Stock Ratings / Consumer Discretionary / TTEC / dividends

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TTEC Holdings Inc. (TTEC) Dividend Safety Gauge & 10-Year DRIP Compounder

$1.59 +1.27% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.59

TTEC Holdings Inc. (TTEC) carries a Roarable Rating of D- (Sell) with 38/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $77.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on TTEC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is TTEC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, TTEC Holdings Inc. (NASDAQ: TTEC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $1.59 (+1.27% 1D, market cap $77.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 5/20. Across 1011 tracked Consumer Discretionary issuers, TTEC ranks #773 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does TTEC compare to MHH and DLHC in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Professional Services), TTEC carries a Roarable D- (38/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, MHH (Mastech Digital Inc) holds a D+ grade (53/100 RQD, P/E N/A, ROIC 0.0%, cap $76.0M) and DLHC (DLH Holdings Corp.) posts a D- grade (40/100 RQD, P/E N/A, ROIC 5.8%, cap $53.0M). Among the 5-stock peer group, TTEC leads on earnings multiple (N/A) while DLHC leads on capital efficiency (5.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TTEC?

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Per TTEC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001013880), TTEC Holdings Inc. generated $2.14B in revenue (-3.2% YoY), -$185.1M in net income, and $83.0M in free cash flow against $1.50B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.59 (+0.04%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 3.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.8% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-8.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TTEC)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (38/100 Composite)

🔍 WHY TTEC SCORES 38/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+10/20 pts (26% of score)

SEC XBRL FY 2025 (10-K): 3.9% FCF Margin ($83.0M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: Whale & Options Positioning+9/20 pts (24% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Disciplined Float (+0.72% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$1.67-3% Next Q

Q2 (-2Q)

Grade D$1.62-6.8% Next Q

Q3 (-1Q)

Grade D$1.51+5.3% Next Q

Current

Grade D-$1.59-7.8% Hist 90D α

Trajectory: D (46) → D- (38)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TTEC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TTEC currently carries a cautious 38/100 (D-) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.40) and Max Pain ($1.67) forces dealer call-delta covering toward $4.19.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TTEC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TTEC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 38%NO 62%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $307/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.1K

Yr 2

$11.7K

Yr 3

$12.4K

Yr 4

$13.1K

Yr 5

$13.8K

Yr 6

$14.5K

Yr 7

$15.3K

Yr 8

$16.2K

Yr 9

$17.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TTEC)

✓Walkthrough of TTEC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TTEC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -42.81%⚡ TESTING RESISTANCE

2026-11-02O $1.46H $1.59L $1.46C $1.59VOL 816.3K

RES: $1.60SUP: $0.73SMA50: $1.40SMA200: $2.24

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TTEC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TTEC Butterfly Map → + Track TTEC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -3.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TTEC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TTEC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TTEC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TTEC)

Consumer Discretionary Rank #773 of 1011 ⚔️ MHH vs TTEC Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (TTEC vs. MHH, DLHC, RTB, CTM)

Industry: Professional Services (48 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, TTEC Holdings Inc. (TTEC) ranks #773 by composite RQD confidence (38/100, grade D-) and #775 by equity capitalization ($77.4M). Within this direct 5-issuer industry benchmark cohort, TTEC leads on earnings valuation at N/A trailing P/E, while DLHC leads on capital efficiency and profitability with 5.8% ROIC and — gross margin. MHH currently holds the highest overall quantitative score in the immediate peer group at 53/100 (D+) compared with TTEC at 38/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TTEC ACTIVE TTEC Holdings Inc.	D-	38/100	—	—	-35.0%	+1.27%	$77.4M	Benchmark Subject
MHH Mastech Digital Inc	D+	53/100	—	27.7%	0.0%	-0.79%	$76.0M	/mhh-vs-ttec →
DLHC DLH Holdings Corp.	D-	40/100	—	—	5.8%	-0.82%	$53.0M	/dlhc-vs-ttec →
RTB RTB Digital Inc.	E	29/100	—	47.7%	-35.0%	-6.43%	$118.6M	/rtb-vs-ttec →
CTM Castellum Inc.	E	33/100	—	36.6%	-6.2%	-4.00%	$47.9M	/ctm-vs-ttec →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001013880

In its most recent audited fiscal period (FY2025, filed 2025-12-31), TTEC Holdings Inc. (TTEC) reported GAAP revenue of $2.14B (-3.2% vs. FY2024 revenue of $2.21B , and -13.2% cumulative change since FY2023) , GAAP net income of -$185.1M, operating cash flow of $121.1M, and free cash flow of $83.0M (+179.8% YoY). On the balance sheet, TTEC closed FY2025 with $1.50B in total assets against $0 in total debt (Altman Z-Score: 1.79, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.14B	-$185.1M	$121.1M	$83.0M	$1.50B	—
FY2024 (FY)	2024-12-31	$2.21B	-$310.6M	-$58.8M	-$104.0M	$1.75B	—
FY2023 (FY)	2023-12-31	$2.46B	$18.3M	$144.8M	$144.8M	—	—

3. TTEC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TTEC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does TTEC compare to MHH and DLHC in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for TTEC?

Where is TTEC trading relative to its 50-day, 200-day, and 52-week technical levels?

TTEC last traded at $1.59 (+1.27% on volume of 280,716 shares), positioning the stock +13.57% above its 50-day simple moving average ($1.40) and -29.02% below its 200-day simple moving average ($2.24). Across its 52-week range of $1.18 to $3.99, TTEC sits at the 14.6% percentile with a 14-day RSI of 55.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($1.39 to $1.79).

TTEC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does TTEC pay a dividend and is it safe?

