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Stock Ratings / Consumer Discretionary / RELY / dividends
AMTM (55) MBGL (51) XMTR (52) EXLS (87) ⌘ Pro Terminal →

Remitly Global Inc. (RELY) Dividend Safety Gauge & 10-Year DRIP Compounder

$24.15 -1.99% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $24.12

Remitly Global Inc. (RELY) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate) →
ROARABLE B • BUY Cap $5.22B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on RELY Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is RELY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-02, Remitly Global Inc. (NASDAQ: RELY) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $24.15 (-1.99% 1D, market cap $5.22B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 16/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 12/20. Across 1011 tracked Consumer Discretionary issuers, RELY ranks #106 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does RELY compare to AMTM and MBGL in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Business Services), RELY carries a Roarable B (72/100 RQD), trailing P/E of 76.8x, gross margin of —, and ROIC of 12.7%. By comparison, AMTM (Amentum Holdings Inc.) holds a D+ grade (55/100 RQD, P/E 81.8x, ROIC 4.6%, cap $5.40B) and MBGL (Mobility Global Inc.) posts a D grade (51/100 RQD, P/E 32.8x, ROIC 1.4%, cap $5.58B). Among the 5-stock peer group, EXLS leads on earnings multiple (24.7x) while EXLS leads on capital efficiency (23.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for RELY?
▼

Per RELY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001782170), Remitly Global Inc. generated $1.64B in revenue (+29.4% YoY), $67.9M in net income, and $295.7M in free cash flow against $1.46B in total assets and $155.0M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Priced at 77x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $24.12 (-0.12%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 18.1% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B
025507510072
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B
Cash (15)Whales (16)SEC (16)Macro (13)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+6.3% Base Target
$30 Bull$26 Base$20 Bear
📬 FREE RELY RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RELY)Realized 20D OHLCV Swing Band: ±7.3%
Deterministic 5-Pillar Attribution (72/100 Composite)
🔍 WHY RELY SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (22% of score)

20D Institutional Volume Accumulation (±7.3% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+16/20 pts (22% of score)

Altman Z-Score 6.91 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution12/20 pts (-8 pt drag)

Cannibal Buyback (-1.24% YoY Shares) & executive Form 4 sales trim 8 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
64
Grade C+$23.54+3.5% Next Q
Q2 (-2Q)
67
Grade B-$24.36+0.9% Next Q
Q3 (-1Q)
69
Grade B-$24.57-1.7% Next Q
Current
72
Grade B$24.15+7% Hist 90D α
Trajectory: C+ (64) → B (72)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the RELY Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, RELY faces multiple-compression risk if 76.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Priced at 77x earnings—high expectations leave less room for a lukewarm quarter.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($23.74) or 200D SMA ($20.59) invalidates the momentum regime and cuts Target Base ($25.67) toward Bear Floor ($19.80).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $RELY• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “RELY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 72%NO 28%Trade / Inspect Odds →
CASH DIVIDEND + BUYBACK YIELD
1.8% Total Yield
0% Cash ($0.00/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 • REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (16.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $45,269

Est. Year-10 Shareholder Yield: $815/yr
$11.6K
Yr 1
$13.5K
Yr 2
$15.7K
Yr 3
$18.3K
Yr 4
$21.3K
Yr 5
$24.7K
Yr 6
$28.8K
Yr 7
$33.5K
Yr 8
$38.9K
Yr 9
$45.3K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in RELY & A-Rated Leaders

  • ✓12-month Bull/Base/Bear fair-value walkthrough on RELY and its top sector peer
  • ✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
  • ✓Includes nightly RQD rating-change & forensic signal email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
RELY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +1.56%📐 HORIZONTAL RANGE
2026-11-02O $24.27H $24.64L $24.15C $24.15VOL 1.56M
RES: $29.42SUP: $17.56SMA50: $23.74SMA200: $20.59
$28.28$24.97$21.65$18.34$15.02RES $29.42SUP $17.56$24.152026-05-042026-06-172026-08-042026-09-172026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RELY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RELY Butterfly Map → + Track RELY →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
48.0%/yr Implied 5Y Growth

vs. +29.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on RELY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for RELY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for RELY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RELY)

Consumer Discretionary Rank #106 of 1011 ⚔️ AMTM vs RELY Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (RELY vs. AMTM, MBGL, XMTR, EXLS)

Industry: Business Services (90 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Remitly Global Inc. (RELY) ranks #106 by composite RQD confidence (72/100, grade B) and #264 by equity capitalization ($5.22B). Within this direct 5-issuer industry benchmark cohort, EXLS leads on earnings valuation at 24.7x trailing P/E, while EXLS leads on capital efficiency and profitability with 23.4% ROIC and 38.4% gross margin. EXLS currently holds the highest overall quantitative score in the immediate peer group at 87/100 (A) compared with RELY at 72/100 (B).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
RELY ACTIVE
Remitly Global Inc.
B 72/100 76.8x — 12.7% -1.99% $5.22B Benchmark Subject
AMTM
Amentum Holdings Inc.
D+ 55/100 81.8x 10.5% 4.6% -0.91% $5.40B /amtm-vs-rely →
MBGL
Mobility Global Inc.
D 51/100 32.8x — 1.4% -0.05% $5.58B /mbgl-vs-rely →
XMTR
Xometry Inc.
D+ 52/100 — 39.1% -7.8% -7.11% $5.78B /xmtr-vs-rely →
EXLS
ExlService Holdings Inc.
A 87/100 24.7x 38.4% 23.4% +0.75% $6.20B /exls-vs-rely →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001782170

