86%	$1.85B	/hapn-vs-trin →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001786108

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Trinity Capital Inc. (TRIN) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $0, operating cash flow of -$535.5M, and free cash flow of -$535.5M (-69.0% YoY). On the balance sheet, TRIN closed FY2025 with $2.48B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$0	-$535.5M	-$535.5M	$2.48B	—
FY2024 (FY)	2024-12-31	$0	$0	-$316.9M	-$316.9M	$1.77B	—

3. TRIN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TRIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Trinity Capital Inc. (NYSE: TRIN) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $17.24 (+0.88% 1D, market cap $1.63B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, TRIN ranks #981 in composite RQD confidence.

How does TRIN compare to WLTH and PGY in the Financials sector?

Within the Financials sector (Finance: Consumer Services), TRIN carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, WLTH (Wealthfront Corporation) holds a D+ grade (56/100 RQD, P/E N/A, ROIC -6.8%, cap $1.65B) and PGY (Pagaya Technologies Ltd. (Class A)) posts a B+ grade (79/100 RQD, P/E 21.3x, ROIC 85.0%, cap $1.74B). Among the 5-stock peer group, ATLC leads on earnings multiple (12.3x) while PGY leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TRIN?

Per TRIN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001786108), Trinity Capital Inc. generated $0 in revenue, $0 in net income, and -$535.5M in free cash flow against $2.48B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TRIN trading relative to its 50-day, 200-day, and 52-week technical levels?

TRIN last traded at $17.24 (+0.88% on volume of 833,347 shares), positioning the stock -1.54% below its 50-day simple moving average ($17.51) and +3.23% above its 200-day simple moving average ($16.70). Across its 52-week range of $14.13 to $18.90, TRIN sits at the 65.2% percentile with a 14-day RSI of 50.4 (NEUTRAL RANGE) and an implied next-earnings move of ±4.3% ($16.50 to $17.98).

TRIN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell TRIN stock right now?

Trinity Capital Inc. (TRIN) currently earns a Roarable Rating of D- (Sell — SELL) with 40/100 RQD Confidence. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.

What is TRIN's 12-month price target and RQD AI Jury consensus?

TRIN's 12-month base price target is $15.84 (range $12.36 to $19.84), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: TRIN RQD Cockpit TRIN 12M Forecast TRIN Earnings & Move TRIN Dividends & DRIP TRIN Insiders & 13F TRIN Whale Options TRIN Profit Sankey TRIN News & Why