TTEC Holdings Inc. (TTEC) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: TTEC RQD Cockpit TTEC 12M Forecast TTEC Earnings & Move TTEC Dividends & DRIP TTEC Insiders & 13F TTEC Whale Options TTEC Profit Sankey TTEC News & Why

ROARABLE RATING BRIEF • RQD 38/100 (D-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

TTEC — TTEC Holdings Inc.: What the Facts Mean to a Prospective Investor

Engine: Haiku 5.5 Dossier Pipeline

As of: 2026-11-02T14:19Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD 5-pillar rating engine, TTEC Holdings Inc. (TTEC) carries a composite score of 38/100 (D- — Roarable Sell — Vulnerable Balance Sheet & Flow) at a current price of $1.59 (+1.27%). Fundamental cash generation scores 10/20 (ROIC -35.0%, FCF yield —), institutional 13F whale accumulation scores 9/20, insider conviction scores 5/20, macro regime alignment scores 6/20 (Beta 1.00), and forensic balance-sheet protection scores 8/20 (Altman Z-Score 1.79, Piotroski F-Score 5/9).

Investor Implication: At current trailing P/E and current forward P/E within Professional Services, upside depends on sustained operating margin expansion (-5.5%) and free cash flow conversion relative to the 52-week range of $1.18 – $3.99.

Butterfly Effect: Supply-Chain, Sector & Catalyst Ripples

Operating in Professional Services (Consumer Discretionary), TTEC is sensitive to 2nd-order capital expenditure cycles, input cost spreads (gross margin —), and institutional positioning across its peer cohort. Prospective investors should monitor quarterly order backlog conversion, sector capex guidance, and Form 4 insider cluster activity (0 recent filings tracked).

Open Questions to Watch: (1) Margin trajectory vs. peer median; (2) FCF conversion sustainability over the next 4 quarters; (3) Institutional 13F rebalancing around upcoming earnings.

TTEC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for TTEC Holdings Inc. (TTEC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to TTEC Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo • 12d ago

TTEC Digital Unveils 40+ AI Agents on Google Cloud Gemini Enterprise for CX to Help Modernize Government Experiences

New suite of prebuilt AI agents helps government agencies deploy AI with speed and securityAUSTIN, Texas, Oct. 20, 2026 (GLOBE NEWSWIRE) -- TTEC Digital, one of the largest pure‑play customer experience (CX) solutions pa

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 83d ago

TTEC Holdings, Inc. Q2 2026 Earnings Call Summary

Moby summary of TTEC Holdings, Inc.'s Q2 2026 earnings call

Read Full Source ↗

🔴 RISK WATCH Yahoo Finance • 27d ago

TTEC Recognized by Everest Group for Sixth Consecutive Year in CXM Services PEAK Matrix® Assessment for the Americas

Everest Group recognizes TTEC’s CXM capabilities across vision and strategy, scope of services, innovation and investments, and global deliveryAUSTIN, Texas, Oct. 06, 2026 (GLOBE NEWSWIRE) -- TTEC, a leading global consu

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🟡 MARKET WIRE Yahoo Finance • 34d ago

TTEC Digital achieves the 2026-2027 Microsoft AI Business Solutions Inner Circle award for 11th consecutive year

Recognition reflects TTEC Digital's leadership in helping enterprises scale AI, modernize operations, and drive measurable business outcomesAUSTIN, Texas, Sept. 28, 2026 (GLOBE NEWSWIRE) -- TTEC Digital, one of the large

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🟡 MARKET WIRE Yahoo Finance • 39d ago

TTEC Unveils CARES, a New Quality Intelligence Metric That Measures What Customers Actually Experience

New proprietary framework analyzes 100% of customer interactions to identify the issues driving customer friction and business impactAUSTIN, Texas, Sept. 24, 2026 (GLOBE NEWSWIRE) -- TTEC, a leading global consulting, te

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 41d ago

TTEC Launches New Automotive Customer Experience Program in Cairo

New operation expands TTEC’s automotive CX capabilities in Egypt as part of a seven-year strategic collaboration with Volkswagen Group UK Ltd. TTEC launches automotive CX program in Cairo with Volkswagen Group UK TTEC to

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 41d ago

TTEC Launches New Automotive Customer Experience Programme in Cairo

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 70d ago

TTEC RealSkill™ Wins Gold for Best Use of AI for Learning at 2026 Brandon Hall Group™ HCM Excellence Awards

Recognition highlights TTEC’s AI-driven approach to building workforce readiness TTEC Wins Gold TTEC wins gold for Best Use of AI for Learning at 2026 Brandon Hall Group™ HCM Excellence Awards. AUSTIN, Texas, Aug. 24, 20

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

TTEC Bull vs. Bear Conversation Board — What's Your Call at $1.59?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON TTEC 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $1.38 (-12.1%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is TTEC (D- • RQD 38/100) a Buy at $1.57?

Welcome to the TTEC (TTEC Holdings Inc.) Roar Pit. Current RQD Composite is 38/100 (Roarable Sell — Vulnerable Balance Sheet & Flow) in Professional Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RI RiskArb_Desk Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $1.29 (-17.8%)

Spot @ $1.57

Pump the brakes on TTEC — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on TTEC, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless TTEC Holdings Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

CA CashFlowKing Verified K Arena Trader 🐂 BULLISH 🎯 Target: $1.98 (+26.1%)

Spot @ $1.57

TTEC cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on TTEC, the market is fixating on short-term headline noise in Professional Services and ignoring the balance sheet and cash flow trajectory. At $1.57 (52-wk range $1.18 - $3.99), any beat on forward guidance forces shorts and underweight funds to chase.