CATALYSTSeekingAlpha • 1d ago
Dividend Champion, Contender, And Challenger Highlights: Week November 1Get a weekly dividend summary for Champions, Contenders, and Challengers.
Why TMP Stock advanced +0.53% Today — RQD Quant Desk Flash
$101.64 +0.53% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
Tompkins Financial Corporation (TMP) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C- • HOLD / WATCH
Cap $1.46B
INTERACTIVE SCENARIO DECK:
RQD QUANT TACHOMETERHOLD / WATCH • C-
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+1.3% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TMP)Realized 20D OHLCV Swing Band: ±4.7%
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why TMP Stock advanced +0.53% Today — RQD Quant Desk Flash
Tompkins Financial Corporation (TMP) advanced +0.53% to $101.64, trading at 94% of its 52-week range ($63.6 – $104.18). Solid steady margins (17% return on capital), mixed timing at 9x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 94% of its 52-week range ($63.6 – $104.18) with RSI-14 at 51.9 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.7% around $101.64 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C- (Hold) backed by 52% gross margin and $31.9M annual free cash flow.
Live TMP Headlines & Catalysts
CATALYSTYahoo • 2d ago
Tompkins Financial (TMP) Stock May Be Below Fair Value Following Strong Q3 EarningsTompkins Financial has delivered strong share price gains in recent years, which puts a spotlight on whether the current valuation is supported by the returns it earns on its capital. After a move like this, investors na
CATALYSTSeekingAlpha • 4d ago
Dividend Announcements: October 17-23, 2026 (Part 1 Of 2)See 25 dividend stocks with recent payout hikes, including top picks, fair value upside, yield, and risk flags.
MARKET WIREYahoo • 7d ago
Tompkins Financial (TMP) Stock Q3 Earnings Back Margin Gains And Value AppealTompkins Financial stock barely budged after its Q3 2026 earnings release, ticking up about 0.4% to just above US$101. For a regional bank posting basic earnings per share of roughly US$2.01 and a net interest margin of
MARKET WIREYahoo • 9d ago
Tompkins Financial (TMP) Tops Q3 Earnings EstimatesTompkins (TMP) delivered earnings and revenue surprises of +4.71% and -0.05%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
MARKET WIREYahoo • 9d ago
Tompkins: Q3 Earnings Snapshot(AP) — Tompkins Financial Corp. (TMP) on Friday reported net income of $28.
MARKET WIREYahoo • 9d ago
Tompkins Financial Corporation Reports Financial Results for Third Quarter of 2026ITHACA, N.Y., October 23, 2026--Tompkins Financial Corporation (NYSE American: TMP)
CATALYSTYahoo • 9d ago
Tompkins Financial Corporation Reports Increased Cash DividendITHACA, N.Y., October 23, 2026--Tompkins Financial Corporation (NYSE American: TMP)
CATALYSTBenzinga • 9d ago
Tompkins Finl Q3 EPS $2.00 Beats $1.95 Estimate, Sales $89.853M Beat $89.650M EstimateTompkins Finl (AMEX:TMP) reported quarterly earnings of $2.00 per share which beat the analyst consensus estimate of $1.95 by 2.56 percent. This is a 21.21 percent increase over earnings of $1.65 per share from the same
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Scheduled RQD Strong Buys & Whale Accumulation Briefing (TMP Tape Review)
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TMP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.61%📐 HORIZONTAL RANGE
2026-10-30O $102.0H $102.4L $99.05C $101.6VOL 108.0K
RES: $104.3SUP: $94.26SMA50: $98.20SMA200: $89.09
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
TMP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
-3.0%/yr Implied 5Y Growth
vs. -4.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on TMP today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for TMP. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for TMP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TMP)
