MARKET WIREReuters • 2h ago
Oil slips more than 1% as talks continue on ending Iran war - ReutersOil slips more than 1% as talks continue on ending Iran war Reuters
Why TNET Stock dropped -9.53% Today — RQD Quant Desk Flash
$63.70 -9.53% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $62.49
TriNet Group Inc. (TNET) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $2.92B
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is TNET stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-01, TriNet Group Inc. (NYSE: TNET) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $63.70 (-9.53% 1D, market cap $2.92B). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 16/20. Across 1011 tracked Consumer Discretionary issuers, TNET ranks #475 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does TNET compare to CBZ and FOUR in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Business Services), TNET carries a Roarable D+ (57/100 RQD), trailing P/E of 18.9x, gross margin of —, and ROIC of 85.0%. By comparison, CBZ (CBIZ Inc.) holds a B- grade (71/100 RQD, P/E 25.8x, ROIC 5.9%, cap $2.98B) and FOUR (Shift4 Payments Inc. (Class A)) posts a D+ grade (56/100 RQD, P/E 21.1x, ROIC 5.5%, cap $3.10B). Among the 5-stock peer group, MMS leads on earnings multiple (10.3x) while TNET leads on capital efficiency (85.0% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for TNET?
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Per TNET's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000937098), TriNet Group Inc. generated $5.01B in revenue (-0.9% YoY), $155.0M in net income, and $234.0M in free cash flow against $3.80B in total assets and $895.0M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $62.48 (-1.91%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 19/20 (A+) • 4.7% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C · Rk D
Each axis scored 0–20
12M PRICE TARGET CONE-0.5% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TNET)Realized 20D OHLCV Swing Band: ±9.5%
Deterministic 5-Pillar Attribution (57/100 Composite)
🔍 WHY TNET SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+19/20 pts (33% of score)
SEC XBRL FY 2025 (10-K): 4.7% FCF Margin ($234.0M FCF) & 52% Gross Margin
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (28% of score)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$65.45+8% Next Q
65
Q2 (-2Q)Grade C+$70.70+7.2% Next Q
62
Q3 (-1Q)Grade C$75.78-15.9% Next Q
60
CurrentGrade D+$63.70-0.2% Hist 90D α
57
Trajectory: C+ (65) → D+ (57)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the TNET Bull Thesis Could Fail
Even with a 57/100 (D+) score, TNET faces multiple-compression risk if 18.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
⚠️ Forensic Kill-Switch #2
Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($67.71) or 200D SMA ($53.42) invalidates the momentum regime and cuts Target Base ($63.41) toward Bear Floor ($49.46).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $TNET• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “TNET Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why TNET Stock dropped -9.53% Today — RQD Quant Desk Flash
TriNet Group Inc. (TNET) dropped -9.53% to $63.70, trading at 70% of its 52-week range ($33.61 – $76.59). Stretched risk/reward at 19x P/E (85% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 70% of its 52-week range ($33.61 – $76.59) with RSI-14 at 40.9 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±9.5% around $63.70 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $234.0M annual free cash flow.