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Remitly Global Inc. (RELY) reported GAAP revenue of $1.64B (+29.4% vs. FY2024 revenue of $1.26B , and +73.2% cumulative change since FY2023) , GAAP net income of $67.9M, operating cash flow of $325.1M, and free cash flow of $295.7M (+180.0% YoY). On the balance sheet, RELY closed FY2025 with $1.46B in total assets against $155.0M in total debt (Altman Z-Score: 6.91, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $1.64B $67.9M $325.1M $295.7M $1.46B $155.0M
FY2024 (FY) 2024-12-31 $1.26B -$37.0M $111.6M $105.6M $1.01B $0
FY2023 (FY) 2023-12-31 $944.3M -$117.8M $66.8M $66.8M — —

3. RELY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RELY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Remitly Global Inc. (NASDAQ: RELY) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $24.15 (-1.99% 1D, market cap $5.22B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 16/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 12/20. Across 1011 tracked Consumer Discretionary issuers, RELY ranks #106 in composite RQD confidence.

How does RELY compare to AMTM and MBGL in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), RELY carries a Roarable B (72/100 RQD), trailing P/E of 76.8x, gross margin of —, and ROIC of 12.7%. By comparison, AMTM (Amentum Holdings Inc.) holds a D+ grade (55/100 RQD, P/E 81.8x, ROIC 4.6%, cap $5.40B) and MBGL (Mobility Global Inc.) posts a D grade (51/100 RQD, P/E 32.8x, ROIC 1.4%, cap $5.58B). Among the 5-stock peer group, EXLS leads on earnings multiple (24.7x) while EXLS leads on capital efficiency (23.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for RELY?

Per RELY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001782170), Remitly Global Inc. generated $1.64B in revenue (+29.4% YoY), $67.9M in net income, and $295.7M in free cash flow against $1.46B in total assets and $155.0M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Priced at 77x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is RELY trading relative to its 50-day, 200-day, and 52-week technical levels?

RELY last traded at $24.15 (-1.99% on volume of 1,928,321 shares), positioning the stock +1.73% above its 50-day simple moving average ($23.74) and +17.29% above its 200-day simple moving average ($20.59). Across its 52-week range of $12.08 to $27.48, RELY sits at the 78.4% percentile with a 14-day RSI of 55.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.3% ($22.39 to $25.91).

RELY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does RELY pay a dividend and is it safe?

Remitly Global Inc. (RELY) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: RELY RQD Cockpit RELY 12M Forecast RELY Earnings & Move RELY Dividends & DRIP RELY Insiders & 13F RELY Whale Options RELY Profit Sankey RELY News & Why
ROARABLE RATING BRIEF • RQD 72/100 (B) ✓ STAGE-C NUMBER FIREWALL VERIFIED

RELY — Remitly Global Inc.: What the Facts Mean to a Prospective Investor

Engine: Haiku 5.5 Dossier Pipeline
As of: 2026-11-02T14:20Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD 5-pillar rating engine, Remitly Global Inc. (RELY) carries a composite score of 72/100 (B — Roarable Buy — Good Risk/Reward) at a current price of $24.15 (-1.99%). Fundamental cash generation scores 15/20 (ROIC 12.7%, FCF yield 5.67%), institutional 13F whale accumulation scores 16/20, insider conviction scores 12/20, macro regime alignment scores 13/20 (Beta 1.00), and forensic balance-sheet protection scores 16/20 (Altman Z-Score 6.91, Piotroski F-Score 8/9).

Investor Implication: At 76.8x trailing P/E and 64.5x forward P/E within Business Services, upside depends on sustained operating margin expansion (4.7%) and free cash flow conversion relative to the 52-week range of $12.08 – $27.48.

Butterfly Effect: Supply-Chain, Sector & Catalyst Ripples

Operating in Business Services (Consumer Discretionary), RELY is sensitive to 2nd-order capital expenditure cycles, input cost spreads (gross margin —), and institutional positioning across its peer cohort. Prospective investors should monitor quarterly order backlog conversion, sector capex guidance, and Form 4 insider cluster activity (0 recent filings tracked).

Open Questions to Watch: (1) Margin trajectory vs. peer median; (2) FCF conversion sustainability over the next 4 quarters; (3) Institutional 13F rebalancing around upcoming earnings.

RELY Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Remitly Global Inc. (RELY) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to RELY Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

RELY Bull vs. Bear Conversation Board — What's Your Call at $24.15?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON RELY 🐻 33% BEARISH CONVICTION
1. Pick Your Side on RELY:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk 🐂 BULLISH 🎯 Target: $29.08 (+18.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is RELY (B • RQD 72/100) a Buy at $24.64?

Welcome to the RELY (Remitly Global Inc.) Roar Pit. Current RQD Composite is 72/100 (Roarable Buy — Good Risk/Reward) in Business Services. Bulls point to capital efficiency (12.7% ROIC), while bears focus on valuation multiple compression (76.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

MU MultipleCompression Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $19.22 (-22.0%)
Spot @ $24.64

Pump the brakes on RELY — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on RELY, but look at what you are paying: 76.8x trailing P/E with tightening sector spreads. Unless Remitly Global Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $29.57 (+20.0%)
Spot @ $24.64

RELY cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on RELY, the market is fixating on short-term headline noise in Business Services and ignoring the balance sheet and cash flow trajectory. At $24.64 (52-wk range $12.08 - $27.48), any beat on forward guidance forces shorts and underweight funds to chase.

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