Stock Ratings / Financials / RVSB / forecast

SFBC (67) PROV (60) MGYR (63) BYFC (31) ⌘ Pro Terminal →

Riverview Bancorp Inc (RVSB) 12-Month Stock Forecast & Price Target Cone

$5.92 -1.82% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $5.89

Riverview Bancorp Inc (RVSB) carries a Roarable Rating of D (Sell) with 49/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $119.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on RVSB Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is RVSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-01, Riverview Bancorp Inc (NASDAQ: RVSB) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $5.92 (-1.82% 1D, market cap $119.4M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, RVSB ranks #878 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does RVSB compare to SFBC and PROV in the Financials sector?

▼

Within the Financials sector (Savings Institutions), RVSB carries a Roarable D (49/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -2.6%. By comparison, SFBC (Sound Financial Bancorp Inc.) holds a C+ grade (67/100 RQD, P/E 16.1x, ROIC 6.5%, cap $115.6M) and PROV (Provident Financial Holdings Inc.) posts a C- grade (60/100 RQD, P/E 18.0x, ROIC 4.9%, cap $112.8M). Among the 5-stock peer group, MGYR leads on earnings multiple (13.4x) while MGYR leads on capital efficiency (8.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for RVSB?

▼

Per RVSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001041368), Riverview Bancorp Inc generated $0 in revenue, -$4.3M in net income, and $12.0M in free cash flow against $1.51B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $5.89 (-0.52%)🧬 Cannibal Buyback (-0.68% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.4% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-4.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RVSB)Realized 20D OHLCV Swing Band: ±4%

Deterministic 5-Pillar Attribution (49/100 Composite)

🔍 WHY RVSB SCORES 49/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+12/20 pts (24% of score)

FRED Regime × Technicals: 78% of 52W Range • RSI-14 at 57.1 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (22% of score)

SEC XBRL FY 2025 (10-K): 0.3% FCF Margin ($12.0M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$5.97+0.3% Next Q

Q2 (-2Q)

Grade C-$5.99+1.3% Next Q

Q3 (-1Q)

Grade C-$6.07-2.5% Next Q

Current

Grade D$5.92-5.4% Hist 90D α

Trajectory: C (57) → D (49)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a RVSB Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While RVSB currently carries a cautious 49/100 (D) rating due to Whale & Options Positioning (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.73) and Max Pain ($6.22) forces dealer call-delta covering toward $6.70.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.68% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $RVSB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “RVSB Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 49%NO 51%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your RVSB Position Size: $10,000

Shares at $5.92: 1689.2 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $4.43

$7,483

$-2,517 (-25.2%)

12M Consensus BaseTarget $5.68

$9,595

$-405 (-4.1%)

12M Bull Case BreakoutTarget $6.70

$11,318

+$1,318 (+13.2%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (32 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 6

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$6	74%	A
Goldman SachsSector Coverage Lead	UNDERPERFORM	$6	69%	B
JP MorganUS Large-Cap Research	SELL	$5	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring RVSB)

✓Walkthrough of RVSB's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

RVSB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +14.29%📐 HORIZONTAL RANGE

2026-10-30O $5.99H $6.11L $5.92C $5.92VOL 46.4K

RES: $6.39SUP: $4.76SMA50: $5.73SMA200: $5.48

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RVSB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RVSB Butterfly Map → + Track RVSB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on RVSB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for RVSB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for RVSB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RVSB)

Financials Rank #878 of 1096 ⚔️ SFBC vs RVSB Full Matrix →

1. Head-to-Head Financials Peer Comparison (RVSB vs. SFBC, PROV, MGYR, BYFC)

Industry: Savings Institutions (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Riverview Bancorp Inc (RVSB) ranks #878 by composite RQD confidence (49/100, grade D) and #944 by equity capitalization ($119.4M). Within this direct 5-issuer industry benchmark cohort, MGYR leads on earnings valuation at 13.4x trailing P/E, while MGYR leads on capital efficiency and profitability with 8.0% ROIC and — gross margin. SFBC currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with RVSB at 49/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
RVSB ACTIVE Riverview Bancorp Inc	D	49/100	—	—	-2.6%	-1.82%	$119.4M	Benchmark Subject
SFBC Sound Financial Bancorp Inc.	C+	67/100	16.1x	—	6.5%	0.00%	$115.6M	/sfbc-vs-rvsb →
PROV Provident Financial Holdings Inc.	C-	60/100	18.0x	—	4.9%	0.00%	$112.8M	/prov-vs-rvsb →
MGYR Magyar Bancorp Inc.	C	63/100	13.4x	—	8.0%	+0.45%	$130.7M	/mgyr-vs-rvsb →
BYFC Broadway Financial Corporation (Class A)	E	31/100	—	—	-9.4%	+0.26%	$106.5M	/byfc-vs-rvsb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0001041368

In its most recent audited fiscal period (FY2025, filed 2026-03-31), Riverview Bancorp Inc (RVSB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$4.3M, operating cash flow of $12.0M, and free cash flow of $12.0M (+45.6% YoY). On the balance sheet, RVSB closed FY2025 with $1.51B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-03-31	$0	-$4.3M	$12.0M	$12.0M	$1.51B	—
FY2024 (FY)	2025-03-31	$0	$4.9M	$8.3M	$8.3M	$1.51B	—
FY2023 (FY)	2024-03-31	$0	$3.8M	$12.8M	$12.8M	—	—

3. RVSB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RVSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does RVSB compare to SFBC and PROV in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for RVSB?

Where is RVSB trading relative to its 50-day, 200-day, and 52-week technical levels?

RVSB last traded at $5.92 (-1.82% on volume of 49,000 shares), positioning the stock +3.32% above its 50-day simple moving average ($5.73) and +8.03% above its 200-day simple moving average ($5.48). Across its 52-week range of $4.88 to $6.22, RVSB sits at the 77.6% percentile with a 14-day RSI of 57.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.0% ($5.68 to $6.16).

RVSB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is RVSB's 12-month stock price target?

Riverview Bancorp Inc (RVSB) carries a 12-month consensus base price target of $5.68 (-4.1% from $5.92), with a bull-case target of $6.7 and a bear-case floor of $4.43.

Is RVSB stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates RVSB D (Sell — SELL) with an RQD Confidence score of 49/100.

Direct Sub-Reports: RVSB RQD Cockpit RVSB 12M Forecast RVSB Earnings & Move RVSB Dividends & DRIP RVSB Insiders & 13F RVSB Whale Options RVSB Profit Sankey RVSB News & Why