Live TNET Headlines & Catalysts
MARKET WIREReuters • 3h ago
Nine people dead in Learjet crash in south Florida, officials say - ReutersNine people dead in Learjet crash in south Florida, officials say Reuters
MARKET WIREReuters • 5h ago
Iran's IRGC Navy says two tankers 'exploded' after hitting mines in Hormuz - ReutersIran's IRGC Navy says two tankers 'exploded' after hitting mines in Hormuz Reuters
MARKET WIRECNBC • 7h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
MARKET WIRECNBC • 7h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 8h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 9h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 10h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TNET)
- ✓Walkthrough of TNET's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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TNET // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +39.14%▼ SUPPORT BREAKDOWN
2026-10-30O $63.42H $66.00L $61.93C $63.70VOL 622.6K
RES: $77.12SUP: $68.14SMA50: $67.71SMA200: $53.42
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
TNET Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
12.3%/yr Implied 5Y Growth
vs. -0.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on TNET today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for TNET. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for TNET today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TNET)
Consumer Discretionary Rank #475 of 1011
⚔️ CBZ vs TNET Full Matrix →
1. Head-to-Head Consumer Discretionary Peer Comparison (TNET vs. CBZ, FOUR, MMS, PAYO)
Industry: Business Services (90 Tracked Issuers)Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, TriNet Group Inc. (TNET) ranks #475 by composite RQD confidence (57/100, grade D+) and #366 by equity capitalization ($2.92B). Within this direct 5-issuer industry benchmark cohort, MMS leads on earnings valuation at 10.3x trailing P/E, while TNET leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. MMS currently holds the highest overall quantitative score in the immediate peer group at 76/100 (B+) compared with TNET at 57/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| TNET
ACTIVE
TriNet Group Inc. | D+ | 57/100 | 18.9x | — | 85.0% | -9.53% | $2.92B | Benchmark Subject |
| CBZ CBIZ Inc. | B- | 71/100 | 25.8x | 12.9% | 5.9% | +0.06% | $2.98B | /cbz-vs-tnet → |
| FOUR Shift4 Payments Inc. (Class A) | D+ | 56/100 | 21.1x | — | 5.5% | +2.96% | $3.10B | /four-vs-tnet → |
| MMS Maximus Inc. | B+ | 76/100 | 10.3x | 24.6% | 13.5% | +1.67% | $3.29B | /mms-vs-tnet → |
| PAYO Payoneer Global Inc. | C+ | 66/100 | 33.0x | — | 34.1% | 0.00% | $2.41B | /payo-vs-tnet → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000937098In its most recent audited fiscal period (FY2025, filed 2025-12-31), TriNet Group Inc. (TNET) reported GAAP revenue of $5.01B (-0.9% vs. FY2024 revenue of $5.05B , and +1.8% cumulative change since FY2023) , GAAP net income of $155.0M, operating cash flow of $303.0M, and free cash flow of $234.0M (+16.4% YoY). On the balance sheet, TNET closed FY2025 with $3.80B in total assets against $895.0M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $5.01B | $155.0M | $303.0M | $234.0M | $3.80B | $895.0M |
| FY2024 (FY) | 2024-12-31 | $5.05B | $173.0M | $279.0M | $201.0M | $4.12B | $908.0M |
| FY2023 (FY) | 2023-12-31 | $4.92B | $375.0M | $539.0M | $539.0M | — | — |
3. TNET Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs TNET stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, TriNet Group Inc. (NYSE: TNET) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $63.70 (-9.53% 1D, market cap $2.92B). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 16/20. Across 1011 tracked Consumer Discretionary issuers, TNET ranks #475 in composite RQD confidence.
How does TNET compare to CBZ and FOUR in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Business Services), TNET carries a Roarable D+ (57/100 RQD), trailing P/E of 18.9x, gross margin of —, and ROIC of 85.0%. By comparison, CBZ (CBIZ Inc.) holds a B- grade (71/100 RQD, P/E 25.8x, ROIC 5.9%, cap $2.98B) and FOUR (Shift4 Payments Inc. (Class A)) posts a D+ grade (56/100 RQD, P/E 21.1x, ROIC 5.5%, cap $3.10B). Among the 5-stock peer group, MMS leads on earnings multiple (10.3x) while TNET leads on capital efficiency (85.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for TNET?
Per TNET's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000937098), TriNet Group Inc. generated $5.01B in revenue (-0.9% YoY), $155.0M in net income, and $234.0M in free cash flow against $3.80B in total assets and $895.0M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is TNET trading relative to its 50-day, 200-day, and 52-week technical levels?
TNET last traded at $63.70 (-9.53% on volume of 716,936 shares), positioning the stock -5.92% below its 50-day simple moving average ($67.71) and +19.24% above its 200-day simple moving average ($53.42). Across its 52-week range of $33.61 to $76.59, TNET sits at the 70.0% percentile with a 14-day RSI of 40.9 (NEUTRAL RANGE) and an implied next-earnings move of ±9.5% ($57.65 to $69.75).
TNET Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is TNET stock moving today?
Why TNET Stock dropped -9.53% Today — RQD Quant Desk Flash. Stretched risk/reward at 19x P/E (85% return on capital) under elevated 10-year interest-rate pressure.