The Bancorp Inc (TBBK) earns a Roarable Rating of B (Buy) with 75/100 RQD Confidence. High-quality cash engine (steady margins, 33% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
As of 2026-11-01, The Bancorp Inc (NASDAQ: TBBK) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $50.52 (+0.20% 1D, market cap $2.06B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, TBBK ranks #42 in composite RQD confidence.
Within the Financials sector (Major Banks), TBBK carries a Roarable B (75/100 RQD), trailing P/E of 9.0x, gross margin of —, and ROIC of 33.1%. By comparison, FCF (First Commonwealth Financial Corporation) holds a C grade (65/100 RQD, P/E 13.4x, ROIC 9.8%, cap $2.04B) and CHCO (City Holding Company) posts a B grade (73/100 RQD, P/E 15.5x, ROIC 16.1%, cap $2.02B). Among the 5-stock peer group, TBBK leads on earnings multiple (9.0x) while TBBK leads on capital efficiency (33.1% ROIC).
Per TBBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001295401), The Bancorp Inc generated $0 in revenue, $228.2M in net income, and $257.9M in free cash flow against $9.35B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 6.4% FCF Margin ($257.9M FCF) & 52% Gross Margin
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)
Even with a 75/100 (B) score, TBBK faces multiple-compression risk if 9.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($53.63) or 200D SMA ($58.48) invalidates the momentum regime and cuts Target Base ($54.38) toward Bear Floor ($41.43).
The Bancorp Inc (TBBK) advanced +0.20% to $50.52, trading at 15% of its 52-week range ($46.45 – $73.02). High-quality cash engine (steady margins, 33% return on capital) with steady institutional support.
Sticky inflation, fresh Fed hikes to 3.75% to 4% and surging Treasury yields are reshaping where money is made in markets, as higher rates punish some sectors while potentially lifting net interest income for others. Inv
ELMER, N.J., October 30, 2026--ELMER BANCORP, INC. ("Elmer Bancorp" or the "Company") (OTCID: ELMA), the parent company of The First National Bank of Elmer (the "Bank"), announces its operating results for the three and
CEO outlines fintech pivot and $10 per share long-term target amid Chime transition.
Bancorp (NASDAQ:TBBK) reported third-quarter core earnings per share of $1.47, up 25% from a year earlier, as growth in fintech fees, sponsored lending and payment volumes supported results. The company also maintained i
The Bancorp, Inc. (TBBK) Q3 2026 Earnings Call October 30, 2026 8:00 AM EDTCompany ParticipantsDominic Canuso - Executive VP & CFODamian Kozlowski -...
Bancorp (NASDAQ:TBBK) reported third-quarter financial results on Friday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga APIs. For
2026-10-30. The following slide deck was published by The Bancorp, Inc.
The headline numbers for The Bancorp (TBBK) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the ye
Financial services company The Bancorp (NASDAQ:TBBK) missed Wall Street’s revenue expectations in Q3 2026, with revenue flat year on year at $175.9 million. Its GAAP profit of $1.53 per share was 6% above analysts’ conse
The Bancorp (TBBK) delivered earnings and revenue surprises of -0.68% and +4.47%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on TBBK today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for TBBK. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, The Bancorp Inc (TBBK) ranks #42 by composite RQD confidence (75/100, grade B) and #423 by equity capitalization ($2.06B). Within this direct 5-issuer industry benchmark cohort, TBBK leads on earnings valuation at 9.0x trailing P/E, while TBBK leads on capital efficiency and profitability with 33.1% ROIC and — gross margin. TBBK currently leads its immediate peer cohort in composite quantitative strength at 75/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| TBBK
ACTIVE
The Bancorp Inc | B | 75/100 | 9.0x | — | 33.1% | +0.20% | $2.06B | Benchmark Subject |
| FCF First Commonwealth Financial Corporation | C | 65/100 | 13.4x | — | 9.8% | +0.91% | $2.04B | /fcf-vs-tbbk → |
| CHCO City Holding Company | B | 73/100 | 15.5x | — | 16.1% | +1.03% | $2.02B | /chco-vs-tbbk → |
| HTH Hilltop Holdings Inc. | D- | 40/100 | 12.7x | — | 7.7% | +1.58% | $2.12B | /hth-vs-tbbk → |
| SRCE 1st Source Corporation | D+ | 56/100 | — | — | — | +0.97% | $2.13B | /srce-vs-tbbk → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), The Bancorp Inc (TBBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $228.2M, operating cash flow of $265.0M, and free cash flow of $257.9M (+25.9% YoY). On the balance sheet, TBBK closed FY2025 with $9.35B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $228.2M | $265.0M | $257.9M | $9.35B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $217.5M | $209.9M | $204.9M | $8.73B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $192.3M | $186.9M | $186.9M | — | — |
As of 2026-11-01, The Bancorp Inc (NASDAQ: TBBK) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $50.52 (+0.20% 1D, market cap $2.06B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, TBBK ranks #42 in composite RQD confidence.
Within the Financials sector (Major Banks), TBBK carries a Roarable B (75/100 RQD), trailing P/E of 9.0x, gross margin of —, and ROIC of 33.1%. By comparison, FCF (First Commonwealth Financial Corporation) holds a C grade (65/100 RQD, P/E 13.4x, ROIC 9.8%, cap $2.04B) and CHCO (City Holding Company) posts a B grade (73/100 RQD, P/E 15.5x, ROIC 16.1%, cap $2.02B). Among the 5-stock peer group, TBBK leads on earnings multiple (9.0x) while TBBK leads on capital efficiency (33.1% ROIC).
Per TBBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001295401), The Bancorp Inc generated $0 in revenue, $228.2M in net income, and $257.9M in free cash flow against $9.35B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
TBBK last traded at $50.52 (+0.20% on volume of 692,448 shares), positioning the stock -5.80% below its 50-day simple moving average ($53.63) and -13.61% below its 200-day simple moving average ($58.48). Across its 52-week range of $46.45 to $73.02, TBBK sits at the 15.3% percentile with a 14-day RSI of 32.7 (NEUTRAL RANGE) and an implied next-earnings move of ±6.2% ($47.39 to $53.65).
Why TBBK Stock advanced +0.20% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 33% return on capital) with steady institutional support.
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