Stock Ratings / Consumer Discretionary / TTEC / financials

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TTEC Holdings Inc. (TTEC) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$1.57 +7.53% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.59

TTEC Holdings Inc. (TTEC) carries a Roarable Rating of D (Sell) with 48/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (48/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $77.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is TTEC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, TTEC Holdings Inc. (NASDAQ: TTEC) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 48/100 at a spot price of $1.57 (+7.53% 1D, market cap $77.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 5/20. Across 1011 tracked Consumer Discretionary issuers, TTEC ranks #688 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does TTEC compare to MHH and DLHC in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Professional Services), TTEC carries a Roarable D (48/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, MHH (Mastech Digital Inc) holds a C grade (64/100 RQD, P/E N/A, ROIC 0.0%, cap $76.0M) and DLHC (DLH Holdings Corp.) posts a D grade (46/100 RQD, P/E N/A, ROIC 5.8%, cap $53.0M). Among the 5-stock peer group, TTEC leads on earnings multiple (N/A) while DLHC leads on capital efficiency (5.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TTEC?

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Per TTEC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001013880), TTEC Holdings Inc. generated $2.14B in revenue (-3.2% YoY), -$185.1M in net income, and $83.0M in free cash flow against $1.50B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.59 (+1.17%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 3.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (48/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.6% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-4.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TTEC)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (48/100 Composite)

🔍 WHY TTEC SCORES 48/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+13/20 pts (27% of score)

FRED Regime × Technicals: 14% of 52W Range • RSI-14 at 56.8 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Whale & Options Positioning+12/20 pts (25% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Disciplined Float (+0.72% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$1.58-4.4% Next Q

Q2 (-2Q)

Grade C-$1.51+0% Next Q

Q3 (-1Q)

Grade C-$1.51+4% Next Q

Current

Grade D$1.57-5.6% Hist 90D α

Trajectory: C (56) → D (48)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TTEC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TTEC currently carries a cautious 48/100 (D) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.39) and Max Pain ($1.65) forces dealer call-delta covering toward $4.19.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TTEC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TTEC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 48%NO 52%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How TTEC Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$83.0M (3.9% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $2.46B

FY24

Rev $2.21B

FY25

Rev $2.14B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$2.14B	52%	-5.5%	-$185.1M	$83.0M	-45%
FY 2024	$2.21B	52%	-7.9%	-$310.6M	-$104.0M	-45%
FY 2023	$2.46B	52%	4.8%	$18.3M	$144.8M	-35%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TTEC)

✓Walkthrough of TTEC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TTEC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -46.05%▼ DESCENDING CHANNEL

2026-10-30O $1.54H $1.62L $1.53C $1.57VOL 280.7K

RES: $2.44SUP: $0.75SMA50: $1.39SMA200: $2.25

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TTEC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TTEC Butterfly Map → + Track TTEC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -3.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TTEC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TTEC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TTEC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TTEC)

Consumer Discretionary Rank #688 of 1011 ⚔️ MHH vs TTEC Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (TTEC vs. MHH, DLHC, RTB, CTM)

Industry: Professional Services (48 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, TTEC Holdings Inc. (TTEC) ranks #688 by composite RQD confidence (48/100, grade D) and #775 by equity capitalization ($77.4M). Within this direct 5-issuer industry benchmark cohort, TTEC leads on earnings valuation at N/A trailing P/E, while DLHC leads on capital efficiency and profitability with 5.8% ROIC and — gross margin. MHH currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with TTEC at 48/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TTEC ACTIVE TTEC Holdings Inc.	D	48/100	—	—	-35.0%	+7.53%	$77.4M	Benchmark Subject
MHH Mastech Digital Inc	C	64/100	—	27.7%	0.0%	-0.47%	$76.0M	/mhh-vs-ttec →
DLHC DLH Holdings Corp.	D	46/100	—	—	5.8%	-0.54%	$53.0M	/dlhc-vs-ttec →
RTB RTB Digital Inc.	D-	41/100	—	47.7%	-35.0%	+1.15%	$118.6M	/rtb-vs-ttec →
CTM Castellum Inc.	D-	36/100	—	36.6%	-6.2%	-4.32%	$47.9M	/ctm-vs-ttec →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001013880

In its most recent audited fiscal period (FY2025, filed 2025-12-31), TTEC Holdings Inc. (TTEC) reported GAAP revenue of $2.14B (-3.2% vs. FY2024 revenue of $2.21B , and -13.2% cumulative change since FY2023) , GAAP net income of -$185.1M, operating cash flow of $121.1M, and free cash flow of $83.0M (+179.8% YoY). On the balance sheet, TTEC closed FY2025 with $1.50B in total assets against $0 in total debt (Altman Z-Score: 1.79, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.14B	-$185.1M	$121.1M	$83.0M	$1.50B	—
FY2024 (FY)	2024-12-31	$2.21B	-$310.6M	-$58.8M	-$104.0M	$1.75B	—
FY2023 (FY)	2023-12-31	$2.46B	$18.3M	$144.8M	$144.8M	—	—

3. TTEC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TTEC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does TTEC compare to MHH and DLHC in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for TTEC?

Where is TTEC trading relative to its 50-day, 200-day, and 52-week technical levels?

TTEC last traded at $1.57 (+7.53% on volume of 816,292 shares), positioning the stock +12.95% above its 50-day simple moving average ($1.39) and -30.22% below its 200-day simple moving average ($2.25). Across its 52-week range of $1.18 to $3.99, TTEC sits at the 13.9% percentile with a 14-day RSI of 56.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($1.37 to $1.77).