Financials Rank #462 of 1096
⚔️ BHRB vs TMP Full Matrix →
1. Head-to-Head Financials Peer Comparison (TMP vs. BHRB, WABC, LKFN, TFIN)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Tompkins Financial Corporation (TMP) ranks #462 by composite RQD confidence (61/100, grade C-) and #497 by equity capitalization ($1.46B). Within this direct 5-issuer industry benchmark cohort, TMP leads on earnings valuation at 9.1x trailing P/E, while TMP leads on capital efficiency and profitability with 17.2% ROIC and — gross margin. LKFN currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with TMP at 61/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| TMP
ACTIVE
Tompkins Financial Corporation | C- | 61/100 | 9.1x | — | 17.2% | +0.53% | $1.46B | Benchmark Subject |
| BHRB Burke & Herbert Financial Services Corp. | C- | 61/100 | 12.2x | — | 13.7% | +0.88% | $1.43B | /bhrb-vs-tmp → |
| WABC Westamerica Bancorporation | C | 63/100 | 12.2x | — | 12.4% | +0.79% | $1.42B | /wabc-vs-tmp → |
| LKFN Lakeland Financial Corporation | C | 64/100 | 14.6x | — | 13.6% | +1.03% | $1.51B | /lkfn-vs-tmp → |
| TFIN Triumph Financial Inc. | D | 48/100 | 59.9x | — | 2.7% | +0.84% | $1.52B | /tfin-vs-tmp → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001005817In its most recent audited fiscal period (FY2025, filed 2025-12-31), Tompkins Financial Corporation (TMP) reported GAAP revenue of $75.7M (-4.5% vs. FY2024 revenue of $79.3M , and +1.0% cumulative change since FY2023) , GAAP net income of $161.1M, operating cash flow of $38.9M, and free cash flow of $31.9M (-64.0% YoY). On the balance sheet, TMP closed FY2025 with $8.67B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $75.7M | $161.1M | $38.9M | $31.9M | $8.67B | — |
| FY2024 (FY) | 2024-12-31 | $79.3M | $70.8M | $95.0M | $88.8M | $8.11B | — |
| FY2023 (FY) | 2023-12-31 | $75.0M | $9.5M | $89.0M | $89.0M | — | — |
3. TMP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs TMP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Tompkins Financial Corporation (NYSE: TMP) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $101.64 (+0.53% 1D, market cap $1.46B). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, TMP ranks #462 in composite RQD confidence.
How does TMP compare to BHRB and WABC in the Financials sector?
Within the Financials sector (Major Banks), TMP carries a Roarable C- (61/100 RQD), trailing P/E of 9.1x, gross margin of —, and ROIC of 17.2%. By comparison, BHRB (Burke & Herbert Financial Services Corp.) holds a C- grade (61/100 RQD, P/E 12.2x, ROIC 13.7%, cap $1.43B) and WABC (Westamerica Bancorporation) posts a C grade (63/100 RQD, P/E 12.2x, ROIC 12.4%, cap $1.42B). Among the 5-stock peer group, TMP leads on earnings multiple (9.1x) while TMP leads on capital efficiency (17.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for TMP?
Per TMP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001005817), Tompkins Financial Corporation generated $75.7M in revenue (-4.5% YoY), $161.1M in net income, and $31.9M in free cash flow against $8.67B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is TMP trading relative to its 50-day, 200-day, and 52-week technical levels?
TMP last traded at $101.64 (+0.53% on volume of 137,797 shares), positioning the stock +3.50% above its 50-day simple moving average ($98.20) and +14.09% above its 200-day simple moving average ($89.09). Across its 52-week range of $63.60 to $104.18, TMP sits at the 93.7% percentile with a 14-day RSI of 51.9 (NEUTRAL RANGE) and an implied next-earnings move of ±4.7% ($96.86 to $106.42).
TMP Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is TMP stock moving today?
Why TMP Stock advanced +0.53% Today — RQD Quant Desk Flash. Solid steady margins (17% return on capital), mixed timing at 9x P/E—hold if owned, no rush to chase.