Stock Ratings / Consumer Discretionary / SCL

EPC (60) ODD (77) COTY (50) IPAR (81) ⌘ Pro Terminal →

Stepan Company (SCL) — RQD Stock Rating Cockpit

$69.99 +2.31% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

Stepan Company (SCL) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $1.59B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SCL)Realized 20D OHLCV Swing Band: ±5.9%

RSI-14 MOMENTUMOVERBOUGHT (>70)

76.230 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE97% OF RANGE

L: $42$69.99H: $71

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: D-RQD 8 / 20

2. Big Money & Insiders● NEUTRAL

Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: D+RQD 22 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 25 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on SCL

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (40)

4.3% ROIC with 11.6% gross margin and 1.59% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BULLISH (75)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (53)

22/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like SCL

✓Clean SEC annual filing review with no major hidden accounting time-bombs.

Bear Case: What Could Go Wrong

!Sensitive to high interest rates and tighter Federal Reserve market liquidity.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SCL)

✓Walkthrough of SCL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

SCL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +39.90%▲ RESISTANCE BREAKOUT

2026-10-30O $70.00H $70.81L $69.18C $69.99VOL 233.0K

RES: $64.05SUP: $58.41SMA50: $63.00SMA200: $56.89

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SCL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SCL Butterfly Map → + Track SCL →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

26.2%/yr Implied 5Y Growth

vs. +7.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SCL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SCL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SCL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SCL)

Consumer Discretionary Rank #541 of 1011 ⚔️ EPC vs SCL Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (SCL vs. EPC, ODD, COTY, IPAR)

Industry: Package Goods/Cosmetics (23 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Stepan Company (SCL) ranks #541 by composite RQD confidence (55/100, grade D+) and #447 by equity capitalization ($1.59B). Within this direct 5-issuer industry benchmark cohort, ODD leads on earnings valuation at 11.1x trailing P/E, while ODD leads on capital efficiency and profitability with 85.0% ROIC and 72.7% gross margin. IPAR currently holds the highest overall quantitative score in the immediate peer group at 81/100 (A-) compared with SCL at 55/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SCL ACTIVE Stepan Company	D+	55/100	33.9x	11.6%	4.3%	+2.31%	$1.59B	Benchmark Subject
EPC Edgewell Personal Care Company	C-	60/100	51.8x	41.6%	2.5%	+3.25%	$1.32B	/epc-vs-scl →
ODD ODDITY Tech Ltd. (Class A)	B+	77/100	11.1x	72.7%	85.0%	+3.93%	$1.23B	/odd-vs-scl →
COTY Coty Inc. (Class A)	D	50/100	—	64.8%	3.1%	-0.30%	$2.95B	/coty-vs-scl →
IPAR Interparfums Inc.	A-	81/100	17.8x	63.6%	21.3%	+1.10%	$3.70B	/ipar-vs-scl →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000094049

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Stepan Company (SCL) reported GAAP revenue of $2.33B (+7.0% vs. FY2024 revenue of $2.18B , and +0.3% cumulative change since FY2023) , GAAP net income of $46.9M, operating cash flow of $147.9M, and free cash flow of $25.4M (-35.4% YoY). On the balance sheet, SCL closed FY2025 with $2.36B in total assets against $341.0M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.33B	$46.9M	$147.9M	$25.4M	$2.36B	$341.0M
FY2024 (FY)	2024-12-31	$2.18B	$50.4M	$162.1M	$39.3M	$2.30B	$332.6M
FY2023 (FY)	2023-12-31	$2.33B	$40.2M	$174.9M	$174.9M	—	—

3. SCL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SCL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Stepan Company (NYSE: SCL) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $69.99 (+2.31% 1D, market cap $1.59B). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 12/20. Across 1011 tracked Consumer Discretionary issuers, SCL ranks #541 in composite RQD confidence.

How does SCL compare to EPC and ODD in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Package Goods/Cosmetics), SCL carries a Roarable D+ (55/100 RQD), trailing P/E of 33.9x, gross margin of 11.6%, and ROIC of 4.3%. By comparison, EPC (Edgewell Personal Care Company) holds a C- grade (60/100 RQD, P/E 51.8x, ROIC 2.5%, cap $1.32B) and ODD (ODDITY Tech Ltd. (Class A)) posts a B+ grade (77/100 RQD, P/E 11.1x, ROIC 85.0%, cap $1.23B). Among the 5-stock peer group, ODD leads on earnings multiple (11.1x) while ODD leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SCL?

Per SCL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000094049), Stepan Company generated $2.33B in revenue (+7.0% YoY), $46.9M in net income, and $25.4M in free cash flow against $2.36B in total assets and $341.0M in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SCL trading relative to its 50-day, 200-day, and 52-week technical levels?

SCL last traded at $69.99 (+2.31% on volume of 158,715 shares), positioning the stock +11.10% above its 50-day simple moving average ($63.00) and +23.03% above its 200-day simple moving average ($56.89). Across its 52-week range of $41.82 to $70.81, SCL sits at the 97.2% percentile with a 14-day RSI of 76.2 (OVERBOUGHT (>70)) and an implied next-earnings move of ±5.9% ($65.86 to $74.12).

SCL Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell SCL stock right now?

Stepan Company (SCL) currently earns a Roarable Rating of D+ (Sell — SELL) with 55/100 RQD Confidence. Stretched risk/reward at 34x P/E (4% return on capital) under elevated 10-year interest-rate pressure.

What is SCL's 12-month price target and RQD AI Jury consensus?

SCL's 12-month base price target is $69.05 (range $53.86 to $81.48), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: SCL RQD Cockpit SCL 12M Forecast SCL Earnings & Move SCL Dividends & DRIP SCL Insiders & 13F SCL Whale Options SCL Profit Sankey SCL News & Why