CATALYSTYahoo • 2d ago
This Money Transfer Fintech Stock With Profits Seen Surging 381% Eyes EntryTransferring money can be a lucrative endeavor. And this is certainly the case for this fintech stock, which is eyeing an entry.
Why RELY Stock slipped -1.99% Today — RQD Quant Desk Flash
$24.15 -1.99% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $24.12
Remitly Global Inc. (RELY) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B • BUY
Cap $5.22B
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Click Any Pre-Computed AI Quant Specialist Briefing on RELY Below — or Connect Your Own ChatGPT / Claude
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Is RELY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Remitly Global Inc. (NASDAQ: RELY) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $24.15 (-1.99% 1D, market cap $5.22B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 16/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 12/20. Across 1011 tracked Consumer Discretionary issuers, RELY ranks #106 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does RELY compare to AMTM and MBGL in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Business Services), RELY carries a Roarable B (72/100 RQD), trailing P/E of 76.8x, gross margin of —, and ROIC of 12.7%. By comparison, AMTM (Amentum Holdings Inc.) holds a D+ grade (55/100 RQD, P/E 81.8x, ROIC 4.6%, cap $5.40B) and MBGL (Mobility Global Inc.) posts a D grade (51/100 RQD, P/E 32.8x, ROIC 1.4%, cap $5.58B). Among the 5-stock peer group, EXLS leads on earnings multiple (24.7x) while EXLS leads on capital efficiency (23.4% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for RELY?
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Per RELY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001782170), Remitly Global Inc. generated $1.64B in revenue (+29.4% YoY), $67.9M in net income, and $295.7M in free cash flow against $1.46B in total assets and $155.0M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Priced at 77x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $24.12 (-0.12%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 18.1% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw B · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+6.3% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RELY)Realized 20D OHLCV Swing Band: ±7.3%
Deterministic 5-Pillar Attribution (72/100 Composite)
🔍 WHY RELY SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (22% of score)
20D Institutional Volume Accumulation (±7.3% realized swing band)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+16/20 pts (22% of score)
Altman Z-Score 6.91 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution12/20 pts (-8 pt drag)
Cannibal Buyback (-1.24% YoY Shares) & executive Form 4 sales trim 8 pts from alignment
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$23.54+3.5% Next Q
64
Q2 (-2Q)Grade B-$24.36+0.9% Next Q
67
Q3 (-1Q)Grade B-$24.57-1.7% Next Q
69
CurrentGrade B$24.15+7% Hist 90D α
72
Trajectory: C+ (64) → B (72)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the RELY Bull Thesis Could Fail
Even with a 72/100 (B) score, RELY faces multiple-compression risk if 76.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Priced at 77x earnings—high expectations leave less room for a lukewarm quarter.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($23.74) or 200D SMA ($20.59) invalidates the momentum regime and cuts Target Base ($25.67) toward Bear Floor ($19.80).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $RELY• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “RELY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why RELY Stock slipped -1.99% Today — RQD Quant Desk Flash
Remitly Global Inc. (RELY) slipped -1.99% to $24.15, trading at 78% of its 52-week range ($12.08 – $27.48). High-quality cash engine (steady margins, 13% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 78% of its 52-week range ($12.08 – $27.48) with RSI-14 at 55.9 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±7.3% around $24.15 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B (Buy) backed by 52% gross margin and $295.7M annual free cash flow.
Live RELY Headlines & Catalysts
CATALYSTYahoo • 2d ago
2 profitable stocks with impressive fundamentals and 1 facing challengesWhile profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.
CATALYSTChartMill • 7d ago
Remitly Global (NASDAQ:RELY): High Growth Momentum Meets Breakout SetupRemitly (RELY) pairs strong growth momentum with a bullish trend, but its breakout setup still needs tighter consolidation and confirmation.
CATALYSTChartMill • 10d ago
Remitly Global Inc (NASDAQ:RELY): Strong Growth Meets a High-Quality Technical SetupRemitly (RELY) combines strong revenue growth, near-zero debt, and a bullish chart consolidation near 52-week highs as it tests key resistance.
MARKET WIREYahoo • 11d ago
Remitly to Report Third Quarter Financial Results on November 4, 2026SEATTLE, Oct. 21, 2026 (GLOBE NEWSWIRE) -- Remitly Global, Inc. (NASDAQ: RELY) (“Remitly” or the “Company”), a trusted provider of financial services that transcend borders, today announced that it will report third quar
MARKET WIRESeekingAlpha • 13d ago
Remitly Global: A Fast-Growing Business At An Attractive ValuationExpansion of the Remitly Card and Pay Later services, alongside strong management execution, supports a premium valuation vs. peers. Read why RELY stock is a Buy.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (RELY Tape Review)
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RELY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +1.56%📐 HORIZONTAL RANGE
2026-11-02O $24.27H $24.64L $24.15C $24.15VOL 1.56M
RES: $29.42SUP: $17.56SMA50: $23.74SMA200: $20.59
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
RELY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
48.0%/yr Implied 5Y Growth
vs. +29.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on RELY today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for RELY. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for RELY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RELY)
Consumer Discretionary Rank #106 of 1011
⚔️ AMTM vs RELY Full Matrix →
1. Head-to-Head Consumer Discretionary Peer Comparison (RELY vs. AMTM, MBGL, XMTR, EXLS)
Industry: Business Services (90 Tracked Issuers)Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Remitly Global Inc. (RELY) ranks #106 by composite RQD confidence (72/100, grade B) and #264 by equity capitalization ($5.22B). Within this direct 5-issuer industry benchmark cohort, EXLS leads on earnings valuation at 24.7x trailing P/E, while EXLS leads on capital efficiency and profitability with 23.4% ROIC and 38.4% gross margin. EXLS currently holds the highest overall quantitative score in the immediate peer group at 87/100 (A) compared with RELY at 72/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| RELY
ACTIVE
Remitly Global Inc. | B | 72/100 | 76.8x | — | 12.7% | -1.99% | $5.22B | Benchmark Subject |
| AMTM Amentum Holdings Inc. | D+ | 55/100 | 81.8x | 10.5% | 4.6% | -0.91% | $5.40B | /amtm-vs-rely → |
| MBGL Mobility Global Inc. | D | 51/100 | 32.8x | — | 1.4% | -0.05% | $5.58B | /mbgl-vs-rely → |
| XMTR Xometry Inc. | D+ | 52/100 | — | 39.1% | -7.8% | -7.11% | $5.78B | /xmtr-vs-rely → |
| EXLS ExlService Holdings Inc. | A | 87/100 | 24.7x | 38.4% | 23.4% | +0.75% | $6.20B | /exls-vs-rely → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001782170In its most recent audited fiscal period (FY2025, filed 2025-12-31), Remitly Global Inc. (RELY) reported GAAP revenue of $1.64B (+29.4% vs. FY2024 revenue of $1.26B , and +73.2% cumulative change since FY2023) , GAAP net income of $67.9M, operating cash flow of $325.1M, and free cash flow of $295.7M (+180.0% YoY). On the balance sheet, RELY closed FY2025 with $1.46B in total assets against $155.0M in total debt (Altman Z-Score: 6.91, Piotroski F-Score: 8/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.64B | $67.9M | $325.1M | $295.7M | $1.46B | $155.0M |
| FY2024 (FY) | 2024-12-31 | $1.26B | -$37.0M | $111.6M | $105.6M | $1.01B | $0 |
| FY2023 (FY) | 2023-12-31 | $944.3M | -$117.8M | $66.8M | $66.8M | — | — |
3. RELY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs RELY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Remitly Global Inc. (NASDAQ: RELY) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $24.15 (-1.99% 1D, market cap $5.22B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 16/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 12/20. Across 1011 tracked Consumer Discretionary issuers, RELY ranks #106 in composite RQD confidence.
How does RELY compare to AMTM and MBGL in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Business Services), RELY carries a Roarable B (72/100 RQD), trailing P/E of 76.8x, gross margin of —, and ROIC of 12.7%. By comparison, AMTM (Amentum Holdings Inc.) holds a D+ grade (55/100 RQD, P/E 81.8x, ROIC 4.6%, cap $5.40B) and MBGL (Mobility Global Inc.) posts a D grade (51/100 RQD, P/E 32.8x, ROIC 1.4%, cap $5.58B). Among the 5-stock peer group, EXLS leads on earnings multiple (24.7x) while EXLS leads on capital efficiency (23.4% ROIC).
What are the biggest fundamental strengths and SEC risk factors for RELY?
Per RELY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001782170), Remitly Global Inc. generated $1.64B in revenue (+29.4% YoY), $67.9M in net income, and $295.7M in free cash flow against $1.46B in total assets and $155.0M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Priced at 77x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is RELY trading relative to its 50-day, 200-day, and 52-week technical levels?
RELY last traded at $24.15 (-1.99% on volume of 1,928,321 shares), positioning the stock +1.73% above its 50-day simple moving average ($23.74) and +17.29% above its 200-day simple moving average ($20.59). Across its 52-week range of $12.08 to $27.48, RELY sits at the 78.4% percentile with a 14-day RSI of 55.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.3% ($22.39 to $25.91).
RELY Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is RELY stock moving today?
Why RELY Stock slipped -1.99% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support.